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Interest rates current as at week beginning 21/07/2008.
Table 1.
Special rates
Interest rates % p.a. All amounts in Australian dollars. Interest paid at maturity.
| Term | For amounts $100,000 < $250,000 | For amounts $50,000 < $100,000 | For amounts $20,000 < $50,000 | For amounts $10,000 < $20,000 | For amounts $5,000 < $10,000 |
| 3 months | 7.80% | 7.80% | 7.80% | 7.80% | 7.30% |
| 7 months | 8.05% | 8.05% | 8.05% | 8.05% | 7.30% |
| 12 months | 8.30% | 8.30% | 8.30% | 8.30% | 7.50% |
| 24 months | 8.40% | 8.40% | 8.40% | 8.40% | 7.50% |
Table 2. For amounts $100,000 to less than $250,000
Interest rates % p.a. All amounts in Australian dollars.
| Term | Interest paid at maturity | Interest paid annually | Interest paid monthly |
| 1 month | 4.10% | - | 4.10% |
| 2 months | 4.35% | - | 4.15% |
| 3 months | 7.80% | - | 7.60% |
| 4 months | 4.60% | - | 4.40% |
| 5 months | 4.60% | - | 4.40% |
| 6 months | 4.60% | - | 4.40% |
| 7 months | 8.05% | - | 7.85% |
| 8 months | 4.60% | - | 4.40% |
| 9 months | 4.60% | - | 4.40% |
| 10 months | 4.60% | - | 4.40% |
| 11 months | 4.60% | - | 4.40% |
| 1 year | - | 8.30% | 8.10% |
| 2 years | - | 8.40% | 8.20% |
Table 3. For amounts $50,000 to less than $100,000
Interest rates % p.a. All amounts in Australian dollars.
| Term | Interest paid at maturity | Interest paid annually | Interest paid monthly |
| 1 month | 3.85% | - | 3.85% |
| 2 months | 4.10% | - | 3.90% |
| 3 months | 7.80% | - | 7.60% |
| 4 months | 4.50% | - | 4.30% |
| 5 months | 4.50% | - | 4.30% |
| 6 months | 4.50% | - | 4.30% |
| 7 months | 8.05% | - | 7.85% |
| 8 months | 4.50% | - | 4.30% |
| 9 months | 4.50% | - | 4.30% |
| 10 months | 4.50% | - | 4.30% |
| 11 months | 4.50% | - | 4.30% |
| 1 year | - | 8.30% | 8.10% |
| 2 years | - | 8.40% | 8.20% |
Table 4. For amounts $20,000 to less than $50,000
Interest rates % p.a. All amounts in Australian dollars.
| Term | Interest paid at maturity | Interest paid annually | Interest paid monthly |
| 1 month | 3.50% | - | 3.50% |
| 2 months | 3.95% | - | 3.75% |
| 3 months | 7.80% | - | 7.60% |
| 4 months | 4.40% | - | 4.20% |
| 5 months | 4.40% | - | 4.20% |
| 6 months | 4.40% | - | 4.20% |
| 7 months | 8.05% | - | 7.85% |
| 8 months | 4.40% | - | 4.20% |
| 9 months | 4.40% | - | 4.20% |
| 10 months | 4.40% | - | 4.20% |
| 11 months | 4.40% | - | 4.20% |
| 1 year | - | 8.30% | 8.10% |
| 2 years | - | 8.40% | 8.20% |
Table 5. For amounts $10,000 to less than $20,000
Interest rates % p.a. All amounts in Australian dollars.
| Term | Interest paid at maturity | Interest paid annually | Interest paid monthly |
| 1 month | 2.35% | - | 2.35% |
| 2 months | 2.85% | - | 2.65% |
| 3 months | 7.80% | - | 7.60% |
| 4 months | 4.30% | - | 4.10% |
| 5 months | 4.30% | - | 4.10% |
| 6 months | 4.30% | - | 4.10% |
| 7 months | 8.05% | - | 7.85% |
| 8 months | 4.30% | - | 4.10% |
| 9 months | 4.30% | - | 4.10% |
| 10 months | 4.30% | - | 4.10% |
| 11 months | 4.30% | - | 4.10% |
| 1 year | - | 8.30% | 8.10% |
| 2 years | - | 8.40% | 8.20% |
Table 6. For amounts $5,000 to less than $10,000
Interest rates % p.a. All amounts in Australian dollars.
| Term | Interest paid at maturity | Interest paid annually | Interest paid monthly |
| 1 month | 2.10% | - | 2.10% |
| 2 months | 2.60% | - | 2.40% |
| 3 months | 7.30% | - | 7.10% |
| 4 months | 3.85% | - | 3.65% |
| 5 months | 3.85% | - | 3.65% |
| 6 months | 3.85% | - | 3.65% |
| 7 months | 7.30% | - | 7.10% |
| 8 months | 3.85% | - | 3.65% |
| 9 months | 3.85% | - | 3.65% |
| 10 months | 3.85% | - | 3.65% |
| 11 months | 3.85% | - | 3.65% |
| 1 year | - | 7.50% | 7.30% |
| 2 years | - | 7.50% | 7.30% |
Got a question about Bank Accounts? 
1. An early termination penalty interest rate may apply. Full terms and conditions available on request. These may be varied, or new terms and conditions introduced in the future. See the Savings and Investment Accounts Comparison Table for a list of current interest rates and fees. 2. Interest paid at maturity is only available for terms of 12 months or less.
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