Business Superannuation

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For many employers and employees, superannuation is a complex affair. There are many rules and regulations to comply with, and many options to consider.

BT Business Super offers:

The security of having superannuation in the hands of one of Australia's premier fund managers
An excellent choice of Investment Options
Competitive insurance premiums
Flexibility to meet the needs of individual employees
The ability to tailor a plan to suit your specific requirements
Online transacting and reporting of contributions, new members and terminations, allowing you to save time and do administration online
Employer Clearing House Online (ECHO) - a hassle-free way for employers to make contributions to multiple superannuation funds in a "Super Choice" environment

All this at an affordable price

The investment portfolios available cater for the needs of the members in all age brackets and circumstances.

At a glance

Entry fee	Nil
Withdrawal fee	Nil
Switching fee	Nil
Member fee	$4.33 per month¹ $2.16 per month for Retained Benefit members¹
Standard administration fee²	0.95% - on the first $50,000 0.75% - $50,001 to $150,000 0.25% - $150,001 and over
Issuer fee³	Investment manager charge of 0.49% to 1.23%pa Expense recoveries by underlying investment managers of 0.00% to 0.08%pa
Expense recoveries⁴	0.36%pa

1. These may increase each 1 July in line with the Consumer Price Index (CPI) The amounts shown are for the 2007/2008 financial year..
2. % pa of member's balance. This fee is to cover the general administration of the Fund and includes an amount payable to a financial planner.
3. %pa of member's balance. This is the fee for managing the assets of the investment Option(s) and/or overseeing the operation of the investment Option(s).
4. This is an estimate of the out-of-pocket expenses we are entitled to recover from the Fund.

View and compare our range of BT Business Super investment options.

Next steps

Download the information brochure to view our detailed offering
Compare the performance of current BT Business Super investment portfolios
Direct applications are accepted from employers.

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Tax information is based on the continuance of tax laws and rulings and their interpretation. Past performance is not a reliable indicator of future performance.

Investments in BT Business Super are not deposits or other liabilities of the Bank or any other member of the Westpac Group. They are subject to investment risk, including possible delays in repayment and loss of income and principal invested. Neither the Bank nor any other member of the Westpac Group guarantees the capital value or performance of these investments or the assets of BT Business Super except as specified in the information brochure.