In your prime

For more information
call 131 817

If you are earning more now and have repaid most, if not all of your mortgage, you may have new opportunities to invest.

Step up your contributions
Do you have a payout from your employer?
Diversify outside of property

Step up your contributions

You can take action now with your super by making extra contributions, via salary sacrifice for example.

Salary sacrifice is when you direct some of your salary into super rather than taking it as income. It's a powerful way to invest because, instead of paying income tax on your contributions (up to 47.5%) all you pay is contribution tax (15%).

Do you have a payout from your employer?

If you have received a retrenchment payout, or any other payment from your employer, how to invest it can be a big decision.

It will depend on the type of payout as well as your plans for the future. Will you need your investment to provide an income? Do you want to potentially reduce your tax liability by rolling it into super?

Diversify outside of property

If your biggest investment so far has been in property, it has probably increased in value. You could diversify into other asset classes like shares by using the equity in your home.

Don't forget that gearing will also magnify investment losses. We recommend that you seek financial advice before making any financial decisions to ensure that you are comfortable with any associated risks.

If you have new opportunities to invest, our Planners are available to discuss your needs with you and help put together a plan. You can schedule an obligation-free appointment with a Westpac Financial Planner now.

Fund performance

Check out our full range of investment tools and calculators.

Get financial advice

Find out what to expect and how to arrange a meeting with no obligation.

Call us on 131 817
select option 5
Monday to Friday
8.00am - 6.30pm (AEST)

Market Views

Read our market views.

Read our Financial Services Guide.

General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. Consider our disclosure documents, which include Product Disclosure Statements (PDS) for some products. The PDS is relevant when deciding whether to acquire or hold a product. View our Australian Prudential Regulation Authority Registrable Superannuation Entity (RSE) Licence & Registration numbers.

By accessing and viewing this website you agree to be bound by the Terms and Conditions of this website.