Tracking and managing transactions
What are my access options?
We give you a range of options for accessing your transaction account 1 so you can choose the approach that suits you best. This table outlines the access options available to you. Keep in mind that our fees vary depending on the options you use, so compare the fees to make sure you’re getting the best deal.
| Solution for… | Product | Transaction type | Benefits |
|---|---|---|---|
| Accessing your money at millions of ATM and EFTPOS locations | Handy Card | Electronic | No need to carry petty cash or cheques |
| Accessing your money, paying bills and suppliers in person or over the Internet or telephone | Westpac Business Debit MasterCard ® | Electronic | Easy access to your money or any available overdraft funds wherever MasterCard® is accepted |
| Accessing accounts,paying bills and suppliers 24/7 | Business Online | Electronic | Do your banking cheaper and faster over online, anytime |
| Accessing accounts,paying bills and suppliers 24/7 | Business Telephone Banking | Electronic | Do your banking cheaper and faster over the phone anywhere, anytime |
| Accessing your money, paying bills and suppliers in person | Branch banking | Branch | Access to face to face professional help for all your banking needs |
| Paying bills and suppliers in person or by mail | Cheque book | Cheque | Easy to use, more secure than cash |
Is there banking outside business hours?
Business Online and Business Telephone Banking will provide access to your accounts electronically at any time. 2
If you want to deposit cash and cheques into your account outside banking hours, there are options. Many ATMs accept cash deposits, and some branches have night safe facilities allowing you to store your day's takings securely overnight.
To find an ATM near you that accepts cash deposits, or a branch near you with a night safe use our branch and ATM locator.
What if I need to use cash or cheques?
We offer a variety of cheque book sizes on your Westpac Business One transaction account. Just make sure you’re aware of the costs involved with writing and depositing cheques and choose your Westpac Business One plan accordingly.
It’s not a great idea to keep large amounts of cash or cheques on your premises, but taking them to a branch can mean time out of your business. We’ve got services to speed things up.
If it’s easy to get to a branch, you can deposit your cash and cheques without queuing using Business Express Deposit.
It can take valuable time out of your business to get to a branch. Use our Direct pick-up or internal Cheque pick-up services. We’ll arrange to collect your cash and cheques, saving you the time it takes to make deposits.
