Call Business Direct on
132 772 or speak to your Relationship Manager
Use our Plan Selector Tool to see which plan best suits your needs.
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| Key features | ||||
| Monthly plan fee | $6.50 | $20 | $50 | $50 |
| Allowable transaction value2 | $6.50 | $20 | $50 | $50 |
| Interest Payable | No3 | Yes | Yes | Yes |
| Line of credit | Yes | Yes | Yes | Yes |
| Excess transaction fees | ||||
| Electronic | $0.20 | $0.17 | $0.14 | Price on application |
| Cheque | $0.60 | $0.55 | $0.50 | Price on application |
| Branch | $1.00 | $1.00 | $1.00 | Price on application |
| Account access | ||||
| Cheque access | Yes | Yes | Yes | Yes |
| Credit Card/Handycard | Yes | Yes | Yes | Yes |
| Business Internet/Telephone Banking | Yes | Yes | Yes | Yes |
| eStatements | Yes | Yes | Yes | Yes |
| BPAY(bill payments) | Yes | Yes | Yes | Yes |
| Periodical payments | Yes | Yes | Yes | Yes |
| Direct debits/credits | Yes | Yes | Yes | Yes |
| Interest rates4 | ||||
| $0 - $19,999 | Nil | 0.01% | 0.01% | Price on application5 |
| $20,000 - $49,999 | Nil | 2.25% | 2.25% | Price on application5 |
| $50,000 - $99,999 | Nil | 3.00% | 3.00% | Price on application5 |
| $100,000 - $249,999 | Nil | 4.40% | 4.40% | Price on application5 |
| $250,000 - $499,999 | Nil | 4.90% | 4.90% | Price on application5 |
| $500,000 plus | Nil | 5.25% | 5.25% | Price on application5 |
| Packages | ||||
| Business Package | ||||
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Notes
1. Eligibility criteria apply to Westpac Business One - Negotiator Plan. For more details contact your Relationship Manager or call Business Direct on 132 772.
2. 'Allowable Transaction Value' represents the value of transactions available under this plan. For example if you pay a $20 monthly plan fee you can access $20 worth of transactions. Unused value is not transferrable or refundable.
3. No credit interest is paid on Westpac Business One - Low Plan.
4. The interest rates shown above do not apply if you have a netted interest arrangement or set-off agreement. Credit interest, where applicable, is calculated daily and credited to the account monthly in arrears, on the last business day of each calendar month. Balances in your account on and after the last business day of the month, including deposits made to your account on or after the last business day of the month, will not be included in the interest calculation for that month, but the interest calculation for the following month. Interest is only payable on the amount of the closing daily balance in excess of $2,000. For example, if a customer's closing daily balance was $10,000, interest will be calculated on $8,000.
5. Credit interest rates for Westpac Business One – Negotiator are as per High Plan credit interest rate, or by agreement.
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Copyright © 2008 Westpac Banking Corporation ABN 33 007 457 141
