GM Holden Card (No longer available)
Latest information
Looking to apply for a new GM Holden Card?
The GM Holden credit card is no longer available.
GM Holden Credit Card Holders
If you currently have a GM Holden Card, nothing has changed. You’ll find more information about your card below.
Essentials
Save up to $3,000
- Receive up to a $3,000 rebate on selected new Holdens
- 10 cents of every dollar you spend on credit purchases goes towards your rebate1
- The rebate is in addition to the best price you can negotiate with your GM Holden dealer.
Other benefits
- $55 annual fee
- 20.70% p.a. interest rate (variable) on purchases and 20.70% p.a. interest rate on cash advances
- Up to 45 days interest free on purchases, as long as you pay your closing balance (including any promotional amount) in full, by the statement due date each month2
- Optional paperless eStatements
- Optional credit card repayment protection.
Your Holden rebate
General information
- 10 cents of every dollar you spend on credit purchases goes towards a rebate on a new Holden (that’s a $10 saving on a new vehicle for every $100 spent).
- Depending on the model, you can redeem up to $3,000 in core rebate towards the purchase or lease of any new eligible vehicle. This is on top of the best price you can negotiate with your dealer.
- Listed below are the eligible cars under this rebate scheme and their maximum allowable rebate.
Eligible cars and their maximum allowable rebate
| Eligible Cars | Maximum Allowable Rebate |
|---|---|
| Berlina, Calais, Caprice, Commodore, HSV, Statesman, Ute | $3,000 |
| Captiva | $1,000 |
| Astra, Combo, Colorado, Epica, Viva, Cruze | $750 |
| Barina | $500 |
GM Holden Card Rebate Program Rules
The redemption of the rebate towards the cost of a new Holden is subject to the GM Holden Card Rebate Program Rules (PDF 1 mb)
Fees
| Fee* | Amount |
|---|---|
| Annual fee | $55 |
| Westpac Foreign Transaction Fee | The Westpac foreign transaction fee may be payable. This fee is the sum of the Westpac processing fee and the Westpac on-charged scheme fee. |
| Westpac Processing Fee | A fee of 2.0% of the value of any purchase or cash advance/withdrawal transaction made in a foreign currency, following conversion into Australian dollars by the applicable credit card scheme, is payable. This fee will be incorporated into the Australian currency equivalent of the transaction shown on your statement. |
| Westpac On-Charged Scheme Fee |
The Credit Card schemes also charge fees when processing credit card transactions made in foreign currencies. The fees are either charged during the process of converting the foreign currency amount into Australian dollars, or are charged separately to Westpac and passed on to you by us. The fees vary depending on the applicable credit card scheme:
|
| Cash advance rate and withdrawal fee |
An administrative charge of 2% of the value of the transaction will apply to each cash advance made on your card account:
These charges will appear on your credit card statement directly below the relevant cash advance. |
| Missed payment charge fee | A charge of $9 may be payable each statement cycle that the whole of the minimum monthly payment is not paid by the statement due date. If charged, the missed payment charge will be debited to your account. |
| Over-limit fee | A fee of $9 may be debited from your credit card account every time you exceed your credit limit during a statement cycle. It is debited from your account in that statement cycle, on or after the day(s) your credit limit is exceeded. This fee may also be charged whenever your account is over limit at the commencement of a statement cycle. |
| Duplicate statement fee | A fee of $7.50 may be debited from your credit card account if you, or an additional cardholder, orders a copy of a statement that has already been issued for your account. This fee is debited from your account on or after the day you order the duplicate statement. |
| eStatements | Free |
| Other fees and charges | Read the Consumer credit card conditions of use (PDF 232 kb) |
*Fees are subject to change.
Things you should know
- 1. Earning and redemption of rebate towards a new Holden is subject to the GM Holden Card rebate program rules (PDF 1 mb) The maximum GM Holden Card "core rebate" (plus any additional "bonus" rebate accumulated via the partner program) applicable for each vehicle, accrued over a maximum of 5 years may be applied per eligible vehicle purchased. For maximum rebate applicable for each vehicle refer to the eligible cars and maximum allowable rebate table.
- 2. Interest on cash advances is calculated from the date the transaction is debited to your card account.
- 3. MasterCard® International Incorporated charges us 0.8% of the transaction amount where a transaction is made using your MasterCard ® and the merchant or financial institution accepting the card is located outside of Australia. We pass this amount on to our customers.
- 4. MasterCard® International Incorporated charges us 0.2% of the transaction amount for converting foreign currency transactions made using a MasterCard ® into Australian dollars. We pass this amount on to our customers.
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