Current interest rates

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Home Loans

Interest rate discounts are available as part of the Premier Advantage Package:

Loan Type	Discount under Premier Advantage Package
All variable rate loans below	Up to 0.70% p.a.¹
All fixed rate loans below	0.20% p.a.² for packaged borrowings over $150,000

Loan	Interest rate	Comparison rate For the full comparison rate schedule for each loan, click on the rate.
Rocket Repay Home Loan
Variable rate	7.71% pa³	7.92% pa*
Rocket Repay Home Loan - Low Doc
Variable rate	7.71% pa	7.92% pa*
Premium Option Home Loan
Variable rate	7.71% pa	7.84% pa*
Premium Option Home Loan - Low Doc
Variable rate	7.71% pa	7.84% pa*
First Option Home Loan
Variable rate	7.13% pa	7.28% pa*
Fixed Options Home Loan Fixed rate lock-in option is available#
1 year	6.69% pa	7.73% pa*
2 year	6.19% pa	7.52% pa*
3 year	6.89% pa	7.60% pa*
4 year	6.99% pa	7.57% pa*
5 year	6.99% pa	7.51% pa*
7 year	7.39% pa	7.65% pa*
10 year	7.39% pa	7.60% pa*
Fixed Options Home Loan - Low Doc Fixed rate lock-in option is available#
1 year	6.69% pa	7.73% pa*
2 year	6.19% pa	7.52% pa*
3 year	6.89% pa	7.60% pa*
4 year	6.99% pa	7.57% pa*
5 year	6.99% pa	7.51% pa*
7 year	7.39% pa	7.65% pa*
10 year	7.39% pa	7.60% pa*
Premium Option with 1 Year Guaranteed Rate Fixed rate lock-in option is available#
Fixed rate	6.49% pa	7.71% pa*
Equity Access Loan
Variable rate	7.86% pa	N/a
Equity Access Loan - Low Doc
Variable rate	7.86% pa	N/a

Investment Property Loans

Loan	Interest rate	Comparison rate For the full comparison rate schedule for each loan, click on the rate.
Rocket Investment Loan
Variable rate	7.71% pa³	7.93% pa*
Rocket Investment Loan - Low Doc
Variable rate	7.71% pa	7.93% pa*
Variable Rate Investment Property Loan
Variable rate	7.71% pa⁴	7.85% pa*
Variable Rate Investment Property Loan - Low Doc
Variable rate	7.71% pa⁴	7.85% pa*
First Option Investment Property Loan
Variable rate	7.13% pa⁵	7.29% pa*
Fixed Rate Investment Property Loan Fixed rate lock-in option is available#
1 year	6.69% pa^	7.74% pa*
2 year	6.19% pa^	7.54% pa*
3 year	6.89% pa^	7.61% pa*
4 year	6.99% pa^	7.58% pa*
5 year	6.99% pa^	7.52% pa*
6 year	7.39% pa	7.68% pa*
7 year	7.39% pa	7.66% pa*
9 year	7.39% pa	7.63% pa*
10 year	7.39% pa	7.62% pa*
12 year	7.39% pa	7.59% pa*
Fixed Rate Investment Property Loan - Low Doc Fixed rate lock-in option is available#
1 year	6.69% pa^	7.74% pa*
2 year	6.19% pa^	7.54% pa*
3 year	6.89% pa^	7.61% pa*
4 year	6.99% pa^	7.58% pa*
5 year	6.99% pa^	7.52% pa*
6 year	7.39% pa	7.68% pa*
7 year	7.39% pa	7.66% pa*
9 year	7.39% pa	7.63% pa*
10 year	7.39% pa	7.62% pa*
12 year	7.39% pa	7.59% pa*
Investment Loan with 1 Year Guaranteed Rate Fixed rate lock-in option is available#
Fixed rate	6.49% pa	7.72% pa*
Equity Access Loans
Variable rate	7.86% pa	N/a
Equity Access Loans - Low Doc
Variable rate	7.86% pa	N/a

Information current as at 25 November 2008.

1. 0.70% p.a. discount is available for variable rate loan amounts of $250,000 and above (for Low Doc loan, the discount is 0.6% p.a. for variable rate loan amounts between $250,000 and $499,999). For variable rate loan amounts between $150,000 and $249,999, the applicable discount is 0.4% p.a. The discount is not applicable to First Option Home Loan and First Option Investment Property Loan.
2. 0.20% p.a. fixed rate discount is not available for Premium Option with 1 Year Guarantee and Investment Loan with 1 Year Guarantee.
3. For new business originated from 19 September 2005. A rate of 7.81% pa applies to loans originated prior to 19 September 2005.
4. For new business originated from 21 March 2005. A rate of 7.81% pa applies to loans originated prior to 21 March 2005.
5. For new business originated from 21 March 2005. A rate of 7.23% pa applies to loans originated prior to 21 March 2005.

# Fixed rates may vary between application and drawdown unless the fixed rate lock-in option is selected.

^ Interest rate discounts available for interest only in advance payments. Current discount is 0.10% p.a.

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