Westpac Business One Loan

A Westpac Business One Loan combines working capital, seasonal finance and long-term debt in one convenient account. It offers full transaction access as well as a chequebook facility.

The interest rate is based on the bank bill rate, providing a simple, cost effective solution to all your business funding requirements.

Key features and benefits

Can be taken either as a revolving line of credit or choose a term and repayment option that suits your needs
Provides the certainty of a long-term loan combined with the convenience of easy access to available funds
Base interest rate is aligned weekly to money market rates, so you get the benefit of a transparent and competitive rate
You can transact through all channels, including Internet or branch banking, plus cheques. Also deposit and withdraw within your available limit at any time.

Transaction Account Required

If you do not already have a Westpac Business Account, you will first need to set up a Westpac Business One account.

Quick links

Calculator

How much can I borrow?

Workshops &
advice guides

Practical tools & workshops to support business owners.

General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. Consider our disclosure documents, which include Product Disclosure Statements (PDS) for some products. The PDS is relevant when deciding whether to acquire or hold a product. View our Australian Prudential Regulation Authority Registrable Superannuation Entity (RSE) Licence & Registration numbers.

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Fees and charges may be payable. Full terms and conditions available on request. These may be varied or new terms and conditions introduced in future. See Business Finance Rates for a list of current rates. Any loan application will be subject to the Bank's normal lending criteria.