Car Insurance

Whether it's your first set of wheels, mum's taxi or your dream car, Westpac Car Insurance can help keep you on the road.

Your choice 3 levels of cover. Pay monthly at no extra cost
  •  

    Car Insurance

    It'll only take a few minutes

    Get a quote
  • I want to

  • Enquire or apply

    1800 502 077

Essentials

No matter how careful you might be on the road, accidents can still occur. Westpac can arrange reliable, competitive car insurance cover, so you and your loved ones can travel with confidence.

  • Pay by the month at no extra cost^
  • Choice of repairer
  • Dedicated claims support 24/7.

Comprehensive Cover

This is the highest level of cover. It includes cover for accidental loss or damage, loss or damage caused by fire or theft and malicious damage, plus there is guarantee of materials and workmanship on authorised repairs for as long as you own or lease your car.

  • Save up to 10% on your car insurance policy when you buy online*
  • Get up to a 65% no claim bonus on your premium *+
  • Save money with a safe driver discount*+# - in addition to the no claim bonus discount for eligible drivers
  • Choose your preferred repairer
  • Receive a rental car for up to 14 days if your car is stolen
  • Get a discount on your policy when you exclude drivers under 30*
  • Optional windscreen cover gives you one excess-free windscreen or window glass claim per year.

Third Party Property Damage Fire & Theft

This covers your insured vehicle for loss or damage caused by fire or theft, for your vehicle’s market value up to the maximum amount of $5,000. It also covers your legal liability up to $20 million for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully the driver’s fault, as well as reasonable towing costs following fire or theft.

Third Party Property Damage

This covers your legal liability up to $20 million for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully the driver’s fault.

Full details about Westpac Prestige Motor Insurance, including important information about terms, conditions and exclusions, are set out in the Westpac Prestige Motor Insurance Product Disclosure Statement (PDS) (PDF 571kb). You should read the PDS carefully before applying for this insurance.


Want to find out more?

Call 1800 502 077 or visit your nearest branch and discuss your options.

  •  

    Car Insurance

    It'll only take a few minutes

    Get a quote
  •  

    I want to

  •  

    Enquire or apply

    1800 502 077

Things you should know
  • ^ Premiums payable by instalments may be subject to minor adjustments due to rounding and financial institution transaction fees may apply.

    * Minimum premiums may apply. Any discounts or entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one discount on your premium, the discount is applied in a predetermined order. Discounts on premiums are applied before stamp duty (where applicable in your State or Territory) or before any other taxes and government charges are applied. Any online discounts offered are applied to the insurer’s standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). The Safe Driver discount is available for eligible drivers only. The online discount does not apply to Third Party Property Damage, Fire & Theft and Third Party Property Damage policies.

    + No claim bonus discount amounts may vary from State to State.

    # Safe Driver Discount applies to new Comprehensive Prestige Motor Insurance policies only, and does not apply to Third Party Property Damage, Fire & Theft and Third Party Property Damage policies. To be eligible for a safe driver discount:
    - The rateable driver must be aged 30 years and over;
    - The insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and
    - All other nominated drivers have had no at fault claims for the last five years.

  • Prestige Motor Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 (Allianz).  Westpac Banking Corporation ABN 33 007 457 141 arranges the insurance as agent of Allianz, but does not guarantee the insurance.  Policy terms, conditions, limits and exclusions apply. This information does not take into account your personal circumstances. Read the Product Disclosure Statement (PDF 571kb)  to see if this insurance is right for you. Call 1800 502 077.

    * Any online discounts offered are applied to the insurer’s standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise).

    By clicking on Get a quote you will enter a third party site hosted by Allianz. Any personal information you provide to Allianz’s hosted site will be collected, used and disclosed in accordance with Allianz’s Privacy Statement and Privacy Policy.

    Westpac's Privacy Policy is available at westpac.com.au or by calling 132 032. It covers:
    - How you can access the personal information Westpac holds about you and ask for it to be corrected;
    - How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by Westpac and how Westpac will deal with your complaint; and
    - How Westpac collect, hold, use and disclose your personal information in more detail.

    © Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

Features

Our comparison table provides a summary of the key features and benefits which can help assist in finding car insurance that may suit your needs.

Conditions apply and so you should read the Product Disclosure Statement (‘PDS’) (PDF 571kb) for Prestige Motor Insurance for full terms and conditions.

 

  Comprehensive Cover Third Party Property Damage Fire & Theft Cover Third Party Property Damage Cover
  Insures your car for accidental damage or theft. You’re also covered if you’re legally liable for accidental property damage. This is our highest level of Car Insurance. Cover if you damage other people's property and you're legally liable for accidental property damage. Insures your car if it's damaged by fire or stolen. Cover if you damage other people's property and you're legally liable for accidental property damage.
Key benefits
Accidental loss or damage to vehicle
Yes
No
No
Replacement cover for total loss of a new vehicle, within two years of original registration
Yes
No
No
Emergency repairs to get you home if your car is involved in an accident, is damaged or stolen
Up to $500
No
No
14 day car rental following theft
Yes
No
No
Legal liability, including supplementary bodily injury up to $20 million
Yes
Yes
Yes
Loss or damage caused by fire or theft
Yes
Up to market value of $5,000
No
Personal effects and clothing damaged in an accident or stolen from your locked vehicle
Up to $500
No
No
Emergency accommodation
Up to $400
No
No
Transportation costs if your vehicle cannot be driven home after an accident
Up to $400
No
No
Towing costs following an accident
Yes
No
No
Towing costs following fire or theft
Yes
Yes
No
Legal liability up to $20 million for loss and damage while using a substitute vehicle
Yes
Yes
Yes
Legal costs in defending claims covered by the policy
Yes
Yes
Yes
 
  •  

    Car Insurance

    It'll only take a few minutes

    Get a quote
  •  

    I want to

  •  

    Enquire or apply

    1800 502 077

Things you should know
  • ^ Premiums payable by instalments may be subject to minor adjustments due to rounding and financial institution transaction fees may apply.

    * Minimum premiums may apply. Any discounts or entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one discount on your premium, the discount is applied in a predetermined order. Discounts on premiums are applied before stamp duty (where applicable in your State or Territory) or before any other taxes and government charges are applied. Any online discounts offered are applied to the insurer’s standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). The Safe Driver discount is available for eligible drivers only. The online discount does not apply to Third Party Property Damage, Fire & Theft and Third Party Property Damage policies.

    + No claim bonus discount amounts may vary from State to State.

    # Safe Driver Discount applies to new Comprehensive Prestige Motor Insurance policies only, and does not apply to Third Party Property Damage, Fire & Theft and Third Party Property Damage policies. To be eligible for a safe driver discount:
    - The rateable driver must be aged 30 years and over;
    - The insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and
    - All other nominated drivers have had no at fault claims for the last five years.

  • Prestige Motor Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 (Allianz).  Westpac Banking Corporation ABN 33 007 457 141 arranges the insurance as agent of Allianz, but does not guarantee the insurance.  Policy terms, conditions, limits and exclusions apply. This information does not take into account your personal circumstances. Read the Product Disclosure Statement (PDF 571kb)  to see if this insurance is right for you. Call 1800 502 077.

    * Any online discounts offered are applied to the insurer’s standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise).

    By clicking on Get a quote you will enter a third party site hosted by Allianz. Any personal information you provide to Allianz’s hosted site will be collected, used and disclosed in accordance with Allianz’s Privacy Statement and Privacy Policy.

    Westpac's Privacy Policy is available at westpac.com.au or by calling 132 032. It covers:
    - How you can access the personal information Westpac holds about you and ask for it to be corrected;
    - How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by Westpac and how Westpac will deal with your complaint; and
    - How Westpac collect, hold, use and disclose your personal information in more detail.

    © Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

How to claim

  • Claim online at any time
  • Call 24 hours a day, 7 days a week, on 1800 502 077  

If your car is stolen or maliciously damaged - call the police. 

If you're involved in an accident

  • Call 1800 502 077 as soon as possible
  • Take all reasonable steps to prevent any further loss or damage from occurring
  • Don’t admit to anyone involved that you were at fault;
  • Write down the full names, addresses and phone number of all drivers, passengers and witnesses involved; and
  • Write down the vehicle registration numbers and insurance details of all vehicles involved and gather any other evidence or information to support your claim (such as medical certificates and reports).

Note: After an accident, it’s a good idea to note the name of the police officer and police station where you made the report, obtain the police event number and the details of those involved in the accident as they may be needed during the processing of any claim.   

Need help with your claim?

Simply call 1800 502 077 anytime.

  •  

    Car Insurance

    It'll only take a few minutes

    Get a quote
  •  

    I want to

  •  

    Enquire or apply

    1800 502 077

Things you should know
  • ^ Premiums payable by instalments may be subject to minor adjustments due to rounding and financial institution transaction fees may apply.

    * Minimum premiums may apply. Any discounts or entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one discount on your premium, the discount is applied in a predetermined order. Discounts on premiums are applied before stamp duty (where applicable in your State or Territory) or before any other taxes and government charges are applied. Any online discounts offered are applied to the insurer’s standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). The Safe Driver discount is available for eligible drivers only. The online discount does not apply to Third Party Property Damage, Fire & Theft and Third Party Property Damage policies.

    + No claim bonus discount amounts may vary from State to State.

    # Safe Driver Discount applies to new Comprehensive Prestige Motor Insurance policies only, and does not apply to Third Party Property Damage, Fire & Theft and Third Party Property Damage policies. To be eligible for a safe driver discount:
    - The rateable driver must be aged 30 years and over;
    - The insured (owner) must have held a maximum no claim bonus for the last five consecutive years; and
    - All other nominated drivers have had no at fault claims for the last five years.

  • Prestige Motor Insurance is issued by Allianz Australia Insurance Limited ABN 15 000 122 850 (Allianz).  Westpac Banking Corporation ABN 33 007 457 141 arranges the insurance as agent of Allianz, but does not guarantee the insurance.  Policy terms, conditions, limits and exclusions apply. This information does not take into account your personal circumstances. Read the Product Disclosure Statement (PDF 571kb)  to see if this insurance is right for you. Call 1800 502 077.

    * Any online discounts offered are applied to the insurer’s standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise).

    By clicking on Get a quote you will enter a third party site hosted by Allianz. Any personal information you provide to Allianz’s hosted site will be collected, used and disclosed in accordance with Allianz’s Privacy Statement and Privacy Policy.

    Westpac's Privacy Policy is available at westpac.com.au or by calling 132 032. It covers:
    - How you can access the personal information Westpac holds about you and ask for it to be corrected;
    - How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered Code by Westpac and how Westpac will deal with your complaint; and
    - How Westpac collect, hold, use and disclose your personal information in more detail.

    © Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.