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Apply for a credit card

 

Summary of credit card application process: Step 1 - Ensure you meet requirements Step 2 - Read the information about our credit cards Note: Do not apply for your card online from the linked website below as it is for Australian non-migrant applications. To apply, go to Step 3. Step 3 - Complete an application form

Step 1 – Ensure you meet requirements

i	You are coming to Australia within 6-8 weeks of making the credit card application.
ii	You must have an Australian address for our correspondence to be sent to you. Note:You must have access to correspondence from us to your Australian address, so that you will receive prompt notification of the approval and collection of your credit card. This could be the temporary address where you are or will be residing, the address of a relative or friend, or address of your employer (provided they are aware of this).
iiii	After you arrive in Australia you have an ongoing source of income from employment, and/or investments, and/or deposits, and/or rental or businesses, either in Australia or your country of origin.
iv	Check to see whether you come under the following categories of visa: Australian citizen or permanent resident returning to Australia New Zealand citizen Employer sponsored visa (long stay or temporary) Skilled – Permanent, or Skilled Independent Regional (Provisional) visa If you are granted a Business Skills, Investor or Talent visa

Note: Satisfying the requirements above does not imply that your application will automatically be approved, as applications are subject to Westpac's normal lending criteria.

Please email us if you have any questions.

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Step 2 – Read the information about our credit cards
Read about our credit card solutions. (Note: Altitude Platinum is currently not available for Migrant customers.)

Important: Do not apply using the linked website above as it is for Australian non-migrant applications. To apply, go to Step 3 below

Step 3 – Complete an application form

Download and complete the application form (PDF 74kb)

Attach the following documents to your completed application form:

• A copy of the pages of the passport with your personal details and confirmation of your resident or citizenship status
• Letter of employment or payslip (showing remuneration amount and state date), or documents showing income from investments/rental properties which can include the bond lodged as part of the conditions of the visa
• An Australian address

Fax documents to us on +612 8253 1875, or scan & email to migrantbank@westpac.com.au.

Important note: Approval of your application is subject to Westpac's normal lending criteria. If your application is approved, your credit cards will be forwarded to the branch closest to your intended place of residence in Australia, where you can collect on arrival. You must collect the credit card within six weeks of receipt of letter of advice to collect the card. It is therefore very important that you have access to correspondence from us to your Australian address. Unless you seek an extension of the time to collect, the credit card will be destroyed if not collected within 6 weeks. This is for security reasons.

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*Things you should know: Fees and charges apply to our credit cards. Full details of all terms and conditions are available on request. These may be varied, or new terms and conditions introduced in the future. An additional card can be issued on your credit card account to anyone you nominate over the age of 16 years. Credit card interest rates are variable and therefore subject to change. Approval is subject to Westpac's normal lending criteria. For Altitude cards, the earning and redemption of Altitude points is subject to the Altitude Terms and Conditions.

** An additional card can be issued on the primary cardholder's credit card account to any nominated person over the age of 16 years.

*** Insurance covers are issued by Zurich Australian insurance Limited ABN 13 000 296 640 to Westpac Banking Corporation under separate Master Policies. Zurich is liable for separate risks insured under the terms of each policy. The benefits of the insurance from Zurich are extended to Westpac's cardholders (as third party beneficiaries) as complimentary benefits. This cover is automatically available, however the cardholder is under no obligation to accept the benefits of the cover and cover is subject to the terms and conditions and exclusions of the policy. For example, in the case of Overseas Travel Insurance, the return overseas travel ticket (but not taxes or airport or travel agent charges) must have been obtained prior to the commencement of the journey in accordance with the policy and in the case of Purchase Security and Extended Warranty insurances, the particular new personal item must have been purchased, using the credit card. No Westpac group company has any liability in connection with the insurance policies. Policy wordings may be obtained by calling 1300 376 228 or downloading the Gold Cards Insurance Conditions of Use.Copyright © 2008 Westpac Banking Corporation ABN 33 007 457 141