Savings account rates

At a glance you can compare savings account rates to work out what best suits your needs. An online savings account usually offers a higher interest rate; while those with a specific goal might prefer a savings account that rewards regular savers with bonus interest.

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Westpac eSaver


Westpac Reward Saver

Westpac Reward Saver 12-21 yrs

Westpac Reward Saver < 12 yrs


Total variable rate


3.82% p.a.

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3.71% p.a.

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3.71% p.a.

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3.71% p.a.

Call us on
1300 558 724

Special offer rate

Includes fixed introductory bonus of 1.32% p.a. for first 3 months for new accounts1

   
Bonus variable raten/a3.70% p.a.

Just deposit $50 by the last business day of the month and make no withdrawals in the month
3.70% p.a.

Deposit any amount by the last business day of the month and make no withdrawals in the month
3.70% p.a.

Deposit any amount by the last business day of the month and make no withdrawals in the month

 

Standard variable rate 2.50% p.a. 0.01% p.a. 0.01% p.a. 0.01% p.a.
 More about
eSaver




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More about
Reward Saver




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More about
Reward Saver 12-21 yrs



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More about
Reward Saver < 12 yrs



Call us on
1300 558 724

Interest is calculated daily and paid monthly. 
1. Providing you haven't held an eSaver account for the last 3 months.

 

Need help comparing savings accounts?

Savings account interest rates are not the only consideration when it comes to working out which account could be right for you. Questioning how you save, how often, and for how long, should also play a part in that decision.

  • Looking to park your cash for a short time? eSaver, our high interest savings account, offers a great base rate, plus extra interest for 3 months. It has the added flexibility of allowing withdrawals.
  • But if you're more serious about saving for a longer-term goal, Reward Saver earns a bonus variable interest rate for regular monthly deposits (as long as you make no withdrawals).
  • Got a lump sum to invest, and looking for certainty of return? Check out our term deposit rates.