Westpac Banking Corporation

Loans and leasing Rates, calculators and tools

Loans and leasing rates

Agribusiness One Loan

The Westpac Agribusiness One Loan base rate is 5.39% p.a.4

View Westpac Agribusiness One essentials.


Agri Finance Rates

Rates as at 26 July 2010
Rollover Variable rate2
30 days 5.27% p.a.
60 days 5.36% p.a. 
90 days  5.37% p.a. 
120 days  5.44% p.a. 
150 days  5.52% p.a. 
180 days  5.61% p.a. 

View Agri Finance essentials.


Bank Bill Business Loan

Interest rates
Rollover Variable rate 2
 30 days  5.27% p.a.
 60 days  5.36% p.a.
 90 days  5.37% p.a.
 120 days  5.44% p.a.
 150 days  5.52% p.a.
 180 days  5.61% p.a.

  View Bank Bill Business Loan essentials.


Business Loan

Interest rates
Type of loan Variable rate 1
Business Development rate 8.69% p.a.
Business Equity Access loan rate 8.16% p.a.

Interest rates
Term Fixed rate 3
1 year 8.15% p.a.
2 year 8.23% p.a.
3 year 8.34% p.a.
4 year 8.51% p.a.
5 year 8.61% p.a.
7 year 8.79% p.a.
10 year 8.86% p.a.

  View Business Loan essentials.


Commercial Bill

  • Commercial Bills can be variable or fixed and are linked to money market rates
  • Rates are available on request.

Interest rate protection

You may be able to help protect your interest rate exposure through a wide range of interest rate risk management products.

View Commercial Bills essentials.


Business Overdraft

The Business Overdraft rate is a variable rate of 9.46% p.a. 1

View Business Overdraft essentials.


Westpac Business One Loan

The Westpac Business One Loan variable base rate is 5.39% p.a.4

View Westpac Business One Loan essentials.


Things you should know
  • Any application for finance will be subject to the Bank's normal lending criteria.
  • 1.Rates:
  •  -are variable
  • -are current as at 7 May 2010
  • -are shown as base rate only, a margin may apply.
  • 2.Rates:
  • -are variable
  • -are current as at 15 June 2010
  • -are changed daily
  • -are shown as base rate only, a margin may apply
  • Fixed rates are available on request.
  • 3.Rates:
  • -are fixed
  • -are current as at 26 July 2010
  • -are shown as base rate only, a margin may apply.
  • At the end of the fixed rate period, the interest rate will convert to the applicable variable rate unless otherwise indicated.
  • 4.Rates:
  • -are variable
  • -are current as at 26 July 2010
  • -are changed weekly
  • -are shown as base rate only, a margin may apply.