You can choose to take out Personal Loan Protection as insurance against the inability to meet repayments.
Call the Personal Lending Centre on 132 651
Need cash? Want to make a larger purchase too big for a credit card or do you wish to combine existing credit cards or loans into one simple repayment with the certainty of a low fixed rate? Take control and act today.
Whatever you need, we have the loan.
The process is simple. You can apply online or call 132 651 - your application should take around 20 minutes.
The rate depends on how much you want to borrow.
| Loan amount | Term | Interest rates (pa) | Establishment fee | Monthly Service fee |
| $4,000 - $50,000 | 1-7 years | From 13.89% - 14.39% | $2501 | $7.50 |
Comparison rate calculations for Unsecured Personal Loans based on a designated amount of $10,000 (unsecured) for a term of 3 years have a comparison rate of 17.23% pa*.
View our comparison rate schedules (also available at our branches).
All applications remain subject to normal credit guidelines.
1. If applying for this loan as part of the student package, a discount of 0.5%p.a.(1) applies to the standard annual percentage rate.
(1) Other fees and charges are payable, full terms and conditions are available on request
Got a question about Personal Loans? 
General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. Consider our disclosure documents, which include Product Disclosure Statements (PDS) for some products. The PDS is relevant when deciding whether to acquire or hold a product. View our Australian Prudential Regulation Authority Registrable Superannuation Entity (RSE) Licence & Registration numbers.
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* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
The comparison rate schedule for our Personal Loan products can be obtained from any of our branches.
Fees and charges apply. Full details of terms and conditions are available on application. These may be varied, or new terms and conditions introduced, in the future. The content on these pages is for information only and is not an offer by the Bank to provide the products and services. Products and services described here are only available within Australia. Any application for credit is subject to Westpac's normal lending criteria.
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