Choosing the right account

Select the relevant option

Here's an option to consider:

Award winning everyday account.

Westpac Choice

Our everyday bank account that provides easy access to money.

  • Debit MasterCard® - Access money anywhere, anytime with a Westpac Debit MasterCard
  • Online banking - Check balances & transfer money between accounts when it suits
  • eStatements with the option to view 7 years of account activity

Find out more  Find out more about about Westpac Choice

Things you should know

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product is appropriate for you. Conditions, fees and charges apply and may change.

1. Customers over the age of 16, with an Australian residential address applying for a Westpac Choice or Westpac 55+ and Retired accounts through a branch or Online Banking , will be required to apply for a Debit MasterCard. Customers between the ages of 12 and 16, with an Australian residential address applying for a Westpac Choice account through a branch or Online Banking will be required to apply for a Handycard.

2. If you open a Westpac Choice account online, we will set up Online Banking with your application. If you apply via telephone or in a Westpac branch, this feature is optional.

3. If you open a Westpac Choice account online, we will set up eStatements with your application. If you apply via telephone or in a Westpac branch, this feature is optional.

MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

Here's an option to consider:

Online savings account with unlimited access

Westpac eSaver

Put money to work and watch savings grow, with an online savings account.

  • 5 month introductory fixed bonus rate for new customers
  • $0 monthly service fee1
  • Unlimited access to savings 24/7 via a linked account

Find out more  Find out more about Westpac eSaver

Things you should know

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product is appropriate for you. Conditions, fees and charges apply and may change.

1. To hold a Westpac eSaver, customers must hold a Westpac transaction or savings account in the same name. Fees may apply on the other account.

The fixed bonus rate is only available for the first 5 months from account opening if an eSaver account has not been held in the last 3 months.

Here's an option to consider:

Be rewarded for saving

Westpac Reward Saver

Earn bonus interest by saving regularly and not making any withdrawals.

  • Earn 2.09% p.a.1 variable bonus interest by depositing $50 and making no withdrawals by the last business day of the month
  • Enjoy $0 monthly service fee
  • No minimum balance required to open account

Find out more  Find out more about Westpac Reward Saver

Things you should know

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product is appropriate for you. Conditions, fees and charges apply and may change.

Bonus interest will be payable for each month in which, by the last business day of the month, the account has maintained a credit balance, a deposit of at least $50 and no withdrawals have been made.

1. Valid as at 7/10/2014 and subject to change.

Here's an option to consider:

Online savings account with unlimited access

Westpac eSaver

Enjoy the convenience of applying for both an online savings account and an everyday bank account with just the one application. This includes:

  • 5 month introductory fixed bonus interest on an eSaver account, $0 monthly service fee and unlimited access to savings via your linked account
  • The convenience of a new Westpac Choice bank account at the same time1
  • The ability to link an existing Westpac Choice account if one is held

Find out more  Find out more about Westpac eSaver

Things you should know

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product is appropriate for you. Conditions, fees and charges apply and may change.

1. To hold a Westpac eSaver, customers must hold a Westpac transaction or savings account in the same name. Fees may apply on the other account.

The fixed bonus rate is only available for the first 5 months from account opening if an eSaver account has not been held in the last 3 months.

Here's an option to consider:

No monthly service fee for 12 months

Westpac Choice - migrants and expats

Our everyday bank account that provides easy access to money once identification requirements are met1.

  • Open an account up to 12 months before moving to Australia
  • Once in Australia, link a Westpac Debit MasterCard® to the account
  • Enjoy $0 monthly service fee for 12 months2

Find out more  Find out more about Westpac Choice for migrants

Things you should know

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product is appropriate for you. Conditions, fees and charges apply and may change.

1. No withdrawals can be made from the account until Westpac identification requirements are met. How to complete identity check.

2. After 12 months, the $5 monthly service fee is waived if you deposit at least $2,000 each month e.g. your salary (other fees apply).

MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

  • Westpac Choice

    Migrants and expats

  • Open in less than 3 mins

  • Get started

Here's an option to consider:

Online savings account with unlimited access

Westpac eSaver

Put money to work and watch savings grow, with an online savings account.

  • 5 month introductory fixed bonus rate for new customers
  • $0 monthly service fee1
  • Unlimited access to savings 24/7 via a linked account once identification requirements are met2

Find out more  Find out more about Westpac eSaver

Things you should know

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product is appropriate for you. Conditions, fees and charges apply and may change.

1. To hold a Westpac eSaver, customers must hold a Westpac transaction or savings account in the same name. Fees may apply on the other account.

2. No withdrawals can be made from the account until Westpac identification requirements are met. How to complete identity check.

The fixed bonus rate is only available for the first 5 months from account opening if an eSaver account has not been held in the last 3 months.

Here's an option to consider:

$0 monthly account keeping fee + easy access

Westpac Choice - under 21s

Our everyday bank account offers $0 monthly service fee1 for under 21s and easy access to money.

  • Debit MasterCard® - Access money anywhere, anytime with a Westpac Debit MasterCard
  • Online banking - Check balances & transfer money between accounts when it suits
  • eStatements with the option to view 7 years of account activity

Find out more  Find out more about Westpac Choice - under 21s

Things you should know

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product is appropriate for you. Conditions, fees and charges apply and may change.

1. Other fees may apply.

2. Customers over the age of 16, with an Australian residential address applying for a Westpac Choice or Westpac 55+ and Retired accounts through a branch or Online Banking , will be required to apply for a Debit MasterCard. Customers between the ages of 12 and 16, with an Australian residential address applying for a Westpac Choice account through a branch or Online Banking will be required to apply for a Handycard.

3. If you open a Westpac Choice account online, we will set up Online Banking with your application. If you apply via telephone or in a Westpac branch, this feature is optional.

4. If you open a Westpac Choice account online, we will set up eStatements with your application. If you apply via telephone or in a Westpac branch, this feature is optional.

MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

  • Westpac Choice

    under 21s

  • Open in less than 3 minutes

  • Get started

Here's an option to consider:

$0 monthly service fee. Other fees may apply.

Westpac Choice - Full time tertiary students

Our everyday bank account offers $0 monthly service fee for full-time tertiary students1 and easy access to money.

  • Debit MasterCard® - Access money anywhere, anytime with a Westpac Debit MasterCard
  • Online banking - Check balances & transfer money between accounts when it suits
  • eStatements with the option to view 7 years of account activity

Find out more  Find out more about Westpac Choice - Full time tertiary students

Things you should know

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product is appropriate for you. Conditions, fees and charges apply and may change.

1. Other fees may apply. The fee waiver will only apply while you are a full time tertiary student. To benefit from the $0 monthly service fee you will need to drop into a branch with your full time tertiary student ID.

2. Customers over the age of 16, with an Australian residential address applying for a Westpac Choice or Westpac 55+ and Retired accounts through a branch or Online Banking , will be required to apply for a Debit MasterCard. Customers between the ages of 12 and 16, with an Australian residential address applying for a Westpac Choice account through a branch or Online Banking will be required to apply for a Handycard.

3. If you open a Westpac Choice account online, we will set up Online Banking with your application. If you apply via telephone or in a Westpac branch, this feature is optional.

4. If you open a Westpac Choice account online, we will set up eStatements with your application. If you apply via telephone or in a Westpac branch, this feature is optional.

MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

  • Westpac Choice

    Full-time tertiary students

  • Open in less than 3 minutes

  • Get started

Here's an option to consider:

Be rewarded for saving

Westpac Reward Saver - 12 to 21

Be rewarded for good savings habits and making regular deposits and no withdrawals.

  • Earn 2.09% p.a.1 variable bonus interest when a deposit of any amount and no withdrawals are made each month by the last business day of the month2
  • $0 monthly service fee3
  • No minimum balance required to open account

Find out more  Find out more about Westpac Reward Saver - 12 to 21

Things you should know

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product is appropriate for you. Conditions, fees and charges apply and may change.

1. Valid as at 7/10/2014 and subject to change.

2. Bonus interest will be payable for each month in which, by the last business day of the month, the account has maintained a credit balance, a deposit of any amount and no withdrawals have been made.

3. Other fees may apply.

  • Westpac Reward Saver

    12 to 21

  • It only takes 5 - 10 minutes

  • Open account

Here's an option to consider:

Flexible everyday account with interest

55+ and Retired

Our everyday bank account that provides easy access to money.

  • $0 monthly service fee1
  • 8 free withdrawals per calendar month across Online Banking, Telephone Banking, Westpac, St.George, BankSA and Bank of Melbourne ATMs, eftpos and branches (daily transaction limits apply)1
  • Pays tiered interest

Find out more  Find out more about 55 and retired

Things you should know

Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product is appropriate for you. Conditions, fees and charges apply and may change.

Customers over the age of 16, with an Australian residential address applying for a Westpac Choice or Westpac 55+ and Retired accounts through a branch or Online Banking , will be required to apply for a Debit MasterCard. Customers between the ages of 12 and 16, with an Australian residential address applying for a Westpac Choice account through a branch or Online Banking will be required to apply for a Handycard.

1. Other fees may apply.

One Westpac 55+ and Retired account per customer.

MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

  • Westpac 55+ and Retired

  • It only takes 5 - 10 minutes

  • Open account

Here's an option to consider:

Enjoy a fixed reture

Term Deposit

Invest money with the certainty of a fixed interest rate and a choice of terms.

  • Choose a term from 1 month to 5 years with $5,000 or more
  • No set-up, monthly account keeping or management fees
  • Interest payable at maturity, annually or monthly (depending on term)
  • From 1/01/2015, 31 days notice is required if early access to fund is requested1

Find out more  Find out more about Term Deposit

Things you should know

Before making a decision about any of our products or services, please read all the terms and conditions and the Important Information document and consider whether the product is appropriate for you. Conditions, fees and charges apply and may change.

Personal and business customers only - not available for corporate, institutional or government customers. Rate applies for a single term. Higher or lower rates may apply for subsequent terms.

1. Customers must provide a minimum 31 days notice to access funds prior to maturity from 01/01/0215 (except in cases of hardship). Interest rate adjustments will normally apply where funds are withdrawn prior to maturity.