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Detailed list of requirements

Call the Personal Lending Centre
on 132 651

 

You will need the following to complete a Personal Loan Application:

  • Your monthly salary figures (before and after tax)
  • If you are self-employed, income figures from your last two years tax returns & assessment notices (gross and net values)
  • Your salary or employment number
  • Your current employer's details (address and phone number)
  • If you have not been in your current job for three years, the details of your previous employment
  • Your driver's licence number and expiry date (if applicable)
  • If you are an existing Westpac customer, any current account number
  • If you have not been living at your current address for at least two years, the details of your previous address
  • Details of your assets and liabilities including bank accounts, shares, life insurance, motor vehicles and personal effects
  • If you are applying for a Secured Personal Loan you will also need to provide details (where available) of the vehicle or boat you plan to purchase
  • If you are buying your home and have a mortgage, the details of the monthly payments
  • If you are renting or boarding, the details of your landlord / real estate agent's name and contact number
  • Details of all your monthly financial commitments (payments made for other loans / credit cards / etc)

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Got a question about Personal Loans? Ask Westpac about Personal Loans

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