Life insurance

Simple life insurance

Get easy access to life insurance with flexible cover levels to fit where you're at in life. Buy the products below directly online or over the phone.

Tailored life insurance

More detailed life insurance products, each with multiple options. Choose from the products below in consultation with a financial planner.

Lifetime Protect

Lifetime Protect is a flexible life insurance policy that is easy for you to change as your needs change.

More about Lifetime Protect

Apply now

Term Life Insurance

Term Life Insurance can protect and help provide for your family when you are no longer around to.

More about Term Life Insurance

Instant Cover

Designed for under 35’s, Instant Cover is a flexible life insurance policy with automatic approval that’s easy to update as your needs and life stages change.

More about Instant Cover

Total and Permanent Disablement

Insurance that helps maintain your family lifestyle by helping pay for medical treatments if you become totally or partially disabled.

More about Total and Permanent Disablement

Estate Plan

Estate Plan pays a lump sum upon the death of the policy holder, which can help lessen the financial burden of any outstanding bills or funeral expenses.

More about Estate Plan

Apply now

Living Insurance

Pays a lump sum to help cover medical and lifestyle costs incurred after suffering a specified medical event, such as cancer, stroke or heart attack.

More about Living Insurance


    For simple life insurance

    1300 787 531

    10:30am-7pm, Mon - Fri
    (Sydney time)

  • For tailored life insurance

    132 135

    8am-6.30pm, Mon - Fri
    (Sydney time)


Things you should know

  • Westpac Lifetime Protect, Instant Cover by Westpac Lifetime Protect, Westpac Estate Plan, Westpac Future Cover, Westpac Well and the Westpac Accidental Death Plan are issued by Westpac Life Insurance Services Limited ABN 31 003 149 157 (‘WLIS’) and distributed by Westpac Banking Corporation ABN 33 007 457 141 (‘the Bank’).

    The Insurer of Westpac Protection Plans is WLIS ('the Insurer'). Westpac Protection Plans are issued by the Insurer except for Term Life as Superannuation and Income Protection as Superannuation which are issued by Westpac Securities Administration Limited ABN 77 000 049 472 ('WSAL') as trustee of the Westpac MasterTrust ABN 81 236 903 448, and distributed by the Bank.

    WLIS and WSAL are wholly owned subsidiaries of the Bank. The Bank does not guarantee payments under any of the policies.

    This information does not take into account your personal circumstances. Before making a decision about any of these insurance products, read the relevant Product Disclosure Statement or Policy Document available by following the links above, to see if they’re right for you.