Products and services on offer
Call Business Direct on
132 772 or Country Business Direct on 1300 134 979
Business Choices offers a wide range of business and personal banking products. It's up to you which products you choose – and how many.
Cash flow management options
| Product | Benefit |
| Westpac Business Flexi | - An investment account which offers high interest rates for balances over $20,000.
- Instant access to your account via branch, telephone or internet banking
|
| Westpac Business Max-i Direct | - High-interest online savings account
- 24 hour, 7 days a week access by Internet and Telephone Banking
|
| Westpac Business Max-i Bonus | - High-interest online savings account offering bonus interest when no withdrawals are made in a calendar month
- 24 hour, 7 days a week access by Internet and Telephone Banking
|
| EFTPOS Advantage | - A fast and easy way to accept credit card and debit payments
|
| Web or Batch Advantage | - A low-cost way to accept and process payments online or via other convenient options
|
| Business Max-i Direct Account | - High-interest online savings account
- 24 hour, 7 days a week access by Internet and Telephone Banking
|
| Bank Guarantee | - A safer way to lodge security than with a landlord or equivalent
|
| Business Online | - View account balances and pending payments
- Access account details and transfer funds
|
| Business Telephone Banking | - 24 hour, 7 days a week access
- Check account balances and transaction details
- Transfer funds between accounts
- Make bill and credit card payments
|
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Business Finance options
| Product | Benefit |
| Business Overdraft | - Short-term finance to help you handle smaller shortages of cash
|
| Business Loan | - Flexible finance with low interest rate, over a longer term, or any worthwhile business purpose
|
| Bank Bill Business Loan | - A flexible finance option
- Competitive interest rates
- A range of interest-free risk management options
|
| Westpac Equipment Finance | - Finance for plant, equipment and vehicles for your business
|
| Insurance Premium Finance | - Helps you spread the cost of annual insurance premiums through monthly instalments
|
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Personal Banking options
| Product | Benefit |
| 55 Day MasterCard | - Low-interest rate
- Low annual fee
- Up to 55 days interest-free on credit purchases1
|
| Westpac Choice | - Flat monthly account service fee
- Unlimited Westpac transactions across Branch, ATM, EFTPOS, Telephone and Internet Banking
- Paperless estatements as standard
|
| Personal Max-i Direct account | - High-interest online savings account
- 24-hour , 7 days a week access by Internet and Telephone Banking
|
| Altitude Card | - Value and flexibility from your rewards program
- 1 point per dollar spent on MasterCard, double points if you spend on Altitude American Express® Card
|
| Altitude Gold Card | - Higher minimum credit limit than the standard Altitude card
- Complimentary overseas travel insurance2
- Extended warranty insurance2
- 90-day purchase security insurance
|
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International options
| Product | Benefit |
| Trade Finance | - Short-term finance with a flexible term and currency
|
| Foreign Currency Overdrafts | - An onshore overdraft
- Available in most currencies
- Ideal when you're unsure of the trade transactions timings
|
| Foreign Currency Accounts | - Useful if you regularly pay or receive foreign currencies
|
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Risk protection options
| Product | Benefit |
| Business interruption insurance | - Insures against loss of your gross profit, following material damage to the assets of your business
|
| Home and contents Insurance | - Comprehensive cover for your home and contents
|
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Business Information services
| Product | Benefit |
| Beyond Survival Workshop | - A business workshop designed to help you better manage your business finances
|
| Ezybusiness subscription | - Learn how to improve your business operations
- Online access to business information
|
| Export web tools | - Diagnostic tools through Austrade
- Helps you understand export potential and the risks involved
|
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