View all credit card rates
Altitude Cards
| Interest rates | |
|---|---|
| Purchases | 19.99% p.a. (variable) |
| Cash advances | 21.59% p.a. (variable). |
| Balance transfers (requested at new card application)1 | 3.99% p.a. for up to 6 months1 |
View the Altitude essentials.
Altitude Gold Cards
| Interest rates | |
|---|---|
| Purchases | 19.99% p.a. (variable) |
| Cash advances | 21.59% p.a. (variable) |
| Balance transfers (requested at new card application)1 | 3.99% p.a. for up to 6 months1 |
View the Altitude Gold essentials.
Altitude Platinum Cards
| Interest Rates | |
|---|---|
| Purchases | 19.99% p.a. (variable) |
| Cash advances | 21.59% p.a. (variable) |
| Balance transfers (requested at new card application)1 | 3.99% p.a. for up to 6 months1 |
View the Altitude Platinum essentials.
Earth Cards
| Interest Rates | |
|---|---|
| Purchases | 19.99% p.a. (variable) |
| Cash advances | 21.49% p.a. (variable) |
| Balance transfers (requested at new card application)1 | 0.99% p.a. for up to 6 months1 |
View the Earth essentials.
Earth Gold Cards
| Interest Rates | |
|---|---|
| Purchases | 19.99% p.a. (variable) |
| Cash advances | 21.49% p.a. (variable) |
| Balance transfers (requested at new card application)1 | 0.99% p.a. for up to 6 months1 |
View the Earth Gold essentials.
Earth Platinum Cards
| Interest Rates | |
|---|---|
| Purchases | 19.99% p.a. (variable) |
| Cash advances | 21.49% p.a. (variable) |
| Balance transfers (requested at new card application)1 | 0.99% p.a. for up to 6 months1 |
View the Earth Platinum essentials.
55 Day MasterCard® or Visa Card
| Interest rates | |
|---|---|
| Purchases | 19.59% p.a. (variable) |
| Cash advances | 21.49% p.a. (variable) |
| Balance transfers (requested at card application) | 3.99% p.a. for up to 6 months1 |
View the 55 Day Visa or MasterCard® essentials.
55 Day Gold MasterCard® or Visa Card
| Interest Rates | |
|---|---|
| Purchases | 19.59% p.a. (variable) |
| Cash advances | 21.49% p.a. (variable) |
| Balance transfers (made at new card application) | 3.99% p.a. for up to 6 months1 |
55 Day Platinum Visa Card
| Interest rates | |
|---|---|
| Purchases | 19.59% p.a. (variable) |
| Cash advances | 21.49% p.a. (variable) |
| Balance transfers (requested at new card application) | 3.99% p.a. for up to 6 months1 |
View the 55 Day Platinum Visa essentials.
Low Rate MasterCard® or Visa Card
| Interest rates | |
|---|---|
| Purchases | 13.49% p.a. (variable) |
| Cash advances | 21.49% p.a. (variable) |
| Balance transfers (requested at new card application)1 | 0% p.a. for up to 6 months1 |
Student Visa Card
| Variable interest rates | |
|---|---|
| Purchases and cash advances | 20.45% p.a. |
View the Student Visa Card essentials.
Singapore Airlines Platinum Cards
| Interest rates | |
|---|---|
| Purchases | 19.49% p.a. (variable) |
| Cash advances | 20.74% p.a. (variable) |
| Balance transfers (requested at new card application)1 | 0.99% p.a. for up to 6 months1 |
View the Singapore Airlines card essentials.
Singapore Airlines Westpac Gold Card Rates
| Interest rates | |
|---|---|
| Purchases | 19.49% p.a. (variable) |
| Cash advances | 20.74% p.a. (variable) |
| Balance transfers (requested at new card application)1 | 0.99% p.a. for up to 6 months1 |
View the Singapore Airlines essentials.
Things you should know
- Important: If you are applying for a selected credit card at the same time or after your Premier Advantage Package is set up, or if you are switching or upgrading from an existing Westpac credit card, or if you are accessing employee benefits, you are not eligible for any special promotional offers (such as any promotional balance transfer rate) available at point of application. Please check the details at card application. Fees and charges are payable. Credit card applications are subject to Westpac's normal lending criteria. An additional credit card can be issued on the primary cardholder’s credit card account to any nominated person 16 years or over. All transactions using the additional credit card will be the responsibility of the primary cardholder. Information about a third party’s products or services is provided for convenience only and does not represent an endorsement by Westpac of the products and services.
- 1. Promotion period is from 23 January 2012 to 16 March 2012. This offer excludes transfers and upgrades from existing Westpac credit cards and Westpac Group employees. The special balance transfer rate applies to balance transfers from non-Westpac credit, charge or store card(s) when requested at new card application before 16 March 2012. Subsequent balance transfers will be charged at the variable purchase rate then applicable to your card and will be treated as purchases with no interest free days applying to them. Payments to your account will be applied to the lowest applicable interest rate before any other cash advance or purchase amounts in ascending order. This means that the portion of your outstanding account balance that is subject a lower interest rate will be paid off first. After 6 months the balance transfer rate will switch back to your credit card variable purchase rate then applicable to your card. Each balance transfer must be a minimum of $200.
- American Express® is a registered trademark of American Express.
- MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
