100% Loan Product Option

For more information
call 131 900

With our 100% loan option you may borrow up to 100% of the property value, instead of waiting until you've saved a full deposit. You just need to have saved enough to cover stamp duty, fees and mortgage insurance and show us that you have a good savings pattern.

The 100% option can be used for the purchase or initial construction (by Licensed Builder only) of an owner occupied or investment residential dwelling.

The 100% Loan option is only available for the following products:

Not available for Bridging Loans, Equity Access Loans, Low Doc Loans, First Option Home Loan, First Option Investment Property Loan.

Fees and changes:

No extra premiums are charged for a 100% loan
Mortgage Insurance: is required
Parental Leave: Is not available on this product option
For Investment Loans: If your loan is for an investment property and not an owner occupied property, applicants must hold a minimum 20% equity in an existing residential Australian property/s

Mortgage Insurance:

Insures your lender against non-payment or default on a residential property loan. Mortgage insurance makes it possible for buyers to borrow up to 100% of a property's value.

Got a question about Home Loans?

General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. Consider our disclosure documents, which include Product Disclosure Statements (PDS) for some products. The PDS is relevant when deciding whether to acquire or hold a product. View our Australian Prudential Regulation Authority Registrable Superannuation Entity (RSE) Licence & Registration numbers.

By accessing and viewing this website you agree to be bound by the Terms and Conditions of this website.