Back to: Moving to Australia

 

Summary of the home loan application process: Step 1 – Ensure you meet the criteria Step 2 – Read the information about our home and property loans Step 3 – Complete an application form Step 4 – Have your application processed

Step 1 – Ensure you meet the criteria
You can apply for a home loan from overseas or soon after arrival in Australia if you are *:

• an Australian citizen or permanent resident returning to Australia
• a migrant on an employer sponsored visa (permanent or temporary – most subclasses)
• a migrant on a Skilled – Permanent, or Skilled Independent or Skilled Independent Regional (Provisional) visa (most subclasses)
• a non-resident but wishes to invest in properties in Australia and you have ongoing income from employment, investments/rental properties, and/or other sources
• a Business Skill, Investor or Talent visa (most subclasses) migrant and you either have or had a business in your country of origin for at least 2 years or a business in Australia.

Email us if you are unsure and would like us to clarify whether your visa subclass is included in the above.


*Important note: Satisfying the requirements above does not imply that your application will automatically be approved, as applications are subject to Westpac's usual lending criteria. For more information, contact us.

Back to top 

Step 2 – Read the information about our home and property loans

Westpac provides a wide range of home, investment property and equity loans for customers at competitive prices and with different features to suit the different needs of customers.
Note: Do not apply directly through our online application system in that website as this system caters for customers living in Australia. Please refer to Step 3 below for your application.

Back to top 

Step 3 – Complete an application

Fax the following documents to us on +61 2 8253 1875:

• A completed
  Home/Investment loan application form (PDF 337kb)
• A cover sheet with all your contact details (including email)
• A copy of the pages of the passport to confirm your personal details and residency or citizenship status
• letter of employment or payslip, and/or documents showing income from investments/rental properties, and/or other sources
• If you are a business migrant and not in paid employment, please forward documents confirming that you have a business in Australia or country of origin. This could be the annual return or annual company report, for example.

Alternatively you can mail the documents to:

Westpac Migrant Banking
Level 31
275 Kent Street
Sydney NSW 2000
Australia

Step 4 – Have your application processed

A Home Loan Expert will contact you in reference to your application.

Back to top