Home loans Rates, calculators and tools

Calculators

How much can I borrow?

Enter your income and expenses to quickly determine how much you may be able to borrow from Westpac.

Repayment comparison calculator

Compare different home loan scenarios and see how much you can save.

Shrink your home loan

Work out how much you can save by setting up an offset account with your home loan.

What will my repayments be?

Enter the amount you want to borrow and your preferred loan product to work out your estimated repayments. Compare different home loans and different scenarios such as changes in interest rates.

What deposit do I need?

Enter the desired purchase price of your property to work out your deposit, both with and without mortgage insurance.

What equity do I have in my property?

Enter the market value of your property and your outstanding loan debt to work out the equity available in your property.

Track your home loan application

Enter your Loan Application Number to track the progress of your loan application.

Upfront buying costs calculator

Use this calculator to estimate your upfront buying costs. It is for illustrative purposes only and results are based on the accuracy of the information you provide.

Home loan key facts sheet

To get your fact sheet, just enter the loan amount, length of loan, interest type and product name into our key fact sheet tool.

Tools

Help me choose a loan

Answer a few simple questions to find out which home or investment loan best suit your needs.