Westpac Banking Corporation

Home loans Rates, calculators and tools

Variable home loan rates

Current as at 19 December 2011.

Flexi First Option Loan

Annual interest rates
Loan Annual rate Comparison rate 2
Flexi First Option Loan 6.66% p.a. 6.71% p.a. (i)
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Flexi First Option - comparison rates
Amount of loan Term Annual interest rate 1 Comparison rate 2
$50,000 7 years 6.66% p.a. 7.13% p.a.
$70,000 25 years 6.66% p.a. 6.76% p.a.
$100,000 25 years 6.66% p.a. 6.73% p.a.
$130,000 25 years 6.66% p.a. 6.71% p.a.
$150,000 25 years 6.66% p.a. 6.71% p.a.
$200,000 25 years 6.66% p.a. 6.70% p.a.
$225,000 25 years 6.66% p.a. 6.69% p.a.
$250,000 25 years 6.66% p.a. 6.69% p.a.
$275,000 30 years 6.66% p.a. 6.68% p.a.
$300,000 30 years 6.66% p.a. 6.68% p.a.

View Flexi First Option essentials. 


Flexi First Option Investment Loan

Annual interest rates
Loan Annual rate 1 Comparison rate 2
Flexi First Option Investment Loan 6.66% p.a. 6.71% p.a. (i)
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Flexi First Option Investment Loan - comparison rates
Amount of loan Term Annual interest rate 1 Comparison rate 2
$50,000 7 years 6.66% p.a. 7.13% p.a.
$70,000 25 years 6.66% p.a. 6.76% p.a.
$100,000 25 years 6.66% p.a. 6.73% p.a.
$130,000 25 years 6.66% p.a. 6.71% p.a.
$150,000 25 years 6.66% p.a. 6.71% p.a.
$200,000 25 years 6.66% p.a. 6.70% p.a.
$225,000 25 years 6.66% p.a. 6.69% p.a.
$250,000 25 years 6.66% p.a. 6.69% p.a.
$275,000 30 years 6.66% p.a. 6.68% p.a.
$300,000 30 years 6.66% p.a. 6.68% p.a.

View Flexi First Option Investment essentials.


Rocket Investment Loan

Annual interest rates
Loan Annual rate Comparison rate 2
Rocket Investment Loan 7.36% 1 p.a. 7.49% p.a. (i)
Show comparison rates
Rocket Investment Loan - comparison rates
Amount of loan Term Annual interest rate 1 Comparison rate 2
$50,000 7 years 7.36% p.a. 8.15% p.a.
$70,000 25 years 7.36% p.a. 7.64% p.a.
$100,000 25 years 7.36% p.a. 7.56% p.a.
$130,000 25 years 7.36% p.a. 7.51% p.a.
$150,000 25 years 7.36% p.a. 7.49% p.a.
$200,000 25 years 7.36% p.a. 7.46% p.a.
$225,000 25 years 7.36% p.a. 7.45% p.a.
$250,000 25 years 7.36% p.a. 7.44% p.a.
$275,000 30 years 7.36% p.a. 7.43% p.a.
$300,000 30 years 7.36% p.a. 7.42% p.a.

Home loan package discount rates

You can receive a discount of up to 0.7% p.a. on the standard variable rate for the life of your loan with a Premier Advantage Package. A package fee applies.

Discount rates
Loan amount Discount on standard loan 3 Discount on low doc loan 3
$150,000 - $249,999 0.4% p.a. 0.3% p.a.
$250,000 - $499,999 0.7% p.a. 0.5% p.a.
$500,000 and above 0.7% p.a. 0.7% p.a.

View Rocket Investment essentials. 


Rocket Repay

Annual interest rates
Loan Annual rate Comparison rate 2
Rocket Repay 7.36% 1 p.a. 7.49% p.a. (i)
Show comparison rates
Rocket Repay Home Loan - comparison rates
Amount of loan Term Annual interest rate 1 Comparison rate 2
$50,000 7 years 7.36% p.a. 8.15% p.a.
$70,000 25 years 7.36% p.a. 7.64% p.a.
$100,000 25 years 7.36% p.a. 7.56% p.a.
$130,000 25 years 7.36% p.a. 7.51% p.a.
$150,000 25 years 7.36% p.a. 7.49% p.a.
$200,000 25 years 7.36% p.a. 7.46% p.a.
$225,000 25 years 7.36% p.a. 7.45% p.a.
$250,000 25 years 7.36% p.a. 7.44% p.a.
$275,000 30 years 7.36% p.a. 7.43% p.a.
$300,000 30 years 7.36% p.a. 7.42% p.a.

Home loan package discount rates

You can receive a discount of up to 0.7% p.a. on the standard variable rate for the life of your loan with the Premier Advantage Package. 

Home loan package discount rates
Loan amount Discount on standard loan 3 Discount on low doc loan 3
$150,000 - $249,999 0.4% p.a. 0.3% p.a.
$250,000 - $499,999 0.7% p.a. 0.5% p.a.
$500,000 and above 0.7% p.a. 0.7% p.a.

View Rocket Repay essentials.


Things you should know
  • 1. For new business originated from 19 September 2005. A rate of 7.96% p.a. applies to loans originated prior to 19 September 2005. Interest rate subject to change.  Fees and charges and normal lending criteria apply.  Terms and Conditions are available on request.
  • 2. Warning: The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
  • 3. Discount margin subject to change.
  • (i). This comparison rate is based on a secured loan of $150,000 over the term of 25 years. Warning: The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.