Westpac Banking Corporation


Home loans Manage my home loan

Manage my home loan

Apply for a home loan top up

If you need extra funds for renovations or a holiday, you may be able to apply for a loan top up to extend the credit limit on your existing loan

Review an existing home loan

Review your home loan and decide if your mortgage is still working for you and meeting your needs as they change.

Rebalance Equity Access Loan limits

You can rebalance the limits on your Equity Access Loans to help you manage your funds better.

Set up home loan features – redraw, SmartPay, direct debit

Redraw lets you withdraw extra money you've paid into your home loan; SmartPay lets you deposit all your income into your home loan account to reduce your interest payments; and by setting up direct debit, your loan repayments will be automatically deducted from your selected account.