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A Westpac Agribusiness One Loan gives you complete control and flexibility in managing your finances.

• Combine into one account all your borrowing requirements, such as working capital, seasonal funding and longer term funding.
• Can be taken either as a revolving line of credit on an interest only basis, or you can choose a term and repayment option that suits your needs, giving you the certainty of a long term loan combined with the convenience of easy access to available funds.
• Low interest rate aligned weekly to money market rates, so you get the benefit of a transparent and competitive interest rate.
• You can transact through all channels, including internet banking, branch banking and cheques. You can also deposit and withdraw within your available limit at any time.

Minimum and maximum amounts

Minimum limit: $200,000
Maximum limit: None

Minimum and maximum terms

Minimum term: 30 days
Maximum term: Up to 10 years (in some cases up to 25 years)

Repayment options

• Interest only
• Principal and interest
• Principal and interest plus fees
• Repayments can be weekly, fortnightly, monthly, quarterly, half yearly or annually

Security

• Residential property
• Westpac term deposit
• Commercial property
• Business assets / other types of security

Fees and charges

• Establishment fees apply
• Overdraft Facility Fees apply

Transaction accounts required

If you do not already have a Westpac business account, you will first need to set up a Westpac Agribusiness One account to link to your Westpac Business One Loan.

More information

For more details contact your Manager or call Country Business Direct on 1300 134 979.