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As with most service companies, our major Environmental, Social and Governance (ESG) impacts occur indirectly, through our everyday lending and investment activities.

• We have adopted the Equator Principles, a framework for assessing social and environmental risks in project finance
• Our funds management business, BT Financial Group, is signatory to the United Nations Principles for Responsible Investment. These Principles commit institutional investors to incorporate Environmental, Social and Governance considerations into investment analysis, decision making and ownership priorities
• BT Financial Group offers a range of Socially Responsible Investment products
• Our approach to ensuring lending proposals are rigorously assessed to identify and mitigate environmental risks
• We are enabling our farming customers to take advantage of emerging emission offset opportunities and obtain an income for re-vegetating their land, through the Landcare CarbonSMART initiative
• As part of our overall ESG approach, The Westpac Group aims to prevent, detect and not knowingly facilitate money laundering and terrorism financing