Personal Overdrafts
Essentials
- 12.24% p.a. variable interest rate1
- An unsecured Personal Overdraft is a line of credit which allows you to control your expenditure while giving you financial flexibility
- Available on Westpac Choice, and Westpac Choice eAccount 2
- Choose your overdraft limit from $250 to $25,000
- No minimum monthly repayments when you spend within your agreed overdraft amounts 3
- Pay interest only on the money you use, when fees and charges are paid on time
- No security required
- Low monthly fees 3.
A convenient way of making sure you have enough money in your account at all times.
How you can access your money
- ATM
- EFTPOS
- Telephone Banking
- Online Banking
- BPAY ®
- Branch
- Cheque
- Automatic payments.
Benefit summary
- You only pay interest on the money you use (provided fees and interest are paid when debited to the account)
- You pay a low establishment fee
- No security required.
Things you should know
- 1. Variable rate as at 4 December 2009. Rate subject to change without notice.
- 2. Unsecured and Temporary Personal Overdrafts are only available on Westpac Choice and Westpac Choice eAccount and are subject to the Bank's normal lending criteria.
- 3. Fees and charges apply. Full Terms and Conditions available on request. These may be varied or new Terms and Conditions introduced in the future.
- BPAY ® Registered to BPAY Pty Ltd ABN 69 079 137 518
Fees
| Fee | Amount |
|---|---|
| Establishment fee | Nil |
| Monthly service fee for Unsecured Personal Overdrafts up to $25,000 |
$6 |
Things you should know
- 1. Variable rate as at 4 December 2009. Rate subject to change without notice.
- 2. Unsecured and Temporary Personal Overdrafts are only available on Westpac Choice and Westpac Choice eAccount and are subject to the Bank's normal lending criteria.
- 3. Fees and charges apply. Full Terms and Conditions available on request. These may be varied or new Terms and Conditions introduced in the future.
- BPAY ® Registered to BPAY Pty Ltd ABN 69 079 137 518
Rates
| Overdraft amount | Rates |
|---|---|
| $250 to $25,000 |
12.24% p.a. (variable interest rate) |
View Personal Overdrafts essentials.
Things you should know
- 1. Variable rate as at 4 December 2009. Rate subject to change without notice.
- 2. Unsecured and Temporary Personal Overdrafts are only available on Westpac Choice and Westpac Choice eAccount and are subject to the Bank's normal lending criteria.
- 3. Fees and charges apply. Full Terms and Conditions available on request. These may be varied or new Terms and Conditions introduced in the future.
- BPAY ® Registered to BPAY Pty Ltd ABN 69 079 137 518
