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Contents Insurance

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Cover for home and contents is a necessary part of life these days - but it does offer you the reassurance that you're protected against a range of unfortunate events.

Quality Care
Cost-effective cover to protect your contents against the events listed below occurring at your home.

Premier Care
Extends the cover provided under Quality Care to include accidental loss or damage anywhere in Australia.

What will I be covered against?
Quality Care and Premier Care

  • Fire, explosion, lightning or earthquake
  • Riot and civil commotion
  • Falling trees or branches
  • Flood, action of the sea or highwater
  • Escape of liquid
  • Malicious acts
  • Impact
  • Storm including cyclone rain, hail, wind or snow
  • Theft or attempted theft
  • Accidental breakage of glass
  • Electrical motor burnout
Additional cover Premier Care only
Accidental loss or damage

What other expenses are covered?
Quality Care and Premier Care

  • Removal of debris
  • Emergency accommodation
  • Loss of credit cards
  • Fire brigade and service charges
  • Emergency storage of contents
  • Loss of frozen foods
  • Legal liability up to $20 million
  • Compensation for fatal injury
  • Domestic Workers Compensation
  • Temporary accommodation for pets
Additional costs Premier Care only

  • Veterinary expenses
  • Loss of computer records
What is my level of cover?
Under both policies, you are covered for the replacement cost of most contents (ie replacing or repairing an item to a condition as near as possible to new).

Your payment options
Your choice of:
  • A single annual premium
  • Pay by the month at no extra cost
Premiums can be paid directly from your bank or credit card account.

Claims
Before downloading this claim form, please contact our National Claims Office on 1300 369 989 (toll free) to discuss your claim and whether this form is required.

View the Product Disclosure Statement for the full terms, conditions and exclusions which apply to this insurance.

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Find out how to make a claim on your existing home & contents policy.

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General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. Consider our disclosure documents, which include Product Disclosure Statements (PDS) for some products. The PDS is relevant when deciding whether to acquire or hold a product. View our Australian Prudential Regulation Authority Registrable Superannuation Entity (RSE) Licence & Registration numbers.

By accessing and viewing this website you agree to be bound by the Terms and Conditions of this website.

This insurance product is issued by Westpac General Insurance Limited ABN 99 003 719 319 (WGIL) and distributed by Westpac Banking Corporation ABN 33 007 457 141(the Bank). This policy is subject to conditions, limits and exclusions on cover, which are explained in the policy wording. No Westpac Group company (other than the Bank as policy distributor and WGIL) has any liability in connection with the policy or this information. In some states, the Domestic Workers Compensation cover is issued and guaranteed only by Allianz Australia Insurance Limited ABN 15 000 122 850.

Copyright © 2008 Westpac Banking Corporation ABN 33 007 457 141