Term Life Insurance

For more information
call 131 817

Product overview

Financial protection for you, your family and business.
Pays a lump sum if the insured person dies, becomes permanently disabled (optional) or is diagnosed with a specified serious medical condition (optional – 34 conditions covered, including heart attack, cancer, stroke and coronary artery by-pass surgery).

Details
Product Disclosure Statement	Case study

Westpac Term Life as Superannuation Fund Reports
Westpac MasterTrust Fund	2008 Annual Report (PDF 134Mb)
Westpac Personal Superannuation Fund	2008 Annual Report (PDF 134Mb)

Features

Competitive premium rates
Discounts for non-smokers and continuity of your policy
Cover automatically renewable each year, to age 99, regardless of changes to health, occupation and pastimes (provided that premiums are paid)
Cover can be taken as superannuation, which could be tax effective if you are eligible for concessions on your superannuation contributions
Automatic indexation each year in line with the CPI, subject to a maximum increase of 15%. Where the CPI is less than 3%, an indexation increase of 3% will apply

Want to invest more?

Consider a margin loan where you can choose from over 660 approved Australian securities.

Market views

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Get financial advice

Find out what to expect and how to arrange a meeting with no obligation.

Call us on 131 817
select option 5
Monday to Friday
8.00am - 6.30pm (AEST)

General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. Consider our disclosure documents, which include Product Disclosure Statements (PDS) for some products. The PDS is relevant when deciding whether to acquire or hold a product. View our Australian Prudential Regulation Authority Registrable Superannuation Entity (RSE) Licence & Registration numbers.

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The taxation position described is a general statement only and is based on the continuance of present tax laws and their interpretation. Your individual situation may differ and you should seek professional advice.