Gearing - borrowing to invest

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What investments suit my risk comfort level - use our risk profiler.

Calculate:

How much I could borrow to invest - use our margin lending calculator.

How to:

The importance of understanding investing.
How to invest on your own, without financial advice.

Gearing options:

Product features	Who is this for	More details
Margin Loan
Borrow to invest in a range of managed funds and ASX listed securities Use managed funds, shares or cash as security and borrow up to 75% of the value of your total investment portfolio	Suits those who have existing shares or managed funds and are willing to take higher risks Minimum loan $20,000, or $2,500 with the regular gearing facility	Fees and charges Approved Australian securities Apply now
Westpac BlueChip20
Australian top 20 blue chip shares investment account integrated with regular gearing capability An easy to manage investment account Affordable, the entry level is as low as $2,500 with $250 monthly installment 24/7 online access to your investment portfolio	Suits those who are looking for an equity investment product that is: easy to understand simple to manage affordable relatively safe First time investor or have their first home, and now ready to invest in shares Investors who want direct share ownership	Find out more about Westpac BlueChip20 or contact BT Margin Lending on 1800 816 222 for further information (Monday to Friday 8am - 6:30pm AEDT)
Equity Access Loan
Allows you to use the equity in property as security for a loan, to invest in shares or managed funds Borrow up to 80% of the equity in your property	Suits those who own property outright, or are in the process of repaying a home loan Minimum loan $25,000	Apply now

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