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Disclosure Statements

 

    A Product Disclosure Statement (or PDS) is a document (or sometimes a group of documents) that contains information about a financial product, including any significant benefits and risks, the cost of the financial product and the fees and charges that the financial product issuer may receive. Supplementary PDSs may be issued from time to time and must be read in conjunction with the PDS to which they relate.

    A Financial Services Guide (or FSG) describes the financial services offered by, and important information about, a financial services licensee. Westpac Banking Corporation holds an Australian Financial Services Licence (AFSL). AFSL No 233714.

    Adobe Acrobat Reader PDF Westpac FSG (PDF 253kb)

    Adobe Acrobat Reader PDF Westpac Financial Planning FSG (PDF 741kb)

    Adobe Acrobat Reader PDF Westpac Financial Planning Supplementary FSG (PDF 387kb)

    Adobe Acrobat Reader PDF Broking FSG (PDF 684kb)

    Adobe Acrobat Reader PDF FSG for BT Super for Life Trustee (PDF 86kb)

    View our foreign language Financial Services Guides.

    How to obtain a PDS or FSG
    This page provides you with electronic access to the PDS's for financial products and services that are identified on this website and that are issued by Westpac Banking Corporation, product issuers within the Westpac Group of Companies and non related third party product issuers, together with electronic access to the FSG's for these companies.

    Please note that some PDS's are not yet available and that some financial products, such as bank products and margin loans, are not required to have a PDS.

    Other disclosure documents

In addition to PDSs and FSGs this website also contains other disclosure documents such as; terms and conditions, prospectuses, product information statements (PIS), annual reports and product offerings.

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For Personal accounts including Westpac Choice eAccount, Choice, Reward Saver, Cash Manager, Westpac eSaver, Term Deposit, Classic Plus, Basic and Deeming read the Terms and Conditions for personal customers.

Adobe Acrobat Reader PDF Deposit Accounts for Personal Customers: Terms and Conditions (PDF 572kb)

Adobe Acrobat Reader PDF Westpac Debit MasterCard® for Personal Customers: Terms and Conditions (PDF 640kb)


For Personal accounts that are no longer available for sale including Basic, Deeming Passbook, Passbook, Premium Saver, Personal Cheque, Westpac One, Westpac One Premium, Westpac One Basic, Cash Management, Cash Management Account Investor Option and Max-i Direct read the Product Disclosure Statement (PDS) for personal customers below.

Adobe Acrobat Reader PDF Not for Sale Personal Accounts Terms and Conditions (PDF 693kb)

Adobe Acrobat Reader PDF Not for Sale Personal Accounts Fees and Charges (PDF 594kb)

Adobe Acrobat Reader PDF Not for Sale Personal Accounts Interest Rates (PDF 108kb)

Business Accounts

Currently available for sale
Adobe Acrobat Reader PDF Product Disclosure Statement- Deposit Accounts for Business Customers- Features, Fees and Charges (PDF 519kb)

Adobe Acrobat Reader PDF Product Disclosure Statement- Deposit Accounts for Business Customers-Terms and Conditions for Business Customers (PDF 979kB)

Adobe Acrobat Reader PDF Supplementary Product Disclosure Document - Deposit Accounts for Business Customers (PDF 136kb)


Adobe Acrobat Reader PDF Westpac Business Debit MasterCard® Terms and Conditions (PDF 195kb)

No longer available for sale
Adobe Acrobat Reader PDF Product Disclosure Statement- Deposit Accounts for Business Customers (no longer available for sale)-Terms and Conditions for Business Customers (PDF 446kb)

Adobe Acrobat Reader PDF Product Disclosure Statement- Deposit Accounts for Business Customers(no longer available for sale)- Features, Fees and Charges (PDF 192kb)

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    Foreign language Financial Services Guides

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