Car insurance

Whether it's your first set of wheels, mum's taxi or your dream car, Westpac Car Insurance can help keep you on the road.

Your choice 2 levels of cover Pay monthly at no extra cost
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    It'll only take a few minutes

    Get a quote
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    Enquire or apply

    1800 805 458

    Option 1,
    8.30am-8.30pm Mon - Fri,
    9am-5.30pm Sat,
    (Sydney time)

Essentials

Choose from Comprehensive or Third Party Property Damage and Bodily Injury cover. Either way you can:

  • Pay premiums monthly at no extra cost
  • Select your own repairer and get a lifetime guarantee on authorised repairs.

Comprehensive car insurance 

  • Protection against loss and damage to your vehicle caused by an accident, theft and any other event and
  • Includes Third Party Property Damage and Bodily Injury cover. 

Third Party Property Damage and Bodily Injury cover:

  • Legal liability for loss or damage to other peoples’ property
  • Death or bodily injury to others, not covered under compulsory third party car insurance
  • Legal costs
  • Loss or damage to your vehicle up to $5,000 where the other party is at fault and is not insured
  • Plus the option to add on Fire and Theft cover for an additional premium. 

Full details about Westpac Car Insurance, including important information about terms, conditions and exclusions, are set out in the Car Insurance Product Disclosure Statement (PDS) (PDF 710kb) available here. You should read the PDS carefully before applying for this insurance.


Prefer to talk it through face to face?
Visit your nearest branch and discuss your options.

Things you should know
  • Motor Vehicle Insurance is issued by AAI Limited ABN 48 005 297 807 trading as Vero Insurance ('Vero Insurance')and arranged by Westpac Banking Corporation ABN 33 007 457 141 (the 'Bank'). Underwriting criteria apply. No Westpac Group company (other than the Bank as policy arranger) has any liability in connection with the policy or this information.

    This information does not take into account your personal objectives, circumstances or needs. The policy is subject to conditions, limits and exclusions on cover. Excess payments may apply in the event of a claim. The full terms are set out in the Product Disclosure Statement (PDS) which you should read carefully before deciding if this insurance is appropriate for you. 

    By clicking on Apply you will enter a third party site hosted by Vero Insurance. Any personal information you provide to the Vero Insurance hosted site will be collected, used and disclosed in accordance with Vero Insurance's Privacy Statement and Privacy Policy. You can access these from the Vero Insurance site. 

    Westpac may also use your information for marketing. If you do not wish for us to use your information for marketing please refer to our Privacy Policy on how to contact us.

    Westpac's privacy policy is available at westpac.com.au or by calling 132 032. It covers

    How you can access the personal information Westpac holds about you and ask for it to be corrected

    How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered code by Westpac and how Westpac will deal with your complaint; and

    How Westpac collect, hold, use and disclose your personal information in more detail.

Features

Comprehensive Insurance

CoverLimit 
Total loss of your vehicle within 2 years of the original registration dateNew vehicle replacement 
Getting home if your vehicle can't be driven after an accident or theft:Cover up to: 
Taxi fare if incident occurs less than 100 km from your home$100
Emergency accommodation if incident occurs more than 100 kms from your home$500 
Vehicle hire following theft or an accident that was not your fault
Note: this benefit is not available for 'at fault' claims
$100 a day to a maximum of $1,500 in total
Towing and storing your vehicle if it cannot be drivenReasonable costs
Personal belongings:Cover up to:
Replacing stolen keys and recoding the vehicle locks$1,000
Loss or damage to personal items in vehicle due to accident, fire, theft$500 for any one item up to a maximum of $750 in total
Trailers and caravans:Cover up to:
Loss or damage to a trailer or caravan attached to your vehicle$1,500 

Third Party Property Damage and Bodily Injury cover plus optional Fire and Theft Insurance 

CoverLimit
All cover included in Third Party Property Damage and Bodily Injury Cover detailed below plus:
Loss or damage to your vehicle due to theft, attempted theft, fire, lighting, explosionUp to $8,000 or your car's market value, whichever is less

Third Party Property Damage and Bodily Injury Cover only

CoverLimit
Damage or loss to your vehicle caused by an accident with an at-fault driver of another vehicle who is uninsuredUp to $5,000
Legal liability - third party property loss/damage or bodily injury/death (not covered by CTP), and your legal costsUp to $20 million in total
Things you should know
  • Motor Vehicle Insurance is issued by AAI Limited ABN 48 005 297 807 trading as Vero Insurance ('Vero Insurance')and arranged by Westpac Banking Corporation ABN 33 007 457 141 (the 'Bank'). Underwriting criteria apply. No Westpac Group company (other than the Bank as policy arranger) has any liability in connection with the policy or this information.

    This information does not take into account your personal objectives, circumstances or needs. The policy is subject to conditions, limits and exclusions on cover. Excess payments may apply in the event of a claim. The full terms are set out in the Product Disclosure Statement (PDS) which you should read carefully before deciding if this insurance is appropriate for you. 

    By clicking on Apply you will enter a third party site hosted by Vero Insurance. Any personal information you provide to the Vero Insurance hosted site will be collected, used and disclosed in accordance with Vero Insurance's Privacy Statement and Privacy Policy. You can access these from the Vero Insurance site. 

    Westpac may also use your information for marketing. If you do not wish for us to use your information for marketing please refer to our Privacy Policy on how to contact us.

    Westpac's privacy policy is available at westpac.com.au or by calling 132 032. It covers

    How you can access the personal information Westpac holds about you and ask for it to be corrected

    How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered code by Westpac and how Westpac will deal with your complaint; and

    How Westpac collect, hold, use and disclose your personal information in more detail.

How to claim

Call 24 hours a day, 7 days a week, on 1800 805 458 Option 4.   

If your car is stolen or maliciously damaged - call the police. 

If you're involved in an accident

  • Do not admit to anyone involved that you were at fault
  • Write down the full names, addresses and phone numbers of all drivers, passengers and witnesses involved
  • Write down the vehicle registration numbers and insurance details of all vehicles involved.

Note: In either instance, it's a good idea to note the name of the police officer and police station where you made the report, or the details of those involved in the accident, as they may be needed during the processing of any claim.   

Need help with your claim?

Simply call us on 1800 805 458 Option 4 anytime.

Things you should know
  • Motor Vehicle Insurance is issued by AAI Limited ABN 48 005 297 807 trading as Vero Insurance ('Vero Insurance')and arranged by Westpac Banking Corporation ABN 33 007 457 141 (the 'Bank'). Underwriting criteria apply. No Westpac Group company (other than the Bank as policy arranger) has any liability in connection with the policy or this information.

    This information does not take into account your personal objectives, circumstances or needs. The policy is subject to conditions, limits and exclusions on cover. Excess payments may apply in the event of a claim. The full terms are set out in the Product Disclosure Statement (PDS) which you should read carefully before deciding if this insurance is appropriate for you. 

    By clicking on Apply you will enter a third party site hosted by Vero Insurance. Any personal information you provide to the Vero Insurance hosted site will be collected, used and disclosed in accordance with Vero Insurance's Privacy Statement and Privacy Policy. You can access these from the Vero Insurance site. 

    Westpac may also use your information for marketing. If you do not wish for us to use your information for marketing please refer to our Privacy Policy on how to contact us.

    Westpac's privacy policy is available at westpac.com.au or by calling 132 032. It covers

    How you can access the personal information Westpac holds about you and ask for it to be corrected

    How you can complain about a breach of the Privacy Act 1988 (Cth) or a registered code by Westpac and how Westpac will deal with your complaint; and

    How Westpac collect, hold, use and disclose your personal information in more detail.