Your existing loan

For more information
call 131 900

If you are an existing Westpac home loan customer you may want to:

Review your loan

Make sure you're making the most of the loan options available and find out if you should consider refinancing.

Top up your existing loan

When you're planning things like renovations or an extension and you need extra funds, an option to consider is a loan Top-up.

Set up Direct Debit

You can set up a direct debit to have your loan repayments automatically withdrawn from a nominated account, so you never miss a payment.

Direct debit request (PDF 84kb)

Set up redraw

To activate your redraw facility, fill out the

Redraw Authority form (PDF 58kb).

SmartPay

SmartPay is only available on the Premium Option Home Loan, Rocket Repay Home Loan, Rocket Investment Loan, Rocket Access Equity Loan, Rocket Equity Investment Loan and Equity Access Loan. Try our calculator to find out how much you can save.

If you have a Premium Option Home Loan, Rocket Repay Home Loan or Rocket Investment Property Loan, to activate SmartPay, you must also have the redraw option activated on your loan. If you do not currently have redraw on your existing loan, please complete the following forms:

SmartPay Authority form (PDF 188kb)

Redraw Authority form (PDF 58kb)

Card Autopay

If you find yourself struggling to remember to pay your credit card on time or are too busy to organise payments, you can have peace of mind with Card Autopay. It's a free service that automatically pays a nominated amount to your card monthly, from your mortgage account. You can choose to pay the full balance, a percentage of the balance, or a set amount.

To apply for Card Autopay call Westpac Card Services on 1300 651 089 or complete the form below and send it to:

Card Autopay
IBN 46 CW
GPO BOX 3433
Sydney NSW 2001
Australia

or fax it to (02) 9767 0769.

Card Autopay form (PDF 85kb)

Equity Access Loan Limit Rebalance Form
If you have multiple Equity Access Loans and you're looking to manage your funds for different financial opportunities through rebalancing the limits on your loans, please complete the form below :

Limit Rebalance Letter Of Variation For Existing Equity Access Loan Plan 2 (PDF 50kb)

The Products eligible for limit rebalances using this form are:

Equity Access Loan – Plan 2
Equity Access Loan – Plan 2 Low Doc

For all other Equity Access Loan requests please call: 1300 130 961.

Got a question about Home Loans?

General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. Consider our disclosure documents, which include Product Disclosure Statements (PDS) for some products. The PDS is relevant when deciding whether to acquire or hold a product. View our Australian Prudential Regulation Authority Registrable Superannuation Entity (RSE) Licence & Registration numbers.

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