BusinessChoice Everyday Credit card

Call Business Direct on
132 772 or speak to your Relationship Manager

The BusinessChoice Everyday Credit Card gives you finance at your fingertips for day-to-day expenses, plus additional funds for those important but unexpected business projects.

More importantly, it lets you choose how you want your cash to flow by now having the option of paying a minimum amount instead of clearing the balance each month.¹ That's flexibility. That's convenience.

Up to 45 days interest-free on credit purchases²
Low variable purchase interest rate of 14.99% p.a. and variable cash advance interest rate of 19.65% p.a.

Key features | Additional benefits

Key features

Competitive annual card fees of $75 per card
Convenient online management 24/7
Flexibility of up to 10 cards per account.

Additional benefits

New Billing Account (PDF 79kb) lets you better manage individual credit limits and available funds of multiple cardholders
Set your own spending limits within your own budget
Multiple payment options including phone, Internet, Westpac ATM, in-branch or Card Auto Pay
Complete overview of multiple cardholder spending for the Principal cardholder/s
View up-to-date account balances, download statements and monitor your transaction history
One summary statement and individual cardholder statements
Easily export your transaction history in to MYOB and BAS.

Be protected by Liability Insurance and Complimentary Transit Accident and Flight Inconvenience Insurance cover.³

View the business cards interest rates, fees and charges.

Calculator

How much can I borrow?

Business Choices

All your business banking needs in one handy package.

Quick links

Require a credit card with corporate liability?

Our range of commercial credit cards are suited to business customers requiring a credit card with corporate liability.

Terms and conditions Credit card applications are subject to the Bank's normal lending criteria.
For more information on these cards call 1300 650107 and download the BusinessChoice Terms & Conditions
1. Pay monthly minimum outstanding balance of 3% or $10 whichever is higher.
2. On credit purchases only, where account balance (including any balance transfer amount) is paid in full by the due date each month. Interest on cash advances is calculated from the date the transaction is debited to your card account.
3. Insurance covers are issued by Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507 (Zurich) to Westpac Banking Corporation under separate Master Policies. Zurich is liable for separate risks insured under the terms of each of those policies. The benefits of the insurance covers are extended to Westpac's accountholders or cardholders as relevant (as third party beneficiaries) as complimentary benefits. The accountholder or cardholder is under no obligation to accept the benefits of the covers and cover is subject to the terms and conditions of the policies. For the benefit of the various insurance covers to extend to the cardholder, the cardholder must comply with the insurance terms and conditions. No Westpac group company has any liability in connection with the insurance policies. The Commercial Card Insurance Policy may be obtained by calling 1300 367 228 or by downloading the Commercial Card Insurance Policy.
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General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. Consider our disclosure documents, which include Product Disclosure Statements (PDS) for some products. The PDS is relevant when deciding whether to acquire or hold a product. View our Australian Prudential Regulation Authority Registrable Superannuation Entity (RSE) Licence & Registration numbers.

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Products and services described here are only available in Australia. Fees and charges apply. Full details of all terms and conditions are available on application. These may be varied, or new terms and conditions introduced, in the future.