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Westpac Agri Finance offers the certainty of long term finance, the flexibility and convenience of a seasonal funding or working capital facility, and a low interest rate that is aligned to money markets.

Westpac Agri Finance is a variable rate loan with terms available up to 15 years. It has five free redraw transactions per month to allow you to replenish your working capital account through internet, phone and branch banking, and a variety of interest rate options based on commercial bill rates for 30, 60, 90, 120, 150 and 180 days.

To save on interest costs, you can pay into Westpac Agri Finance at any time without cost when you have surplus funds available, and then draw down again within your available limits when funds are required.

Minimum & maximum amounts

Minimum limit: $250,000
Maximum limit: Nil

Minimum & maximum terms

Minimum term: 30 days
Maximum term: Up to 10 years (15 years interest only option also available)

Repayment options

• Interest only
• Principal and interest
• Principal and interest plus fees

Repayments can be weekly, fortnightly, monthly, quarterly, half yearly or annually (principal only).

Security

• Residential property
• Westpac term deposit
• Commercial property
• Rural and business assets/Other types of security

Fees and charges

• Establishment fee applies
• Loan service fee applies

Other features and benefits

• Flexible drawdown and repayment options
• Convenient redraw facility with five free redraws per month