Over 21

Westpac Plus

Whatever path you choose, Westpac Plus gives you the tools you need to take charge of your finances. For $2 more than our standard monthly fee you can get either:

A Westpac Choice ($5 standard monthly fee) or Westpac Choice eAccount ($3 standard monthly fee) transaction account
A Westpac Debit MasterCard^®
A competitive interest savings account
A Westpac 55 Day credit card with the annual fee waived¹

Additional benefits include:

First 3 months service fee waived - save between $15 to $21 depending on which transaction account you choose
We'll waive² the monthly service fee for each calendar month that you maintain a minimum balance of $3,000 or more for that full calendar month, if you take a Westpac Choice account.
$100 Cash Bonus³ when you open a BT Super for Life account and reach a balance of $500. You must call within 6 months of opening your BT Super for Life account to claim your Cash Bonus.
0.50% pa off the standard fixed interest rate on new Personal Loans⁵
10% off Bill Cover monthly premiums and your first month is free⁴
12 months free Premium Research for new Westpac Broking customers – save $240
Exclusive partner offers

We can also help you

Access your cash with Debit MasterCard

Want to access your money wherever MasterCard^® is accepted?¹
No annual fees²

More info

Find the right credit card

Looking for a low interest rate card?¹
Or looking to earn reward points?¹

More info

Never lose track of your super

Looking for an easy way to take your super from job to job?
BT Super for Life – see and manage your super through Westpac Online
Receive a $100 Cash Bonus with Westpac Plus³

More info

Maximise your savings

Westpac eSaver - a competitive interest savings account with bonus interest in any month in which you make no withdrawals
Accessible through Internet and Telephone Banking²

More info

Make a big purchase

Looking for a Personal Loan for a car or travel?¹
Get a 0.50% p.a. discount off the standard interest rate with the Westpac Plus⁵

More info

Travel the world

Want to work overseas or travel?
Access your money anywhere with our Global Alliance partners¹

More info

Buying your first home

Whether you're after a home to call your own or an investment property, here's all you need to know about buying a property.

Save to invest

You don't need to be wealthy to start investing.

Got a question about Bank Accounts?

General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. Consider our disclosure documents, which include Product Disclosure Statements (PDS) for some products. The PDS is relevant when deciding whether to acquire or hold a product. View our ABN & RSE Numbers for Superannuation entities.

By accessing and viewing this website you agree to be bound by the Terms and Conditions of this website.

5p> Things you should know: The information on this website is current at 29 October 2007.

1. To be eligible for the lending products and Westpac Debit MasterCard in the package you must be 18 and over and an Australian citizen or permanent resident of Australia. Lending products are subject to the Bank's normal lending criteria. The 55 Day Mastercard annual fee waiver is only applicable while you remain on the Westpac Plus package. For the latest interest rates on credit cards please refer to Interest rates and other Fees & Charges. Fees and charges are payable. Full terms and conditions are available on request. These may be varied or new terms and conditions introduced in the future. The earning and redemption of Altitude points (including available rewards and expiry of points) is subject to the Altitude Terms and Conditions.

2. Fees and charges may be payable including fees for all separate services such as non-Westpac ATMs and overseas ATMs. Full terms and conditions are available on request. These may be varied or new terms and conditions introduced in the future. See the Savings and Investment Accounts Comparison Table and Transaction Accounts Comparison Table for a list of current interest rates and fees.

3. To be eligible for the Cash Bonus, you must have a BT Super for Life account balance of at least $500, and call 1300 653 553, within 6 months of opening the account. Payment of the Cash Bonus will be made into a nominated Westpac account belonging to the BT Super for Life account holder. Only one Cash Bonus payment applies per customer and can only be claimed under one package. BT reserves the right to withdraw or vary eligibility criteria and benefits at any time. BT Super for Life is issued by BT Funds Management Limited ABN 63 002 916 458, AFSL 233724 which is a member of the Westpac Group. An investment in BT Super for Life is not a deposit with, or any other liability of, Westpac Banking Corporation or any other company in the Westpac Group of companies. It is subject to investment risk, including possible delays in repayment or loss of income and principal invested. None of Westpac Banking Corporation or any of its related entities stands behind or otherwise guarantees the capital value or investment performance of BT Super for Life. 4. Bill Cover: A premium is payable if you decide to take out this insurance. This insurance is optional and is not a condition of Westpac Plus. You can choose to arrange insurance with the insurer of your choice, or not arrange any insurance. Full details of all terms and conditions are available on application. These may be varied or new terms and conditions introduced in the future. A Product Disclosure Statement (PDS) is available for Bill Cover. You can obtain a copy of the PDS or terms and conditions document or other disclosure document, by calling 1300 550 104 or by coming into a Westpac branch. You should consider the PDS before making any decision in relation to Bill Cover . Bill Cover is issued by Westpac Life Insurance Services Limited (WLIS) ABN 31 003 149 157, Level 15, 275 Kent Street Sydney NSW 2000. The Policy is distributed by Westpac Banking Corporation ABN 33 007 458 141 (Bank). Neither the Bank nor any other member of the Westpac Group (apart from WLIS) guarantees the insurance.

5. Fees and charges may be payable. Full terms and conditions available on request. These may be varied and new terms and conditions introduced in future. See Personal Loans Rates and Fees for a list of current interest rates and fees. Any loan application is subject to the Bank's normal lending criteria.

When taking up any offers/discounts as part of the package you must inform Westpac that you are eligible for the offer and request that the offers be applied. Westpac Plus package is available to full-time students attending a tertiary institution. If you are studying a TAFE course, it must be a diploma, certificate or advanced certificate course. Benefits are only available on one Westpac Plus package and must be held in a single name only. Westpac reserves the right to review, amend or withdraw the package and its discount and waiver components at anytime. The package is also subject to amendments to reflect changes to Bank policy, legal or legislative requirements.

A Product Disclosure Statement (PDS), terms and conditions document and other disclosure document is available for these products. You can also obtain a copy of the PDS, terms and conditions document or other disclosure document, or contact Westpac, by calling 132 032 or by visiting a Westpac branch. You should consider information contained in the PDS, terms or conditions document or other disclosure document before making any decision in relation to any of the products referred to in this brochure. If you have a complaint about the products referred to in this brochure, please contact us by: telephone: 1300 130 467, email: via this website and click on 'Contact us', fax 02 9226 6597, mail: GPO Box 5265, Sydney NSW 2001. Further details on our complaints resolution procedures can be obtained from any branch or our website.