BT Investor Choice Funds

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Product overview

Design your portfolio to suit your investment needs. Choose from the following options:

Diversified funds
Three ready-made investment options that spread your investment across a number of sectors.

Single sector funds
Eight investment options each concentrating on a particular sector (including a Cash Management Trust).

Details
Product Disclosure Statement and apply	BPAY contributions
BT Investor Choice forms	Historical performance

Features

For each fund you have contribution options

Contribution Fee – 3% contribution fee applies to each investment (except Westpac Cash Management Trust) but no withdrawal fee

Nil Contribution Fee – no contribution fee, but withdrawal fee applies to each withdrawal amount according to the following scale:
- 3% in the 1st year of your investment
- 2.25% in the 2nd year
- 1.5% in the 3rd year
- 0.75% in the 4th year
- Nil thereafter

Minimum initial investment	$5,000 per fund
With regular investment plan	$2,000 per fund + $100 monthly
Minimum additional investments	$1,000 per fund
Minimum withdrawal	$1,000 per fund
Minimum balance	$1,000 per fund

Diversified funds

Risk & timeframe	Fund name	Factsheets	Information
Dynamic 5+ years	Westpac Dynamic Growth Fund WFS0034AU	Fund factsheet (PDF 120KB)	Unit price Performance
Dynamic 5+ years	Westpac Dynamic Growth Fund - Nil Entry Fee WFS0335AU	Fund factsheet (PDF 120KB)	Unit price Performance
Moderate 5+ years	Westpac Balanced Growth Fund WFS0033AU	Fund factsheet (PDF 120KB)	Unit price Performance
Moderate 5+ years	Westpac Balanced Growth Fund - Nil Entry Fee WFS0334AU	Fund factsheet (PDF 120KB)	Unit price Performance
Moderate 3+ years	Westpac Moderate Growth Fund WFS0032AU	Fund factsheet (PDF 120KB)	Unit price Performance
Moderate 3+ years	Westpac Moderate Growth Fund - Nil Entry Fee WFS0333AU	Fund factsheet (PDF 120KB)	Unit price Performance

International share funds

Risk & timeframe	Fund name	Factsheets	Information
Agressive 5+ years	Westpac International Share Fund WFS0290AU	Fund factsheet (PDF 120KB)	Unit price Performance
Agressive 5+ years	Westpac International Share Fund - Nil Entry Fee WFS0331AU	Fund factsheet (PDF 120KB)	Unit price Performance
Agressive 5+ years	Westpac Sustainability Fund - International Shares WFS0023AU	Fund factsheet (PDF 120KB)	Unit price Performance
Agressive 5+ years	Westpac Sustainability Fund International Shares - Nil Entry Fee WFS0332AU	Fund factsheet (PDF 120KB)	Unit price Performance

Australian share funds

Risk & timeframe	Fund name	Factsheets	Information
Dynamic 5+ years	Westpac All Australian Tax Effective Share Fund WFS0103AU	Fund factsheet (PDF 120KB)	Unit price Performance
Dynamic 5+ years	Westpac All Australian Tax Effective Share Fund - Nil Entry Fee WFS0327AU	Fund factsheet (PDF 120KB)	Unit price Performance
Dynamic 5+ years	Westpac All Australian Growth Share Fund WFS0102AU	Fund factsheet (PDF 120KB)	Unit price Performance
Dynamic 5+ years	Westpac All Australian Growth Share Fund - Nil Entry Fee WFS0326AU	Fund factsheet (PDF 120KB)	Unit price Performance
Dynamic 5+ years	Westpac Sustainability Fund - Australian Shares WFS0289AU	Fund factsheet (PDF 120KB)	Unit price Performance
Dynamic 5+ years	Westpac Sustainability Fund Australian Shares - Nil Entry Fee WFS0330AU	Fund factsheet (PDF 120KB)	Unit price Performance

Property funds

Risk & timeframe	Fund name	Factsheets	Information
Moderate 5+ years	Westpac Australian Property Securities Fund WFS0101AU	Fund factsheet (PDF 120KB)	Unit price Performance
Moderate 5+ years	Westpac Australian Property Securities Fund - Nil Entry Fee WFS0329AU	Fund factsheet (PDF 120KB)	Unit price Performance

Fixed interest funds

Risk & timeframe	Fund name	Factsheets	Information
Conservative 5+ years	Westpac Australian Bond Fund WFS0013AU	Fund factsheet (PDF 120KB)	Unit price Performance
Conservative 5+ years	Westpac Australian Bond Fund - Nil Entry Fee WFS0328AU	Fund factsheet (PDF 120KB)	Unit price Performance

Cash funds

Risk & timeframe	Fund name	Factsheets	Information
Stable 2 years	Westpac Cash Management Trust WFS0011AU	Fund factsheet (PDF 120KB)	Unit price Performance

Funds open to existing investors only

Risk & timeframe	Fund name	Factsheets	Information
Conservative 3+ years	Westpac Conservative Growth Fund WFS0003AU	Fund factsheet (PDF 120KB)	Unit price Performance
Dynamic 5+ years	Westpac Australian Tax Effective Share Fund WFS0021AU	Fund factsheet (PDF 120KB)	Unit price Performance
Dynamic 5+ years	Westpac Australian Growth Share Fund WFS0022AU	Fund factsheet (PDF 120KB)	Unit price Performance

Want to invest more?

Consider a margin loan where you can choose from over 660 approved Australian securities.

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General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. Consider our disclosure documents, which include Product Disclosure Statements (PDS) for some products. The PDS is relevant when deciding whether to acquire or hold a product. View our Australian Prudential Regulation Authority Registrable Superannuation Entity (RSE) Licence & Registration numbers.

By accessing and viewing this website you agree to be bound by the Terms and Conditions of this website.

Investments in a Fund are not investments, deposits with, or other liabilities of, and are not guaranteed by, Westpac Banking Corporation or member companies of the Westpac Group. Investments are subject to investment and other risks, including possible delays in payment of withdrawal proceeds in some circumstances, and loss of income and principal invested.