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Compare our business credit cards

	Altitude Business Limited Edition Card	Altitude Business Limited Edition Gold Card	BusinessChoice Everyday Card Note: only available in combination with additional Westpac business lending products.
Account features
Reward Points¹	Altitude Rewards American Express: 2 points per $1 spent MasterCard : 1 point per $1 spent AND	Altitude Rewards American Express: 2 points per $1 spent MasterCard : 1 point per $1 spent AND	N/A
Bonus Altitude Points¹	Up to 3 additional points per dollar spent at selected Bonus Partners¹	Up to 3 additional points per dollar spent at selected Bonus Partners	N/A
Interest rate (variable)	20.74% pa	20.74% pa	14.99% p.a. on purchases 19.65% p.a. on cash advances
Interest free days on credit purchases³	Up to 45 days	Up to 45 days	Up to 45 days
Annual card fee	$100	$150	$75 per card
Cards	MasterCard® card and American Express®	MasterCard® card and American Express®	VISA/ MasterCard®
Complimentary Insurances²	No	Accountholder's unauthorised transaction insurance and transit accident insurance and flight inconvenience insurance Overseas travel insurance cover for upto 3 months² 3 month Purchase security and extended warranty insurance covers²	Accountholder's unauthorised transaction insurance Transit accident insurance and Flight inconvenience insurance
Liability	Individual	Individual	Joint and several
Additional card	Yes, maximum 1 at no extra cost	Yes, maximum 1 at no extra cost	Yes, up to 9 additional cards
Special balance transfer offer⁴	Yes, 9.99% for six months	Yes, 9.99% for six months	No
Consolidated monthly statement	Yes	Yes	Yes
	Altitude Business Limited Edition Card	Altitude Business Limited Edition Gold Card	BusinessChoice Everyday Card

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1. The earning and redemption of Altitude points (including available rewards and expiry of points) is subject to Altitude Terms and Conditions. Altitude bonus points are earned on purchases made at participating Bonus Partner outlets. Only Australian Bonus Partner outlets apply unless stated otherwise.
2. Insurance covers are issued by Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507 (Zurich) to Westpac Banking Corporation under separate Master Policies. Zurich is liable for separate risks insured under the terms of each of those policies. The benefits of the insurance covers are extended to Westpac's accountholders or cardholders as relevant (as third party beneficiaries) as complimentary benefits. The accountholder or cardholder is under no obligation to accept the benefits of the covers and cover is subject to the terms and conditions of the policies. For the benefit of the various insurance covers to extend to the cardholder, the cardholder must comply with the insurance terms and conditions. No Westpac group company has any liability in connection with the insurance policies. The Commercial Card Insurance Policy and the Gold Card Insurance Conditions of Use may be obtained by calling 1300 367 228 or by clicking on the corresponding links.
3. On credit purchases only, where the account balance (including any balance transfer amount) is paid in full by the due date each month. Interest on cash advances is calculated from the date the transaction is debited to your card account.
4. This rate is only available to customers who are applying for an applicable Westpac card and wish to transfer the balance(s) from a non-Westpac credit card(s), charge card(s) or store card(s). This offer is only available at point of application. Any subsequent balance transfers will be charged at the standard product interest rate listed on the leaflet Credit Cards, Interest

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