Westpac Choice Youth Package
Essentials
- No account monthly service fee on a Westpac Choice Youth account for under 21s1
If you're under 21, you can apply for our Westpac Choice Youth Package. When you open a Westpac Choice Youth account tell the Bank that you want to take advantage of the Westpac Choice Youth Package. Eligible customers are entitled to only one Westpac Choice Youth Package
This gives you some great benefits if you take up the products and services below:
- Unlimited Westpac transactions across branch, Westpac/St.George/BankSA ATMs, EFTPOS, Telephone Banking and Online Banking with your Westpac Choice Youth account 2
- Earn bonus interest on a Westpac Youth Reward Saver account when you make a deposit and no withdrawals in each month 3
- 0.50%p.a. discount off the standard interest rate for personal loans 4.
Things you should know
- 1.Fees and charges may be payable. Full Terms and Conditions are available on request. These may be varied or new Terms and Conditions introduced in the future. See the Savings and Investment Accounts Comparison Table and Transaction Accounts Comparison Table for a list of current interest rates and fees.
- 2.Daily transaction limits apply. Fees for all separate services such as overseas ATMs continue to apply on all accounts. Non-Westpac/St.George/BankSA branded ATMs apply an ATM operator fee by the ATM Owner, which is disclosed at the time of the transaction on the ATM screen. This fee will be debited on the day (or the next business day) of the transaction and itemised separately on your statement.
- 3.Bonus interest is payable on the full balance when bonus interest criteria are met, that is a credit balance is maintained, a customer initiated deposit of any amount and no withdrawals are made (except bank account fees, government transaction taxes or withdrawal of funds to place in a Westpac Term Deposit) in the calendar month. The above criteria also apply to 'As Trustee For' a child account.
- 4.Fees and charges may be payable. Full Terms and Conditions available on request. These may be varied and new terms and conditions introduced in future. See Personal Loans Rates and Fees for a list of current interest rates and fees. Any credit application is subject to the Bank's normal lending criteria.
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Features
If you're under 21, you can apply for our Westpac Choice Youth Package. When you open a Westpac Choice Youth account, tell the Bank that you want to take advantage of the Westpac Choice Youth Package. Eligible customers are only entitled to one Westpac Choice Youth Package.
This gives you some great benefits if you take up the products and services below.
| Product | Description | Your benefit |
|---|---|---|
| Westpac Choice Youth | Our day to day transaction account offers many flexible banking choices for your needs |
No monthly account service fee |
| Westpac Youth Reward Saver |
A savings account that rewards you with higher interest for making regular deposits to help you save faster |
Earn bonus interest to help you boost your account balance when you make a deposit and no withdrawals in each month 3 |
| Personal Loans |
Flexible loans that allow you to borrow a minimum of $4,000 and choose your repayment period from 1 - 7 years 4 |
0.50% p.a. discount off the standard fixed interest rate on new Personal Loans 4 |
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How you can access your money
Additionally, with your Westpac Choice Youth account, we offer unlimited fee free Westpac transactions via the branches, Westpac/St.George/BankSA ATMs, EFTPOS, Telephone Banking and Online Banking. 2
Things you should know
- 1.Fees and charges may be payable. Full Terms and Conditions are available on request. These may be varied or new Terms and Conditions introduced in the future. See the Savings and Investment Accounts Comparison Table and Transaction Accounts Comparison Table for a list of current interest rates and fees.
- 2.Daily transaction limits apply. Fees for all separate services such as overseas ATMs continue to apply on all accounts. Non-Westpac/St.George/BankSA branded ATMs apply an ATM operator fee by the ATM Owner, which is disclosed at the time of the transaction on the ATM screen. This fee will be debited on the day (or the next business day) of the transaction and itemised separately on your statement.
- 3.Bonus interest is payable on the full balance when bonus interest criteria are met, that is a credit balance is maintained, a customer initiated deposit of any amount and no withdrawals are made (except bank account fees, government transaction taxes or withdrawal of funds to place in a Westpac Term Deposit) in the calendar month. The above criteria also apply to 'As Trustee For' a child account.
- 4.Fees and charges may be payable. Full Terms and Conditions available on request. These may be varied and new terms and conditions introduced in future. See Personal Loans Rates and Fees for a list of current interest rates and fees. Any credit application is subject to the Bank's normal lending criteria.
-
To view PDF files you need Adobe Acrobat Reader. Use Adobe's online PDF conversion tools to convert to another format.
