Westpac’s commitment to customers as a responsible lender
Our commitment to customers as a responsible lender
We are committed to responsible lending practices and follow 4 guiding principles.
- We seek to lend only what our customers can afford to repay.
- We market our products and services responsibly.
- We support customers facing financial difficulty.
- We help to improve our stakeholders’ financial literacy and capability.
Please read the Westpac Principles for Responsible Lending (PDF 32Kb) for more detail.
Things you should know
- Important: If you are applying for a selected credit card at the same time or after your Premier Advantage Package is set up, or if you are switching or upgrading from an existing Westpac credit card, or if you are accessing employee benefits, you are not eligible for any special promotional offers (such as any promotional balance transfer rate) available at point of application. Please check the details at card application. Fees and charges are payable. Credit card applications are subject to Westpac's normal lending criteria. An additional credit card can be issued on the primary cardholder’s credit card account to any nominated person 16 years or over. All transactions using the additional credit card will be the responsibility of the primary cardholder. Information about a third party’s products or services is provided for convenience only and does not represent an endorsement by Westpac of the products and services.
