GM Holden Card (no longer available)
Latest information
The GM Holden Card is no longer available. But if you're looking for a credit card that will allow you to earn points that can be redeemed towards a discount off the price of a new Holden, check out Altitude credit cards for this as well as other reward options.
Existing GM Holden credit card holders
From 9th October 2010, any new spend on a GM Holden Card will no longer earn a GM Holden Card Rebate. However, any rebates already earned remain vaild for up to 5 years from the date they were earned. See the
GM Holden Card Rebate Program Rules (PDF 595 kb) for more details.
GM Holden Card essentials
- $55 annual fee
- 20.95% p.a. interest rate (variable) on purchases and 20.95% p.a. interest rate on cash advances
- Up to 45 days interest free on purchases, as long as you pay your closing balance (including any promotional amount) in full, by the statement due date each month 1
- Optional paperless eStatements and credit card repayment protection insurance.
Your GM Holden Card Rebate
Eligible cars and their maximum allowable rebate
- Listed below are the eligible cars under this rebate scheme and their maximum allowable rebate.
| Eligible Cars | Maximum Allowable Rebate |
|---|---|
| Berlina, Calais, Caprice, Commodore, HSV, Statesman, Ute, Sportwagon | $3,000* |
| Captiva | $1,000* |
| Combo, Colorado, Epica, Cruze | $750* |
| Barina | $500* |
* These amounts include GST.
GM Holden Card Rebate Program Rules
The redemption of rebates towards the cost of a new Holden is subject to the GM Holden Card Rebate Program Rules (PDF 595 kb)
Fees
| Fee* | Amount |
|---|---|
| Annual fee | $55 |
| Westpac Foreign Transaction Fee | The Westpac foreign transaction fee may be payable. This fee is the sum of the Westpac processing fee and the Westpac on-charged scheme fee. |
| Westpac Processing Fee | A fee of 2.0% of the value of any purchase or cash advance/withdrawal transaction made in a foreign currency, following conversion into Australian dollars by the applicable credit card scheme, is payable. This fee will be incorporated into the Australian currency equivalent of the transaction shown on your statement. |
| Westpac On-Charged Scheme Fee |
The Credit Card schemes also charge fees when processing credit card transactions made in foreign currencies. The fees are either charged during the process of converting the foreign currency amount into Australian dollars, or are charged separately to Westpac and passed on to you by us. The fees vary depending on the applicable credit card scheme:
|
| Cash advance rate and withdrawal fee |
An administrative charge of 2% of the value of the transaction will apply to each cash advance made on your card account:
These charges will appear on your credit card statement directly below the relevant cash advance. |
| Missed payment charge fee | A charge of $9 may be payable each statement cycle that the whole of the minimum monthly payment is not paid by the statement due date. If charged, the missed payment charge will be debited to your account. |
| Over-limit fee | A fee of $9 may be debited from your credit card account every time you exceed your credit limit during a statement cycle. It is debited from your account in that statement cycle, on or after the day(s) your credit limit is exceeded. This fee may also be charged whenever your account is over limit at the commencement of a statement cycle. |
| Duplicate statement fee | A fee of $7.50 may be debited from your credit card account if you, or an additional cardholder, orders a copy of a statement that has already been issued for your account. This fee is debited from your account on or after the day you order the duplicate statement. |
| eStatements | Free |
| Other fees and charges | Read the Consumer credit card conditions of use (PDF 245 kb) |
* Fees are subject to change.
Things you should know
- Important: If you are applying for a selected credit card at the same time or after your Premier Advantage Package is set up, or if you are switching or upgrading from an existing Westpac credit card, or if you are accessing employee benefits, you are not eligible for any special promotional offers (such as any promotional balance transfer rate) available at point of application. Please check the details at card application. Fees and charges are payable. Credit card applications are subject to Westpac's normal lending criteria. An additional credit card can be issued on the primary cardholder’s credit card account to any nominated person 16 years or over. All transactions using the additional credit card will be the responsibility of the primary cardholder. Information about a third party’s products or services is provided for convenience only and does not represent an endorsement by Westpac of the products and services.
- 1. Interest on cash advances is calculated from the date the transaction is debited to your card account.
- 2. MasterCard® International Incorporated charges us 0.8% of the transaction amount where a transaction is made using your MasterCard ® and the merchant or financial institution accepting the card is located outside of Australia. We pass this amount on to our customers.
- 3. MasterCard® International Incorporated charges us 0.2% of the transaction amount for converting foreign currency transactions made using a MasterCard ® into Australian dollars. We pass this amount on to our customers.
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