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Home Insurance

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on 1300 650 255

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Cover for your building and contents is a necessary part of life these days - but it does offer you the reassurance that you're protected against a range of unfortunate events.

Quality Care
Cost-effective cover to protect your home against the events listed below.

Premier Care
Extends the cover provided under Quality Care to include accidental loss or damage.

What will I be covered against?
Quality Care and Premier Care

  • Fire, explosion, lightning or earthquake
  • Riot and civil commotion
  • Falling trees or branches
  • Flood, action of the sea or highwater
  • Escape of liquid
  • Malicious acts
  • Impact
  • Storm including cyclone rain, hail, wind or snow
  • Theft or attempted theft
  • Accidental breakage of glass
  • Electrical motor burnout
Additional cover Premier Care only
Accidental loss or damage.

What other expenses are covered?
Quality Care and Premier Care

  • Demolition and removal of debris
  • Emergency accommodation
  • Fire Brigade and service charges
  • Meeting local or state authority requirements
  • Loss of rent
  • Legal liability up to $20 million
  • Replacing external locks and keys
  • Mortgage discharge costs
  • Professional fees in rebuilding
Additional costs Premier Care only

  • Re-establishing gardens
What is my level of cover?
Under both policy types you are covered for the replacement cost of all buildings (ie replacing or repairing the building(s) to new condition).

Your payment options

Your choice of:
  • A single annual premium
  • Pay by the month at no additional cost
Premiums can be paid directly from your bank or credit card account.

Claims
Before downloading this claim form, please contact our National Claims Office on 1300 369 989 (toll free) to discuss your claim and whether this form is required.


View the Product Disclosure Statement for the full terms, conditions and exclusions which apply to this insurance.

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Find out how to make a claim on your existing home & contents policy.

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General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. Consider our disclosure documents, which include Product Disclosure Statements (PDS) for some products. The PDS is relevant when deciding whether to acquire or hold a product. View our Australian Prudential Regulation Authority Registrable Superannuation Entity (RSE) Licence & Registration numbers.

By accessing and viewing this website you agree to be bound by the Terms and Conditions of this website.

This insurance product is issued by Westpac General Insurance Limited ABN 99 003 719 319 (WGIL) and distributed by Westpac Banking Corporation ABN 33 007 457 141(the Bank). This policy is subject to conditions, limits and exclusions on cover, which are explained in the policy wording. No Westpac Group company (other than the Bank as policy distributor and WGIL) has any liability in connection with the policy or this information.

Copyright © 2008 Westpac Banking Corporation ABN 33 007 457 141