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I want to earn interest but still have access to my funds

Many businesses are seasonal, and some months are better than others. So how can you take advantage of the “good” months and avoid using finance in the “bad” months?

If you want to earn interest on your funds but want the security of being able to access them, look at linking one of our high interest savings accounts to your transaction account. That way you can take advantage of those months where you have a cash surplus.

To make your decision, you need to consider 2 things. How much you want to invest? Which access options do you want?

I may need access to my cash occasionally

If you want a competitive interest rate and electronic access to your cash when you need it, our Westpac Business Cash Reserve fits the bill – and there’s no minimum balance requirement.

If you have over $10,000 and you’re confident you won’t need funds in the short term, the Westpac Business Cash Reserve Bonus gives you the potential to earn bonus interest when no withdrawals are made in a calendar month.

I want cheque book and card access

If you want the added access flexibility of a cheque book and card then consider the Westpac Business Flexi, though you’ll need to keep your balance above $20,000 to earn interest.

Review you options

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