Product Disclosure Statement

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To invest in any of the Funds available within the Westpac Flexible Income Plan, please follow the steps below. The offers and invitations in the electronic version of the Product Disclosure Statement (PDS) are only available to persons receiving it in Australia.

1. Read the Flexible Income Plan Product Disclosure Statement.

If you would like a paper copy of the PDS please call 131 817 or email an expert.

2. Complete the application form attached to the back of the PDS.

3. Send your completed application form along with your cheque to:

Westpac Flexible Income Plan
GPO Box 3960
Sydney NSW 2000

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General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. Consider our disclosure documents, which include Product Disclosure Statements (PDS) for some products. The PDS is relevant when deciding whether to acquire or hold a product. View our Australian Prudential Regulation Authority Registrable Superannuation Entity (RSE) Licence & Registration numbers.

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Investments in this product are not investments, deposits or other liabilities of the Trustee, WBC or member companies of the Westpac Group. The repayment of capital and investment performance are not guaranteed except as stated in the product's offer document. Investments are subject to investment and other risks, including possible delays in payment of withdrawal proceeds in some circumstances, and loss of income and principal invested.

Information current as at 15 July 2002.

	If you would like a paper copy of the PDS please call 131 817 or email an expert.

2.	Complete the application form attached to the back of the PDS.

3.	Send your completed application form along with your cheque to: Westpac Flexible Income Plan GPO Box 3960 Sydney NSW 2000