Accounts for my day to day banking
How can I get the most out of my transaction account?
If you use the right access methods and set up automated payments it’ll keep your banking costs down and take the hassle out of managing your day to day finances.
What types of payment can I set up?
Salary credit
You can have your salary credited directly into your account. It’ll save you having to deposit the funds yourself and you’ll know that you have funds coming into your account regularly to cover your cash withdrawals and other payments.
Automatic debits
You can also save time and hassle by setting up automatic debits, to pay things like your bills and rent. Once you’ve set up the payment you don’t have to do anything and you’ll have the security of knowing you won’t forget any payments.
You can even set up payments to a savings account so you stash money away before you even miss it.
You can set up your automatic debits through:
- Our Telephone Banking service
- One of our branches.
Card Autopay
You can also use Card Autopay to make automatic payments on your credit card each month. You won’t have to remember to make the payment, and it’ll help you avoid the risk of paying late fees and extra interest charges. It’s your choice whether to pay off a fixed amount, or to pay the full amount outstanding each month.
Set up Card Autopay by:
- Calling 1300 651 089, or
- Completing our Card Autopay request form (PDF 122kb) and sending it to:
Card Autopay
IBN 29 CW
GPO BOX 3433
Sydney NSW 2001
Australia
or faxing it to (02) 9767 0769
How can I keep track of my transactions?
It's easy to manage your transactions. WIth Online Banking and Self Service Telephone Banking you can bank whenever it suits you - they're available 24 hours a day. And it could save you money banking this way.
There's a whole range of options available with online banking. You can:
- Check on your account balances and transaction details
- Transfer funds and make payments, and schedule them up to 90 days in advance
- View statements of your accounts - up to the last 7 years.
Self Service Telephone Banking also lets you check your account balances and transaction details, as well as paying bills and transferring funds. And you can also use it from overseas.
Review your options:
How can I save on bank fees and charges?
- Remember it's always more effective to use self-service banking options like Automated Telephone Banking or Online Banking
- Use our ATMs if you want to avoid additional charges. With a Westpac account you can use Westpac, St.George BankSA and Bank of Melbourne branded ATMs
- If you keep all your banking with us, you could benefit from special product packages that come with built-in benefits and discounts, not to mention the added convenience.
