Westpac Global Currency Card

A travel companion that could actually save you money. Introducing the Westpac Global Currency Card for on holiday and online.
  • Apply in branch

    Call or visit your local branch

       
     
  • Give us a call, anytime

    1300 797 470

    Overseas: +61 2 9374 7102

Essentials

  • Dual purpose - use worldwide when travelling or shopping online, wherever Visa is accepted
  • 11 currencies available - 5 currencies can be loaded at any one time on your Global Currency Card
  • $0 transaction fee - when you make purchases using a preloaded currency. (A foreign exchange fee is payable when you purchase in a currency that we do not support e.g. Indian Rupee. So long as your purchase is one of our 11 currencies then no foreign exchange fee will be applied)
  • No ATM usage fees on cash withdrawals from Westpac Group or Global Alliance ATMs (other fees may be payable.)
  • Added security - chip and PIN protected, not linked to an existing bank account, plus Visa Zero liability protecting you from fraudulent transactions or unauthorised purchases1
  • 2 cards issued, so you can keep one for emergencies if you ever lose your card
  • 24/7 customer support

Managing and topping up your travel card

  • Reload via BPAY® or in person at your nearest Westpac branch
  • Easily manage your card online or via the mobile app.

Global Currency Card app is also available for iPhone and Android smartphones.  

Things you should know
  • Information is current as at 25 November 2013.
  • You should read the Westpac Global Currency Card Product Disclosure Statement before making a decision and consider whether this product is appropriate for you. This information does not take into account your personal objectives, financial situation or needs and you should consider its appropriateness having regard to these factors before deciding to acquire this product. Westpac Banking Corporation ABN 33 007 457 141, AFSL and Australian credit licence 233714, is the distributor of this product. Rev Australia Pty Ltd ACN 117 378 953 AFSL 401610 manages the Westpac Global Currency Card product for Cuscal Limited ACN 087 822 455 AFSL 244116, an authorised deposit-taking institution and a member of Visa International. Cuscal Limited is the issuer of the product but does not take deposits from you. Westpac is not responsible for and does not guarantee this product or card or your ability to access any prepaid value or the use of this product or card. Internet connection is needed to access the Westpac Global Currency Card app. Normal mobile data charges apply. We support Apple iPhone iOS 6 and above and Android™ 2.3 and above. Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc.
  • 1. Visa Zero Liability Policy covers Australian and New Zealand issued cards and does not apply to ATM transactions, transactions not processed by Visa, or certain commercial card transactions. Cardholders should notify their issuer promptly of any unauthorised Visa use. Please consult the card issuer for additional details.
  • 2. A foreign exchange fee is payable on purchases made in a currency that is not supported by the Global Currency Card.
  • BPAY is ® Registered to BPAY Pty Ltd ABN 69 079 137 518.

Features

Global Currency Card - eligibility

To apply, you need to be 16 years or older, have an Australian residential address and meet Westpac’s identification requirements.

How does the Global Currency Card work?

The Global Currency Card is a re-loadable prepaid Visa card that can be used to make purchases in 5 of 11 currencies, either in person or online. The amount spent will automatically be deducted from the available balance of your nominated currency.

Certainty
You can use your card in up to 5 out of 11 different currencies at any time, locking in the exchange rate when you load funds onto your card.

Security
Your money is protected by Chip and PIN card security, and includes the protection of Visa Zero Liability Policy, protecting you from any fraudulent charges or unauthorised purchases1.

Savings
Avoid paying additional foreign exchange fees when you make purchases in the same currency as the item on sale as long as you have sufficient funds loaded in that currency on your card. You'll also pay no transaction fees on your purchases when you make purchases in a currency loaded on your card2.
 
Convenience
Use your card for purchases in person or online, over the phone and to withdraw cash from ATMs at more than 2 million locations worldwide. Plus, if you ever lose your card, you can simply cancel it and start using your back-up card.

How does the Global Currency Card app work?

To manage your money on the go, download the Westpac Global Currency Card App. It's the simple, secure and convenient way to shop, online or overseas and allows you to:

  • View your wallet balances and transactions
  • Transfer money between your wallets - exchange money, remove wallets and change your wallet order
  • Update your account profile and select your preferred time zone
  • Change your username and password
  • 24/7 emergency assistance for lost or stolen cards
Things you should know
  • Information is current as at 25 November 2013.
  • You should read the Westpac Global Currency Card Product Disclosure Statement before making a decision and consider whether this product is appropriate for you. This information does not take into account your personal objectives, financial situation or needs and you should consider its appropriateness having regard to these factors before deciding to acquire this product. Westpac Banking Corporation ABN 33 007 457 141, AFSL and Australian credit licence 233714, is the distributor of this product. Rev Australia Pty Ltd ACN 117 378 953 AFSL 401610 manages the Westpac Global Currency Card product for Cuscal Limited ACN 087 822 455 AFSL 244116, an authorised deposit-taking institution and a member of Visa International. Cuscal Limited is the issuer of the product but does not take deposits from you. Westpac is not responsible for and does not guarantee this product or card or your ability to access any prepaid value or the use of this product or card. Internet connection is needed to access the Westpac Global Currency Card app. Normal mobile data charges apply. We support Apple iPhone iOS 6 and above and Android™ 2.3 and above. Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc.
  • 1. Visa Zero Liability Policy covers Australian and New Zealand issued cards and does not apply to ATM transactions, transactions not processed by Visa, or certain commercial card transactions. Cardholders should notify their issuer promptly of any unauthorised Visa use. Please consult the card issuer for additional details.
  • 2. A foreign exchange fee is payable on purchases made in a currency that is not supported by the Global Currency Card.
  • BPAY is ® Registered to BPAY Pty Ltd ABN 69 079 137 518.

Currencies

Choose from 11 different currencies and load up to 5 currencies at any one time, one of which must always be Australian dollars.

Available Westpac Global Currency Card currencies

  • Australian Dollars (AUD)
  • US Dollars (USD)
  • Hong Kong Dollars (HKD)
  • Euros (EUR)
  • Japanese Yen (JPY)
  • Canadian Dollars (CAD)
  • Great British Pounds (GBP)
  • New Zealand Dollars (NZD)
  • Singapore Dollars (SGD)
  • South African Rand (ZAR)
  • Thai Baht (THB)
Things you should know
  • Information is current as at 25 November 2013.
  • You should read the Westpac Global Currency Card Product Disclosure Statement before making a decision and consider whether this product is appropriate for you. This information does not take into account your personal objectives, financial situation or needs and you should consider its appropriateness having regard to these factors before deciding to acquire this product. Westpac Banking Corporation ABN 33 007 457 141, AFSL and Australian credit licence 233714, is the distributor of this product. Rev Australia Pty Ltd ACN 117 378 953 AFSL 401610 manages the Westpac Global Currency Card product for Cuscal Limited ACN 087 822 455 AFSL 244116, an authorised deposit-taking institution and a member of Visa International. Cuscal Limited is the issuer of the product but does not take deposits from you. Westpac is not responsible for and does not guarantee this product or card or your ability to access any prepaid value or the use of this product or card. Internet connection is needed to access the Westpac Global Currency Card app. Normal mobile data charges apply. We support Apple iPhone iOS 6 and above and Android™ 2.3 and above. Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc.
  • 1. Visa Zero Liability Policy covers Australian and New Zealand issued cards and does not apply to ATM transactions, transactions not processed by Visa, or certain commercial card transactions. Cardholders should notify their issuer promptly of any unauthorised Visa use. Please consult the card issuer for additional details.
  • 2. A foreign exchange fee is payable on purchases made in a currency that is not supported by the Global Currency Card.
  • BPAY is ® Registered to BPAY Pty Ltd ABN 69 079 137 518.

Exchange rates

See our currency converter to view the latest foreign exchange rates.

When youWe will useNotes
Load or reload your card with Australian cash at a Westpac branchThe Westpac foreign exchange rates current at the time you transfer funds.The teller will quote the exchange rate before loading your card.
Reload your card via BPAY® with Australian dollarsNo foreign exchange rate is applied.
BPAY Biller Code: 208637

Customer Reference Number: The 13-digit number on the back of your card

This can take up to 3 business days after you have made your BPAY payment
Move funds between your currency wallets The Westpac foreign exchange rates current at the time you transfer your funds.We'll quote the exchange rate before confirming your transfer.
Use your card to transact in a currency we do not supportA foreign exchange rate applied by Visa at the time, based on market rates.We'll use a currency already loaded on your card to complete the transaction, and convert your currency at the applicable Visa rate. A 3% foreign exchange fee will also apply.
Close your cardThe Westpac foreign exchange rates current at the time we close your card.
If there are outstanding transactions or disputes, closure may not happen on the day you request it, and our rates could change in the meantime.

Please refer to the Product Disclosure Statement (PDS) for the full terms and conditions. Other fees and charges may apply.

Things you should know
  • Information is current as at 25 November 2013.
  • You should read the Westpac Global Currency Card Product Disclosure Statement before making a decision and consider whether this product is appropriate for you. This information does not take into account your personal objectives, financial situation or needs and you should consider its appropriateness having regard to these factors before deciding to acquire this product. Westpac Banking Corporation ABN 33 007 457 141, AFSL and Australian credit licence 233714, is the distributor of this product. Rev Australia Pty Ltd ACN 117 378 953 AFSL 401610 manages the Westpac Global Currency Card product for Cuscal Limited ACN 087 822 455 AFSL 244116, an authorised deposit-taking institution and a member of Visa International. Cuscal Limited is the issuer of the product but does not take deposits from you. Westpac is not responsible for and does not guarantee this product or card or your ability to access any prepaid value or the use of this product or card. Internet connection is needed to access the Westpac Global Currency Card app. Normal mobile data charges apply. We support Apple iPhone iOS 6 and above and Android™ 2.3 and above. Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc.
  • 1. Visa Zero Liability Policy covers Australian and New Zealand issued cards and does not apply to ATM transactions, transactions not processed by Visa, or certain commercial card transactions. Cardholders should notify their issuer promptly of any unauthorised Visa use. Please consult the card issuer for additional details.
  • 2. A foreign exchange fee is payable on purchases made in a currency that is not supported by the Global Currency Card.
  • BPAY is ® Registered to BPAY Pty Ltd ABN 69 079 137 518.

Fees

Shown in AUD and inclusive of GST  
Global Currency Card issue fee$10
Loading your card for the first timeFREE
Reloading your card (per reload)1% of AUD value loaded up to a maximum of $10
Making a purchase in a pre-loaded currency  FREE

Making a purchase in a foreign currency that is not a supported currency.

Current supported currencies are: Australian dollars, United States dollars, Euros, British pounds, New Zealand dollars, Canadian dollars, Hong Kong dollars, Japanese yen
Singapore dollars, South African rand and Thai baht

3% of the Australian dollar amount of the transaction
ATM cash withdrawal in Australia when using a Westpac Group ATM (Westpac, St George, BankSA and Bank of Melbourne ATMs)Free
ATM balance enquiry in Australia when using a Westpac Group ATM (includes Westpac, St George, Bank of South Australia and Bank of Melbourne ATMs)Free
Overseas cash withdrawal  using Westpac Global Alliance ATMFree
Overseas balance enquiry using Westpac Global Alliance ATMFree

Cash withdrawal  using non-Westpac ATM or non-Westpac Global Alliance ATM

Note: Some ATM operators may charge you a direct fee when you use a non-Westpac Group ATM

AUD
2.00
USD
2.00 
GBP
1.50 
EUR
2.00 
NZD
3.00 
CAD
2.50 
HKD
15 
SGD
3.00 
JPY
200 
THB
75 
ZAR
20 
 

Balance enquiry using non-Westpac ATM or non-Westpac Global Alliance ATM

Note: Some ATM operators may charge you a direct fee when you use a non-Westpac Group ATM

 
AUD
2.00
USD
2.00 
GBP
1.50 
EUR
2.00 
NZD
3.00 
CAD
2.50 
HKD
15 
SGD
3.00 
JPY
200 
THB
75 
ZAR
20 
 

Customer services such as checking your card balance or transaction history via the website or the Customer Service Centre

Free
Funds redemption fee when you request the closure of the card$10
Replacement card - payable if you ask us to replace a lost or stolen card. $15
Emergency funds

Where possible Westpac will endeavour to arrange for Western Union to deliver emergency cash services to you. Fees will be debited from your Available Balance separately to the amount that you have requested to be transferred.  Previously, they had been shown as a single amount. There is no change to the fee amount itself.

 

If amount sent is up to $500 (AUD) $15.00

If amount sent is over $500 up to $1000 (AUD) $20.00

If amount sent is over $1000 up to $2000 (AUD) $25.00

If amount sent is over $2000 up to $3000 (AUD) $30.00

Monthly service feeNil
Statement fee for electronic statements made available by the product issuer and accessed through westpac,com.au/globalcurrencycardNil
Transaction dispute handling feeNil
Inactivity fee (when you don't use your card for longer than 3 months)Nil

Please note that there has been a change in the way Emergency Cash service fees were charged previously. Please refer to the Emergency Funds section in the above table for more information.

Other government duty, taxes, fees and charges may apply. Please refer to the Product Disclosure Statement (PDS).  

Things you should know
  • Information is current as at 25 November 2013.
  • You should read the Westpac Global Currency Card Product Disclosure Statement before making a decision and consider whether this product is appropriate for you. This information does not take into account your personal objectives, financial situation or needs and you should consider its appropriateness having regard to these factors before deciding to acquire this product. Westpac Banking Corporation ABN 33 007 457 141, AFSL and Australian credit licence 233714, is the distributor of this product. Rev Australia Pty Ltd ACN 117 378 953 AFSL 401610 manages the Westpac Global Currency Card product for Cuscal Limited ACN 087 822 455 AFSL 244116, an authorised deposit-taking institution and a member of Visa International. Cuscal Limited is the issuer of the product but does not take deposits from you. Westpac is not responsible for and does not guarantee this product or card or your ability to access any prepaid value or the use of this product or card. Internet connection is needed to access the Westpac Global Currency Card app. Normal mobile data charges apply. We support Apple iPhone iOS 6 and above and Android™ 2.3 and above. Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc.
  • 1. Visa Zero Liability Policy covers Australian and New Zealand issued cards and does not apply to ATM transactions, transactions not processed by Visa, or certain commercial card transactions. Cardholders should notify their issuer promptly of any unauthorised Visa use. Please consult the card issuer for additional details.
  • 2. A foreign exchange fee is payable on purchases made in a currency that is not supported by the Global Currency Card.
  • BPAY is ® Registered to BPAY Pty Ltd ABN 69 079 137 518.