Packages comparison rate schedule
Current as at 05 March 2010.
Home Loans
- Rocket Repay Home Loan
- Rocket Repay Home Loan - Low Doc
- Fixed Options Home Loan (fixed interest for 1 year)
- Fixed Options Home Loan (fixed interest for 2 years)
- Fixed Options Home Loan (fixed interest for 3 years)
- Fixed Options Home Loan (fixed interest for 4 years)
- Fixed Options Home Loan (fixed interest for 5 years)
- Fixed Options Home Loan (fixed interest for 7 years)
- Fixed Options Home Loan (fixed interest for 10 years)
- Fixed Options Home Loan - Low Doc (fixed interest for 1 year)
- Fixed Options Home Loan - Low Doc (fixed interest for 2 years)
- Fixed Options Home Loan - Low Doc (fixed interest for 3 years)
- Fixed Options Home Loan - Low Doc (fixed interest for 4 years)
- Fixed Options Home Loan - Low Doc (fixed interest for 5 years)
- Fixed Options Home Loan - Low Doc (fixed interest for 7 years)
- Fixed Options Home Loan - Low Doc (fixed interest for 10 years)
Rocket Repay Home Loan
| Amount of loan | Term | Annual interest rate 1 | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 2 | 6.98% p.a. |
| $200,000 | 25 years | See Note 2 | 6.89% p.a. |
| $225,000 | 25 years | See Note 2 | 6.86% p.a. |
| $250,000 | 25 years | See Note 2 | 6.53% p.a. |
| $275,000 | 30 years | See Note 2 | 6.50% p.a. |
| $300,000 | 30 years | See Note 2 | 6.49% p.a. |
Note 2: Interest rates will be 6.61% p.a. for loan amounts of $150,000<$250,000 and 6.31% p.a. for loan amounts of $250,000<$500,000.
Rocket Repay Home Loan - Low Doc
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 3 | 7.10% p.a. |
| $200,000 | 25 years | See Note 3 | 7.01% p.a. |
| $225,000 | 25 years | See Note 3 | 6.97% p.a. |
| $250,000 | 25 years | See Note 3 | 6.75% p.a. |
| $275,000 | 30 years | See Note 3 | 6.71% p.a. |
| $300,000 | 30 years | See Note 3 | 6.70% p.a. |
Note 3: Interest rates will be 6.71% p.a. for loan amounts of $150,000<$250,000 and 6.51% p.a. for loan amounts of $250,000<$500,000.
Fixed Options Home Loan (fixed interest for 1 year)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 4 | 6.98% p.a. |
| $200,000 | 25 years | See Note 4 | 6.88% p.a. |
| $225,000 | 25 years | See Note 4 | 6.85% p.a. |
| $250,000 | 25 years | See Note 4 | 6.56% p.a. |
| $275,000 | 30 years | See Note 4 | 6.53% p.a. |
| $300,000 | 30 years | See Note 4 | 6.51% p.a. |
Note 4: For the fixed rate period of the loan, the interest rate will be 6.59% p.a., after that the interest rate will be 6.61% p.a. for loan amounts of $150,000<$250,000 and 6.31% p.a. for loan amounts of $250,000<$500,000.
Fixed Options Home Loan (fixed interest for 2 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 5 | 7.11% p.a. |
| $200,000 | 25 years | See Note 5 | 7.01% p.a. |
| $225,000 | 25 years | See Note 5 | 6.98% p.a. |
| $250,000 | 25 years | See Note 5 | 6.72% p.a. |
| $275,000 | 30 years | See Note 5 | 6.67% p.a. |
| $300,000 | 30 years | See Note 5 | 6.65% p.a. |
Note 5: For the fixed rate period of the loan, the interest rate will be 7.24% p.a., after that the interest rate will be 6.61% p.a. for loan amounts of $150,000<$250,000 and 6.31% p.a. for loan amounts of $250,000<$500,000.
Fixed Options Home Loan (fixed interest for 3 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 6 | 7.27% p.a. |
| $200,000 | 25 years | See Note 6 | 7.17% p.a. |
| $225,000 | 25 years | See Note 6 | 7.14% p.a. |
| $250,000 | 25 years | See Note 6 | 6.91% p.a. |
| $275,000 | 30 years | See Note 6 | 6.84% p.a. |
| $300,000 | 30 years | See Note 6 | 6.82% p.a. |
Note 6: For the fixed rate period of the loan, the interest rate will be 7.59% p.a., after that the interest rate will be 6.61% p.a. for loan amounts of $150,000<$250,000 and 6.31% p.a. for loan amounts of $250,000<$500,000.
Fixed Options Home Loan (fixed interest for 4 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 7 | 7.44% p.a. |
| $200,000 | 25 years | See Note 7 | 7.35% p.a. |
| $225,000 | 25 years | See Note 7 | 7.32% p.a. |
| $250,000 | 25 years | See Note 7 | 7.11% p.a. |
| $275,000 | 30 years | See Note 7 | 7.02% p.a. |
| $300,000 | 30 years | See Note 7 | 7.00% p.a. |
Note 7: For the fixed rate period of the loan, the interest rate will be 7.84% p.a., after that the interest rate will be 6.61% p.a. for loan amounts of $150,000<$250,000 and 6.31% p.a. for loan amounts of $250,000<$500,000.
Fixed Options Home Loan (fixed interest for 5 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 8 | 7.58% p.a. |
| $200,000 | 25 years | See Note 8 | 7.49% p.a. |
| $225,000 | 25 years | See Note 8 | 7.46% p.a. |
| $250,000 | 25 years | See Note 8 | 7.27% p.a. |
| $275,000 | 30 years | See Note 8 | 7.17% p.a. |
| $300,000 | 30 years | See Note 8 | 7.15% p.a. |
Note 8: For the fixed rate period of the loan, the interest rate will be 7.94% p.a., after that the interest rate will be 6.61% p.a. for loan amounts of $150,000<$250,000 and 6.31% p.a. for loan amounts of $250,000<$500,000.
Fixed Options Home Loan (fixed interest for 7 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 9 | 7.94% p.a. |
| $200,000 | 25 years | See Note 9 | 7.85% p.a. |
| $225,000 | 25 years | See Note 9 | 7.82% p.a. |
| $250,000 | 25 years | See Note 9 | 7.67% p.a. |
| $275,000 | 30 years | See Note 9 | 7.54% p.a. |
| $300,000 | 30 years | See Note 9 | 7.52% p.a. |
Note 9: For the fixed rate period of the loan, the interest rate will be 8.24% p.a., after that the interest rate will be 6.61% p.a. for loan amounts of $150,000<$250,000 and 6.31% p.a. for loan amounts of $250,000<$500,000.
Fixed Options Home Loan (fixed interest for 10 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 10 | 8.19% p.a. |
| $200,000 | 25 years | See Note 10 | 8.10% p.a. |
| $225,000 | 25 years | See Note 10 | 8.07% p.a. |
| $250,000 | 25 years | See Note 10 | 7.97% p.a. |
| $275,000 | 30 years | See Note 10 | 7.83% p.a. |
| $300,000 | 30 years | See Note 10 | 7.81% p.a. |
Note 10: For the fixed rate period of the loan, the interest rate will be 8.24% p.a., after that the interest rate will be 6.61% p.a. for loan amounts of $150,000<$250,000 and 6.31% p.a. for loan amounts of $250,000<$500,000.
Fixed Options Home Loan - Low Doc (fixed interest for 1 year)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 12 | 7.09% p.a. |
| $200,000 | 25 years | See Note 12 | 6.99% p.a. |
| $225,000 | 25 years | See Note 12 | 6.96% p.a. |
| $250,000 | 25 years | See Note 12 | 6.76% p.a. |
| $275,000 | 30 years | See Note 12 | 6.72% p.a. |
| $300,000 | 30 years | See Note 12 | 6.70% p.a. |
Note 12: For the fixed rate period of the loan, the interest rate will be 6.59% p.a., after that the interest rate will be 6.71% p.a. for loan amounts of $150,000<$250,000 and 6.51% p.a. for loan amounts of $250,000<$500,000.
Fixed Options Home Loan - Low Doc (fixed interest for 2 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 13 | 7.21% p.a. |
| $200,000 | 25 years | See Note 13 | 7.11% p.a. |
| $225,000 | 25 years | See Note 13 | 7.08% p.a. |
| $250,000 | 25 years | See Note 13 | 6.90% p.a. |
| $275,000 | 30 years | See Note 13 | 6.85% p.a. |
| $300,000 | 30 years | See Note 13 | 6.83% p.a. |
Note 13: For the fixed rate period of the loan, the interest rate will be 7.24% p.a., after that the interest rate will be 6.71% p.a. for loan amounts of $150,000<$250,000 and 6.51% p.a. for loan amounts of $250,000<$500,000.
Fixed Options Home Loan - Low Doc (fixed interest for 3 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 14 | 7.36% p.a. |
| $200,000 | 25 years | See Note 14 | 7.26% p.a. |
| $225,000 | 25 years | See Note 14 | 7.23% p.a. |
| $250,000 | 25 years | See Note 14 | 7.06% p.a. |
| $275,000 | 30 years | See Note 14 | 7.00% p.a. |
| $300,000 | 30 years | See Note 14 | 6.98% p.a. |
Note 14: For the fixed rate period of the loan, the interest rate will be 7.59% p.a., after that the interest rate will be 6.71% p.a. for loan amounts of $150,000<$250,000 and 6.51% p.a. for loan amounts of $250,000<$500,000.
Fixed Options Home Loan - Low Doc (fixed interest for 4 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 15 | 7.53% p.a. |
| $200,000 | 25 years | See Note 15 | 7.43% p.a. |
| $225,000 | 25 years | See Note 15 | 7.40% p.a. |
| $250,000 | 25 years | See Note 15 | 7.25% p.a. |
| $275,000 | 30 years | See Note 15 | 7.17% p.a. |
| $300,000 | 30 years | See Note 15 | 7.15% p.a. |
Note 15: For the fixed rate period of the loan, the interest rate will be 7.84% p.a., after that the interest rate will be 6.71% p.a. for loan amounts of $150,000<$250,000 and 6.51% p.a. for loan amounts of $250,000<$500,000.
Fixed Options Home Loan - Low Doc (fixed interest for 5 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 16 | 7.66% p.a. |
| $200,000 | 25 years | See Note 16 | 7.57% p.a. |
| $225,000 | 25 years | See Note 16 | 7.53% p.a. |
| $250,000 | 25 years | See Note 16 | 7.40% p.a. |
| $275,000 | 30 years | See Note 16 | 7.30% p.a. |
| $300,000 | 30 years | See Note 16 | 7.29% p.a. |
Note 16: For the fixed rate period of the loan, the interest rate will be 7.94% p.a., after that the interest rate will be 6.71% p.a. for loan amounts of $150,000<$250,000 and 6.51% p.a. for loan amounts of $250,000<$500,000.
Fixed Options Home Loan - Low Doc (fixed interest for 7 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 17 | 8.01% p.a. |
| $200,000 | 25 years | See Note 17 | 7.91% p.a. |
| $225,000 | 25 years | See Note 17 | 7.88% p.a. |
| $250,000 | 25 years | See Note 17 | 7.77% p.a. |
| $275,000 | 30 years | See Note 17 | 7.65% p.a. |
| $300,000 | 30 years | See Note 17 | 7.63% p.a. |
Note 17: For the fixed rate period of the loan, the interest rate will be 8.24% p.a., after that the interest rate will be 6.71% p.a. for loan amounts of $150,000<$250,000 and 6.51% p.a. for loan amounts of $250,000<$500,000.
Fixed Options Home Loan - Low Doc (fixed interest for 10 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 18 | 8.24% p.a. |
| $200,000 | 25 years | See Note 18 | 8.14% p.a. |
| $225,000 | 25 years | See Note 18 | 8.11% p.a. |
| $250,000 | 25 years | See Note 18 | 8.03% p.a. |
| $275,000 | 30 years | See Note 18 | 7.91% p.a. |
| $300,000 | 30 years | See Note 18 | 7.89% p.a. |
Note 18: For the fixed rate period of the loan, the interest rate will be 8.24% p.a., after that the interest rate will be 6.71% p.a. for loan amounts of $150,000<$250,000 and 6.51% p.a. for loan amounts of $250,000<$500,000.
Investment Loans
- Rocket Investment Loan
- Rocket Investment Loan - Low Doc
- Fixed Rate Investment Property Loan (fixed interest for 1 year)
- Fixed Rate Investment Property Loan (fixed interest for 2 years)
- Fixed Rate Investment Property Loan (fixed interest for 3 years)
- Fixed Rate Investment Property Loan (fixed interest for 4 years)
- Fixed Rate Investment Property Loan (fixed interest for 5 years)
- Fixed Rate Investment Property Loan (fixed interest for 6 years)
- Fixed Rate Investment Property Loan (fixed interest for 7 years)
- Fixed Rate Investment Property Loan (fixed interest for 9 years)
- Fixed Rate Investment Property Loan (fixed interest for 10 years)
- Fixed Rate Investment Property Loan (fixed interest for 12 years)
- Fixed Rate Investment Property Loan - Low Doc (fixed interest for 1 year)
- Fixed Rate Investment Property Loan - Low Doc (fixed interest for 2 years)
- Fixed Rate Investment Property Loan - Low Doc (fixed interest for 3 years)
- Fixed Rate Investment Property Loan - Low Doc (fixed interest for 4 years)
- Fixed Rate Investment Property Loan - Low Doc (fixed interest for 5 years)
- Fixed Rate Investment Property Loan - Low Doc (fixed interest for 6 years)
- Fixed Rate Investment Property Loan - Low Doc (fixed interest for 7 years)
- Fixed Rate Investment Property Loan - Low Doc (fixed interest for 9 years)
- Fixed Rate Investment Property Loan - Low Doc (fixed interest for 10 years)
- Fixed Rate Investment Property Loan - Low Doc (fixed interest for 12 years)
Rocket Investment Loan
| Amount of loan | Term | Annual interest rate 1 | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 20 | 6.98% p.a. |
| $200,000 | 25 years | See Note 20 | 6.89% p.a. |
| $225,000 | 25 years | See Note 20 | 6.86% p.a. |
| $250,000 | 25 years | See Note 20 | 6.53% p.a. |
| $275,000 | 30 years | See Note 20 | 6.50% p.a. |
| $300,000 | 30 years | See Note 20 | 6.49% p.a. |
Note 20: Interest rates will be 6.61% p.a. for loan amounts of $150,000<$250,000 and 6.31% p.a. for loan amounts of $250,000<$500,000.
Rocket Investment Loan - Low Doc
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 21 | 7.10% p.a. |
| $200,000 | 25 years | See Note 21 | 7.01% p.a. |
| $225,000 | 25 years | See Note 21 | 6.97% p.a. |
| $250,000 | 25 years | See Note 21 | 6.75% p.a. |
| $275,000 | 30 years | See Note 21 | 6.71% p.a. |
| $300,000 | 30 years | See Note 21 | 6.70% p.a. |
Note 21: Interest rates will be 6.71% p.a. for loan amounts of $150,000<$250,000 and 6.51% p.a. for loan amounts of $250,000<$500,000.
Fixed Rate Investment Property Loan (fixed interest for 1 year)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 22 | 6.98% p.a. |
| $200,000 | 25 years | See Note 22 | 6.88% p.a. |
| $225,000 | 25 years | See Note 22 | 6.85% p.a. |
| $250,000 | 25 years | See Note 22 | 6.56% p.a. |
| $275,000 | 30 years | See Note 22 | 6.53% p.a. |
| $300,000 | 30 years | See Note 22 | 6.51% p.a. |
Note 22: For the fixed rate period of the loan, the interest rate will be 6.59% p.a., after that the interest rate will be 6.61% p.a. for loan amounts of $150,000<$250,000 and 6.31% p.a. for loan amounts of $250,000<$500,000.
Fixed Rate Investment Property Loan (fixed interest for 2 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 23 | 7.11% p.a. |
| $200,000 | 25 years | See Note 23 | 7.01% p.a. |
| $225,000 | 25 years | See Note 23 | 6.98% p.a. |
| $250,000 | 25 years | See Note 23 | 6.72% p.a. |
| $275,000 | 30 years | See Note 23 | 6.67% p.a. |
| $300,000 | 30 years | See Note 23 | 6.65% p.a. |
Note 23: For the fixed rate period of the loan, the interest rate will be 7.24% p.a., after that the interest rate will be 6.61% p.a. for loan amounts of $150,000<$250,000 and 6.31% p.a. for loan amounts of $250,000<$500,000.
Fixed Rate Investment Property Loan (fixed interest for 3 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 24 | 7.27% p.a. |
| $200,000 | 25 years | See Note 24 | 7.17% p.a. |
| $225,000 | 25 years | See Note 24 | 7.14% p.a. |
| $250,000 | 25 years | See Note 24 | 6.91% p.a. |
| $275,000 | 30 years | See Note 24 | 6.84% p.a. |
| $300,000 | 30 years | See Note 24 | 6.82% p.a. |
Note 24: For the fixed rate period of the loan, the interest rate will be 7.59% p.a., after that the interest rate will be 6.61% p.a. for loan amounts of $150,000<$250,000 and 6.31% p.a. for loan amounts of $250,000<$500,000.
Fixed Rate Investment Property Loan (fixed interest for 4 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 25 | 7.44% p.a. |
| $200,000 | 25 years | See Note 25 | 7.35% p.a. |
| $225,000 | 25 years | See Note 25 | 7.32% p.a. |
| $250,000 | 25 years | See Note 25 | 7.11% p.a. |
| $275,000 | 30 years | See Note 25 | 7.02% p.a. |
| $300,000 | 30 years | See Note 25 | 7.00% p.a. |
Note 25: For the fixed rate period of the loan, the interest rate will be 7.84% p.a., after that the interest rate will be 6.61% p.a. for loan amounts of $150,000<$250,000 and 6.31% p.a. for loan amounts of $250,000<$500,000.
Fixed Rate Investment Property Loan (fixed interest for 5 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 26 | 7.58% p.a. |
| $200,000 | 25 years | See Note 26 | 7.49% p.a. |
| $225,000 | 25 years | See Note 26 | 7.46% p.a. |
| $250,000 | 25 years | See Note 26 | 7.27% p.a. |
| $275,000 | 30 years | See Note 26 | 7.17% p.a. |
| $300,000 | 30 years | See Note 26 | 7.15% p.a. |
Note 26: For the fixed rate period of the loan, the interest rate will be 7.94% p.a., after that the interest rate will be 6.61% p.a. for loan amounts of $150,000<$250,000 and 6.31% p.a. for loan amounts of $250,000<$500,000.
Fixed Rate Investment Property Loan (fixed interest for 6 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 27 | 7.84% p.a. |
| $200,000 | 25 years | See Note 27 | 7.74% p.a. |
| $225,000 | 25 years | See Note 27 | 7.71% p.a. |
| $250,000 | 25 years | See Note 27 | 7.55% p.a. |
| $275,000 | 30 years | See Note 27 | 7.42% p.a. |
| $300,000 | 30 years | See Note 27 | 7.41% p.a. |
Note 27: For the fixed rate period of the loan, the interest rate will be 8.24% p.a., after that the interest rate will be 6.61% p.a. for loan amounts of $150,000<$250,000 and 6.31% p.a. for loan amounts of $250,000<$500,000.
Fixed Rate Investment Property Loan (fixed interest for 7 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 28 | 7.94% p.a. |
| $200,000 | 25 years | See Note 28 | 7.85% p.a. |
| $225,000 | 25 years | See Note 28 | 7.82% p.a. |
| $250,000 | 25 years | See Note 28 | 7.67% p.a. |
| $275,000 | 30 years | See Note 28 | 7.54% p.a. |
| $300,000 | 30 years | See Note 28 | 7.52% p.a. |
Note 28: For the fixed rate period of the loan, the interest rate will be 8.24% p.a., after that the interest rate will be 6.61% p.a. for loan amounts of $150,000<$250,000 and 6.31% p.a. for loan amounts of $250,000<$500,000.
Fixed Rate Investment Property Loan (fixed interest for 9 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 29 | 8.11% p.a. |
| $200,000 | 25 years | See Note 29 | 8.02% p.a. |
| $225,000 | 25 years | See Note 29 | 7.99% p.a. |
| $250,000 | 25 years | See Note 29 | 7.88% p.a. |
| $275,000 | 30 years | See Note 29 | 7.74% p.a. |
| $300,000 | 30 years | See Note 29 | 7.73% p.a. |
Note 29: For the fixed rate period of the loan, the interest rate will be 8.24% p.a., after that the interest rate will be 6.61% p.a. for loan amounts of $150,000<$250,000 and 6.31% p.a. for loan amounts of $250,000<$500,000.
Fixed Rate Investment Property Loan (fixed interest for 10 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 30 | 8.19% p.a. |
| $200,000 | 25 years | See Note 30 | 8.10% p.a. |
| $225,000 | 25 years | See Note 30 | 8.07% p.a. |
| $250,000 | 25 years | See Note 30 | 7.97% p.a. |
| $275,000 | 30 years | See Note 30 | 7.83% p.a. |
| $300,000 | 30 years | See Note 30 | 7.81% p.a. |
Note 30: For the fixed rate period of the loan, the interest rate will be 8.24% p.a., after that the interest rate will be 6.61% p.a. for loan amounts of $150,000<$250,000 and 6.31% p.a. for loan amounts of $250,000<$500,000.
Fixed Rate Investment Property Loan (fixed interest for 12 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 31 | 8.31% p.a. |
| $200,000 | 25 years | See Note 31 | 8.22% p.a. |
| $225,000 | 25 years | See Note 31 | 8.19% p.a. |
| $250,000 | 25 years | See Note 31 | 8.11% p.a. |
| $275,000 | 30 years | See Note 31 | 7.98% p.a. |
| $300,000 | 30 years | See Note 31 | 7.96% p.a. |
Note 31: For the fixed rate period of the loan, the interest rate will be 8.24% p.a., after that the interest rate will be 6.61% p.a. for loan amounts of $150,000<$250,000 and 6.31% p.a. for loan amounts of $250,000<$500,000.
Fixed Rate Investment Property Loan - Low Doc (fixed interest for 1 year)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 33 | 7.09% p.a. |
| $200,000 | 25 years | See Note 33 | 6.99% p.a. |
| $225,000 | 25 years | See Note 33 | 6.96% p.a. |
| $250,000 | 25 years | See Note 33 | 6.76% p.a. |
| $275,000 | 30 years | See Note 33 | 6.72% p.a. |
| $300,000 | 30 years | See Note 33 | 6.70% p.a. |
Note 33: For the fixed rate period of the loan, the interest rate will be 6.59% p.a., after that the interest rate will be 6.71% p.a. for loan amounts of $150,000<$250,000 and 6.51% p.a. for loan amounts of $250,000<$500,000.
Fixed Rate Investment Property Loan - Low Doc (fixed interest for 2 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 34 | 7.21% p.a. |
| $200,000 | 25 years | See Note 34 | 7.11% p.a. |
| $225,000 | 25 years | See Note 34 | 7.08% p.a. |
| $250,000 | 25 years | See Note 34 | 6.90% p.a. |
| $275,000 | 30 years | See Note 34 | 6.85% p.a. |
| $300,000 | 30 years | See Note 34 | 6.83% p.a. |
Note 34: For the fixed rate period of the loan, the interest rate will be 7.24% p.a., after that the interest rate will be 6.71% p.a. for loan amounts of $150,000<$250,000 and 6.51% p.a. for loan amounts of $250,000<$500,000.
Fixed Rate Investment Property Loan - Low Doc (fixed interest for 3 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 35 | 7.36% p.a. |
| $200,000 | 25 years | See Note 35 | 7.26% p.a. |
| $225,000 | 25 years | See Note 35 | 7.23% p.a. |
| $250,000 | 25 years | See Note 35 | 7.06% p.a. |
| $275,000 | 30 years | See Note 35 | 7.00% p.a. |
| $300,000 | 30 years | See Note 35 | 6.98% p.a. |
Note 35: For the fixed rate period of the loan, the interest rate will be 7.59% p.a., after that the interest rate will be 6.71% p.a. for loan amounts of $150,000<$250,000 and 6.51% p.a. for loan amounts of $250,000<$500,000.
Fixed Rate Investment Property Loan - Low Doc (fixed interest for 4 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 36 | 7.53% p.a. |
| $200,000 | 25 years | See Note 36 | 7.43% p.a. |
| $225,000 | 25 years | See Note 36 | 7.40% p.a. |
| $250,000 | 25 years | See Note 36 | 7.25% p.a. |
| $275,000 | 30 years | See Note 36 | 7.17% p.a. |
| $300,000 | 30 years | See Note 36 | 7.15% p.a. |
Note 36: For the fixed rate period of the loan, the interest rate will be 7.84% p.a., after that the interest rate will be 6.71% p.a. for loan amounts of $150,000<$250,000 and 6.51% p.a. for loan amounts of $250,000<$500,000.
Fixed Rate Investment Property Loan - Low Doc (fixed interest for 5 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 37 | 7.66% p.a. |
| $200,000 | 25 years | See Note 37 | 7.57% p.a. |
| $225,000 | 25 years | See Note 37 | 7.53% p.a. |
| $250,000 | 25 years | See Note 37 | 7.40% p.a. |
| $275,000 | 30 years | See Note 37 | 7.30% p.a. |
| $300,000 | 30 years | See Note 37 | 7.29% p.a. |
Note 37: For the fixed rate period of the loan, the interest rate will be 7.94% p.a., after that the interest rate will be 6.71% p.a. for loan amounts of $150,000<$250,000 and 6.51% p.a. for loan amounts of $250,000<$500,000.
Fixed Rate Investment Property Loan - Low Doc (fixed interest for 6 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 38 | 7.91% p.a. |
| $200,000 | 25 years | See Note 38 | 7.81% p.a. |
| $225,000 | 25 years | See Note 38 | 7.78% p.a. |
| $250,000 | 25 years | See Note 38 | 7.66% p.a. |
| $275,000 | 30 years | See Note 38 | 7.54% p.a. |
| $300,000 | 30 years | See Note 38 | 7.53% p.a. |
Note 38: For the fixed rate period of the loan, the interest rate will be 8.24% p.a., after that the interest rate will be 6.71% p.a. for loan amounts of $150,000<$250,000 and 6.51% p.a. for loan amounts of $250,000<$500,000.
Fixed Rate Investment Property Loan - Low Doc (fixed interest for 7 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 39 | 8.01% p.a. |
| $200,000 | 25 years | See Note 39 | 7.91% p.a. |
| $225,000 | 25 years | See Note 39 | 7.88% p.a. |
| $250,000 | 25 years | See Note 39 | 7.77% p.a. |
| $275,000 | 30 years | See Note 39 | 7.65% p.a. |
| $300,000 | 30 years | See Note 39 | 7.63% p.a. |
Note 39: For the fixed rate period of the loan, the interest rate will be 8.24% p.a., after that the interest rate will be 6.71% p.a. for loan amounts of $150,000<$250,000 and 6.51% p.a. for loan amounts of $250,000<$500,000.
Fixed Rate Investment Property Loan - Low Doc (fixed interest for 9 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 40 | 8.17% p.a. |
| $200,000 | 25 years | See Note 40 | 8.07% p.a. |
| $225,000 | 25 years | See Note 40 | 8.04% p.a. |
| $250,000 | 25 years | See Note 40 | 7.95% p.a. |
| $275,000 | 30 years | See Note 40 | 7.83% p.a. |
| $300,000 | 30 years | See Note 40 | 7.81% p.a. |
Note 40: For the fixed rate period of the loan, the interest rate will be 8.24% p.a., after that the interest rate will be 6.71% p.a. for loan amounts of $150,000<$250,000 and 6.51% p.a. for loan amounts of $250,000<$500,000.
Fixed Rate Investment Property Loan - Low Doc (fixed interest for 10 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 41 | 8.24% p.a. |
| $200,000 | 25 years | See Note 41 | 8.14% p.a. |
| $225,000 | 25 years | See Note 41 | 8.11% p.a. |
| $250,000 | 25 years | See Note 41 | 8.03% p.a. |
| $275,000 | 30 years | See Note 41 | 7.91% p.a. |
| $300,000 | 30 years | See Note 41 | 7.89% p.a. |
Note 41: For the fixed rate period of the loan, the interest rate will be 8.24% p.a., after that the interest rate will be 6.71% p.a. for loan amounts of $150,000<$250,000 and 6.51% p.a. for loan amounts of $250,000<$500,000.
Fixed Rate Investment Property Loan - Low Doc (fixed interest for 12 years)
| Amount of loan | Term | Annual interest rate | Comparison rate 2 |
|---|---|---|---|
| $150,000 | 25 years | See Note 42 | 8.35% p.a. |
| $200,000 | 25 years | See Note 42 | 8.26% p.a. |
| $225,000 | 25 years | See Note 42 | 8.23% p.a. |
| $250,000 | 25 years | See Note 42 | 8.16% p.a. |
| $275,000 | 30 years | See Note 42 | 8.04% p.a. |
| $300,000 | 30 years | See Note 42 | 8.02% p.a. |
Note 42: For the fixed rate period of the loan, the interest rate will be 8.24% p.a., after that the interest rate will be 6.71% p.a. for loan amounts of $150,000<$250,000 and 6.51% p.a. for loan amounts of $250,000<$500,000.
Things you should know
- 1. For new business originated from 19 September 2005. A rate of 7.11% p.a. applies to loans originated prior to 19 September 2005. Fees and charges, Terms and Conditions and normal credit criteria apply. Interest rate is subject to change. Terms and Conditions are available on request.
- 2. The comparison rate for is based on a secured loan of $150,000 over a term of 25 years. Warning: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
