Westpac Banking Corporation


Bank accounts

Debit MasterCard®

Essentials

  • Access your own money wherever and whenever you want
  • Perfect for purchases online, over the phone and overseas
  • Added security with the Falcon™ detection system and MasterCard ® Zero liability on purchases
  • No card or application fees 1
  • Accepted at 28 million locations and 900,000 ATMs worldwide
  • Access MasterCard ® applause and find the hottest tickets in town
  • To be eligible for a Debit MasterCard ® you must be over 18 and have an Australian residential address.
Things you should know
  • 1.Fees and charges may apply for some transactions. Fees and charges relating to the Westpac Debit MasterCard ® are those associated with the bank account you choose.
  • 2.Provided you have complied with the terms of the cardholder agreement and the terms of the MasterCard ® Zero Liability policy any unauthorised transactions will be fully reimbursed.
  • 3.Including Equity Access Loan - Low Doc option.
  • 4.The Westpac Debit MasterCard ® can only be linked to Rocket Home and Investment loans (Including Low Doc options) where a redraw facility exists.
  • Adobe Acrobat Reader
    To view PDF files you need Adobe Acrobat Reader. Use Adobe's online PDF conversion tools to convert to another format.
  • MasterCard ® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

Features

Our Debit MasterCard ® lets you access money from your own bank account wherever and whenever you want.

  • Perfect for purchasing items online, by phone and overseas
  • No card application fees 1
  • Accepted at 29.4 million locations worldwide including 1.5 million ATMs.

Added security brings you peace of mind

  • Your Debit MasterCard ® gives you greater protection from card fraud with the Falcon™ detection system. This system highlights unusual purchase activity and ensures someone will contact you if this occurs.    
  • The MasterCard ® Zero Liability policy protects you against any unauthorised purchase transactions that may occur via the phone, online or in stores 2
  • You have the option of Pen or PIN  when you press the 'Credit' button for your purchases
  • Get extra security when you shop at participating online retailers by registering with MasterCard ® SecureCode™, through Westpac’s Added Online Security service.

MasterCard ®  Entertainment

Thanks to MasterCard ® and their partnership with Ticketmaster, Westpac Debit MasterCard ® cardholders have access to the hottest tickets in town through the exclusive MasterCard ® applause service. This allows you to have:

  • Access to pre-sale tickets for some of the biggest concerts and live events
  • Select access to a range of sporting and entertainment performances
  • Access to special offers on a number of tickets.

For more information visit www.mastercardapplause.com.au.

Eligible accounts

Your Debit MasterCard ® can be attached to up to 2 of your eligible Westpac accounts.

Eligible accounts
Eligible day to day and savings accounts Eligible home loans and investment property loans
Westpac Choice Equity Access Loan 3
Westpac Choice eAccount Rocket Repay Home Loan 4
Basic Account Rocket Investment Loan 4
Deeming Account
Westpac Reward Saver
Westpac Cash Manager

More information

If you've any questions about the Westpac Debit MasterCard ®, you can call our Cards Customer Service Call Centre on 1300 651 089.

Things you should know
  • 1.Fees and charges may apply for some transactions. Fees and charges relating to the Westpac Debit MasterCard ® are those associated with the bank account you choose.
  • 2.Provided you have complied with the terms of the cardholder agreement and the terms of the MasterCard ® Zero Liability policy any unauthorised transactions will be fully reimbursed.
  • 3.Including Equity Access Loan - Low Doc option.
  • 4.The Westpac Debit MasterCard ® can only be linked to Rocket Home and Investment loans (Including Low Doc options) where a redraw facility exists.
  • Adobe Acrobat Reader
    To view PDF files you need Adobe Acrobat Reader. Use Adobe's online PDF conversion tools to convert to another format.
  • MasterCard ® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
Debit MasterCard
Apply for Debit MasterCard® now

Did you know?

Adding a Debit MasterCard ® to your Westpac Choice Account will allow you to make purchases overseas, online and over the phone - at over 28 million locations worldwide.