Calculators and tools

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Westpac has developed a comprehensive range of calculators and tools to help you throughout the home loan process.

How much can I borrow? Enter your income and expenses to quickly determine how much you may be able to borrow from Westpac.

What deposit will I need? Enter the desired purchase price of your property to work out your deposit, both with and without mortgage insurance.

What will my repayments be? Enter the amount you want to borrow and your preferred loan product to work out your estimated repayments. Compare different home loans and different scenarios such as changes in interest rates.

Repayment comparison calculator Compare different home loan scenarios and see how much you can save.

What will my upfront costs be? Work out your upfront costs based on the type of property you are buying and the state you live in.

Shrink your home loan Work out how much you can save by setting up an offset account with your home loan.

What equity do I have in my property? Enter the market value of your property and your outstanding loan debt to work out the equity available in your property.

Track your home loan application Enter your Loan Application Number to track the progress of your loan application.

Receive a Conditional Loan Offer Calculate your borrowing capacity, repayments and upfront costs to print out a Conditional Loan Offer from Westpac.

Got a question about Home Loans?

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How much can I borrow?	Enter your income and expenses to quickly determine how much you may be able to borrow from Westpac.
What deposit will I need?	Enter the desired purchase price of your property to work out your deposit, both with and without mortgage insurance.
What will my repayments be?	Enter the amount you want to borrow and your preferred loan product to work out your estimated repayments. Compare different home loans and different scenarios such as changes in interest rates.
Repayment comparison calculator	Compare different home loan scenarios and see how much you can save.
What will my upfront costs be?	Work out your upfront costs based on the type of property you are buying and the state you live in.
Shrink your home loan	Work out how much you can save by setting up an offset account with your home loan.
What equity do I have in my property?	Enter the market value of your property and your outstanding loan debt to work out the equity available in your property.
Track your home loan application	Enter your Loan Application Number to track the progress of your loan application.
Receive a Conditional Loan Offer	Calculate your borrowing capacity, repayments and upfront costs to print out a Conditional Loan Offer from Westpac.