Increase your returns by buying shares in two easy payments

Call for more information
on 1800 990 107

Westpac Self-Funding Instalments (SFI) are one of the easiest and most convenient ways for Self-Managed Super Funds and other investors to gear into the Australian equity market.

To purchase the SFI, you simply make an initial payment which is roughly 50% of the price of the underlying share. This first payment entitles you to 100% of the potential share price growth, dividends and franking credits. Dividends automatically reduce your second payment, whilst funding costs are added annually in June.

In approximately 5-10 years time (depending on the series you have invested in) you then have the option to make the second payment on your SFI and receive the fully paid share.

Key features and potential benefits

Gearing level of approximately 50%
An eligible investment for Self-Managed Super Funds
After the initial payment, no other payments are required during the 5-10 year investment term
Tax deductions for interest payments
No margin calls
No annual resets
A low maintenance investment with minimal paperwork
Optional second payment
Choose from over 45 leading Australian shares
Unlock cash from an existing share portfolio
Entitlement to franking credits
No credit checks or complicated loan documentation
Model portfolios eliminate the hassles of "stock-picking"
Can be sold on the ASX at any time (if required)

How to invest
Two methods of purchasing Westpac Self-Funding Instalments exist:

1. Primary Market
This method involves filling out the relevant application form found in the Product Disclosure Statement (minimum $2,000 investment).

2. Secondary Market
This is exactly the same method as purchasing shares. This can be done by either contacting a financial adviser/broker or trading through an online account.

You should obtain and consider the PDS when deciding whether to acquire or hold Westpac Self-Funding Instalments. You should also read the ASX booklet "Understanding Trading and Investment Warrants". Hard copies can be obtained by contacting the ASX on 131 ASX.

10-Year Self-Funding Instalments PDS (PDF 1.43Mb)

Supplementary 10-Year Self-Funding Instalments PDS (PDF 932kb)

5-Year Self-Funding Instalments PDS (PDF 1.37Mb)

Supplementary 5-Year Self-Funding Instalments PDS (PDF 869kb)

To receive printed copies of the PDS, please call 1800 990 107.

Tools & calculators

Check out our full range of investment tools and calculators.

Investor newsletter

For the latest investment news, tools and information on structured investments, read the monthly Round-up.

Get financial advice

Find out what to expect and how to arrange a meeting with no obligation.

General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. Consider our disclosure documents, which include Product Disclosure Statements (PDS) for some products. The PDS is relevant when deciding whether to acquire or hold a product. View our Australian Prudential Regulation Authority Registrable Superannuation Entity (RSE) Licence & Registration numbers.

By accessing and viewing this website you agree to be bound by the Terms and Conditions of this website.

To view the attached PDF file you will need Adobe Acrobat Reader Version 4.0 and above. If you do not already have Adobe Acrobat Reader download it here. To convert a PDF file to ASCI or HTML format, use Adobe's online PDF conversion tools. Acrobat and the Acrobat logo are trade marks of Adobe Systems Incorporated.

Taxation Note
The tax implications of investing in these products will vary depending on the Investor's particular circumstances. Westpac does not provide any tax advice (expressly or implied) in relation to the tax implications of investing in these products nor promote that these products will provide beneficial tax outcomes for all investors. Accordingly, Investors should seek professional tax advice in order to determine the tax implications for them when investing in these products. For more information on the broad tax implications of these products, Investors should read the Taxation note in the Product Disclosure Statement for the Westpac Self-Funding Instalments.