Consolidating your business banking can help save you time and money.
Call Business Direct on
132 772 or speak to your Relationship Manager
The BusinessChoice Rewards Card provides you with a more rewarding way to manage your cash flow.
Key features
Rewards
Choose how you want to be rewarded. A BusinessChoice Rewards Card gives the cardholder the freedom to earn Qantas Frequent Flyer points to redeem for all kind of rewards in the Qantas Frequent Flyer program.
Additional benefits
Complimentary insurances
With BusinessChoice Rewards you receive a range of complimentary insurance covers that help protect your business. Please check the 
BusinessChoice Rewards Card complimentary insurance terms and conditions (PDF 130kb) for full details. In accordance with the policy, cover includes:
Travel-related insurances cover
Complimentary overseas travel insurance2:
Be covered for overseas travel (with your spouse and certain dependent children) for up to 3 months, when overseas return tickets are purchased on your card before you leave.
Complimentary interstate flight inconvenience insurance2
Be covered for specified flight delays, loss or damage to personal items and more when flying interstate in Australia, for trips of up to 14 days when your fare is charged to your card before you leave.
Complimentary cardholder's transit accident insurance2
Be protected against specified accidental death or injury when sustained while riding as a passenger in a plane, bus, train or ferry as outlined in the policy, when you have paid for your trip using your card.
Purchase related insurances
Complimentary purchase security insurance2
Be covered for up to 90 days against specified loss, theft or damage to business items or personal goods purchased anywhere in the world using your card.
Complimentary extended warranty insurance2
Pay with your card to extend the manufacturer's expressed Australian warranty on business items by up to 3 months and personal goods by up to 12 months.
Complimentary account holder's guaranteed pricing scheme
Use your card to purchase business items or personal goods up to the value of $350 anywhere in Australia, and if you are the accountholder of the BusinessChoice Rewards facility, you're guaranteed the best price on the market for that product/model.
Business-related insurances cover2
Complimentary accountholder's unauthorised transaction insurance
If you are the principal and the accountholder of the BusinessChoice Rewards facility, you have automatic protection against unauthorised transactions made by cardholders up to $20,000 cover per cardholder and $150,000 per account holder for any unauthorised transactions in a 12-month period.
Complimentary account holder's business inconvenience insurancee2
Account holders are covered as specified, for up to $10,000 a year if business premises are invaded, and up to $10,500 for recruitment expenses incurred for replacement of a cardholder unable to continue their employment.
Flexibility to help manage cash flow
Extend your cash flow by up to 45 days
The card comes with up to 45 days interest-free on credit purchases provided the total closing balance of the facility is paid in full by the statement due date each month.
By instructing service providers to debit your card as soon after the statement date as you can, you could better utilise these interest-free days to improve cash flow.
Manage your account online for greater convenience
With your BusinessChoice Rewards Card you can manage your account more securely from the convenience of your computer, 24/7.
As a cardholder, view up-to-date account balances and transaction history online whenever you like to stay on top of your cash flow and expenses.
As a principal, get a complete overview of multiple cardholder spending, quickly and easily through your monthly account statement:
BusinessChoice Rewards Credit Card comes with CardShield to help protect your business from credit card fraud. CardShield guards you against fraudulent activity through:
Online Transaction Security Guarantee
We guarantee you will not be liable for any loss from the amount of any internet transaction made using your card without your knowledge or consent, if we are notified of that transaction before the due date shown on a credit card account statement.
24/7 FalconTM fraud protection
This monitors every transaction for irregular activity. If a suspicious transaction is detected, one of Westpac's fraud specialists will call you to verify it was genuine.
Chip technology
An embedded microchip giving you access to a leading credit card security platform.
General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. Consider our disclosure documents, which include Product Disclosure Statements (PDS) for some products. The PDS is relevant when deciding whether to acquire or hold a product. View our ABN & RSE Numbers for Superannuation entities.
1.Qantas Frequent Flyer points accrue at individual cardholder level only. New points earned during a statement cycle are added to your points balance on a monthly basis, usually within 14 days after your statement is issued. The earning of Qantas Frequent Flyer points through the BusinessChoice Rewards Card is subject to the BusinessChoice Rewards Card Rewards Terms and Conditions. You must be a member of the Qantas Frequent Flyer program and have provided Westpac with your valid Qantas Frequent Flyer number. Membership of the Qantas Frequent Flyer program is subject to the Terms and Conditions of the Qantas Frequent Flyer program. A joining fee applies. Please refer to qantas.com/frequentflyer or call the Qantas Frequent Flyer Service Centre on 13 11 31 for more information.
2. Insurance covers are issued by Zurich Australia Insurance Limited ABN 13 000 296 640 AFSL 232507 (Zurich) to Westpac Banking Corporation under separate Master Policies. Zurich is liable for separate risks insured under the terms of each of those policies. The benefits of the insurance covers are extended to Westpac's accountholders or cardholders as relevant (as third party beneficiaries) as complimentary benefits. The accountholder or cardholder is under no obligation to accept the benefits of the covers and cover is subject to the terms and conditions of the policies. For the benefit of the various insurance covers to extend to the cardholder, the cardholder must comply with the insurance terms and conditions. No Westpac group company has any liability in connection with the insurance policies. The BusinessChoice Rewards Card complimentary insurance terms and conditions and the Commercial Card Insurance Policy may be obtained by downloading or calling 1300 367 228.
3. The minimum credit limit for any business is $2000, and the minimum credit limit per card is $1000. Credit limits for the business can be changed by Westpac at any time and the Principal can change the limit of individual cardholders at any time provided the limit is within the business limit.
4. On credit purchases only, where the closing balance is paid in full by the statement due date each month.
By accessing and viewing this website you agree to be bound by the Terms and Conditions of this website.
Products and services described here are only available in Australia. Fees and charges apply. Full details of all terms and conditions are available on application. These may be varied, or new terms and conditions introduced, in the future.
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