Westpac Debit MasterCard®

Westpac Debit MasterCard lets you access your own money in more places, with added security.

Contactless technology, a faster way to pay. Access your money at over 1.5 million ATMs worldwide. Fees may apply.
  •  

    Apply now

    It only takes 10 minutes

    Apply online

Essentials

  • Access to our Global ATM alliance where you can get cash without paying the withdrawal fee1 at more than 50,000 ATMs  
  • A choice of more than 3,000 ATMs throughout Australia where no ATM withdrawal fee applies
  • Shop with your money, online or in person, worldwide
  • Tap and go™ wherever you see the PayPass logo for purchases of $100 or less, without needing to sign or enter a PIN
  • The ability to tap and pay for everyday purchases using a compatible Samsung mobile
  • You can link up to 2 eligible Westpac bank accounts to your  Debit MasterCard
  • If your debit card is lost or stolen you can still get your cash out from Westpac ATMs on eligible accounts.  Just call us anytime on 132 032 and ask for Emergency Cash

Who can apply for a Debit MasterCard?

Debit MasterCard holders need to be at least 16 years of age, and have an Australian residential address to be eligible for the card. If you're not eligible for a Debit MasterCard, you can apply for a Handycard to access your account if you are 12 years of age or older.
Fees and charges may apply for some transactions using your Debit MasterCard. Please check the terms and conditions for full details.

  •  

    Apply now

    It only takes 10 minutes

    Apply online
  •  

    Give us a call

    1300 558 724

    8am-8pm, 7 days a week

Things you should know
  • 1. A 3% Westpac Foreign Transaction Fee applies to overseas debit or credit card withdrawals. A 2% cash advance fee applies to credit card withdrawals where the "Credit" option is selected, Some Global Alliance ATMs require you to select the "credit" option. A list of Global Alliance members is available at westpac.com.au/unstoppableyou. Excludes American Express cards.

  • PayPass™ is a trademark of MasterCard International incorporated

Features

Which Westpac accounts are eligible?

Your Westpac Debit MasterCard® can be attached to up to 2 of these eligible Westpac accounts:

Transaction and savings accounts
Westpac Choice
Westpac Choice - under 21
Westpac Choice - Full time tertiary students
Westpac Choice - Concession Holders
Deeming Account - 55+ and retired  
 

Home loan and investment property loans
Equity Access Loan (including Low Doc option)
Rocket Repay Home Loan  (including Low Doc option and only where redraw option exists)
Rocket Investment Loan  (including Low Doc option and only where redraw option exists)

Credit criteria and other eligibility criteria apply to credit card accounts. Eligibility criteria apply to the Westpac Choice, Westpac Choice - Under 21s, Westpac Choice - full time tertiary students, Westpac Choice - concession holders and Deeming account - 55+ and retired accounts.

Fraud Money Back Guarantee
Westpac Fraud Money Back Guarantee ensures that any unauthorised transaction claims will be reimbursed provided that the cardholder has not contributed to the loss and contacted us promptly1

How can you get added security?

Select credit when using your Debit MasterCard (instead of savings or cheque) and get:

  • Greater protection from fraud – with the Falcon detection system, which alerts you to unusual card activity
  • Chargeback protection – lets you reverse transactions when you've been overcharged or don’t receive your goods
  • PIN or pen – option to sign or use your PIN
  • Coverage against unauthorised purchases – provided you notify us promptly and did not contribute to the loss
  • Additional card security – at participating online retailers by registering with MasterCard SecureCode™

Read more on MasterCard SecureCode™ Terms and Conditions.

Priceless Sydney

Introducing Priceless Sydney, a unique collection of experiences curated exclusively for MasterCard cardholders. From dining, shopping and sporting opportunities to exciting hotel and entertainment offers, the best of Sydney is waiting at PricelessSydney.com.au.

Who can apply for a Debit MasterCard?

Debit MasterCard holders need to be at least 16 years of age, and have an Australian residential address to be eligible for the card. If you're not eligible for a Debit MasterCard, apply for a Handycard to access your account.

  •  

    Apply now

    It only takes 10 minutes

    Apply online
  •  

    Give us a call

    1300 558 724

    8am-8pm, 7 days a week

Things you should know
  • 1. Refer to the Westpac Debit MasterCard Terms and Conditions for full details of when cardholders may be liable.

  • PayPass™ is a trademark of MasterCard International incorporated