Student Visa Card

Cards Customer Service
Call Centre 1300 651 089

The Student Visa is designed especially for full-time tertiary students studying at a recognised tertiary institution. It takes into account the fact that you could be regularly changing address and may not be working full time – things you would normally need to qualify for a credit card.

Annual fee: $30 (waived for the first year)
Up to 55 days interest free on credit purchases⁴
Interest rate: 18.95% pa

Key features

Approval based on income received from your casual job, part-time job or Austudy¹
Choice of a $300, $400 or $500 credit limit
Competitive variable interest rate
Low annual fee of $30, waived in your first year²
Worldwide acceptance at over 22 million places around the globe
Easy access – ATM and EFTPOS, 24 hours a day, 7 days a week
Security when shopping online
Emergency card replacement³
24 hour phone assistance
Optional - Credit Card Repayment Protection

See interest rate table.

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Got a question about Credit Cards?

General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. Consider our disclosure documents, which include Product Disclosure Statements (PDS) for some products. The PDS is relevant when deciding whether to acquire or hold a product. View our Australian Prudential Regulation Authority Registrable Superannuation Entity (RSE) Licence & Registration numbers.

By accessing and viewing this website you agree to be bound by the Terms and Conditions of this website.

1. Other normal Westpac lending criteria still apply.
2. Annual card fee and interest rate current as at 14 November 2008.
3. A courier cost of $20 will be charged to your card if overseas delivery is required.

4. On credit purchases only, where account balance (including any balance transfer amount) is paid in full by the due date each month. Interest on cash advances is calculated from the date the transaction is debited to your card account.

Terms and conditions may be varied, or new terms and conditions introduced, in the future.

Download the Credit Cards Conditions of Use.

Information contained on this site is current as at 14 November 2008.