Westpac Banking Corporation

Business loans Rates, calculators and tools

Business loans rates

Agribusiness One Loan

The Westpac Agribusiness One Loan base rate is 4.85% p.a.4

View Westpac Agribusiness One essentials.


Agri Finance Rates

Rates p.a. as at 21 May 2012
Rollover Variable rate2
30 days 4.68%
60 days 4.57%  
90 days  4.45%
120 days  4.42%
150 days  4.38%
180 days  4.35%

View Agri Finance essentials.


Bank Bill Business Loan

Interest rates p.a.
Rollover Variable rate 2
 30 days  4.68%
 60 days  4.57%
 90 days  4.45%
 120 days 4.42%
 150 days  4.38%
 180 days  4.35%

  View Bank Bill Business Loan essentials.


Business Loan

Interest rates p.a.
Type of loan Variable rate 1
Business Loan rate 8.14%
Business Equity Access Loan rate 7.26%

Interest rates p.a.
Term Fixed rate 2
1 year 6.22%
2 year 6.28%
3 year 6.48%
4 year 6.65%
5 year 6.87%
7 year 7.12%
10 year 7.43%

  View Business Loan essentials.


Commercial Bill

  • Commercial Bills can be variable or fixed and are linked to money market rates
  • Rates are available on request.

Interest rate protection

You may be able to help protect your interest rate exposure through a wide range of interest rate risk management products.

View Commercial Bills essentials.


Business Overdraft

  • Business Overdraft rate is a variable rate, currently 8.91% p.a. and subject to change
  • Rate is current as at 14 May 2012
  • Interest is calculated daily and charged monthly on the amount used
  • Fixed rates are not available for business overdrafts.

Westpac Business One Loan

The Westpac Business One Loan variable base rate is 4.85% p.a.4

View Westpac Business One Loan essentials.


Things you should know
  • Any application for finance will be subject to the Bank's normal lending criteria.
  • 1.Rates:
  •  -are variable
  • -are current as at 14 May 2012
  • -are shown as base rate only, a margin may apply.
  • 2.Rates:
  • -are variable
  • -are current as at  21 May 2012
  • -are changed daily
  • -are shown as base rate only, a margin may apply
  • Fixed rates are available on request.
  • 3.Rates:
  • -are fixed
  • -are current as at 21 May 2012
  • -are shown as base rate only, a margin may apply.
  • At the end of the fixed rate period, the interest rate will convert to the applicable variable rate unless otherwise indicated.
  • 4.Rates:
  • -are variable
  • -are current as at 21 May 2012
  • -are changed weekly
  • -are shown as base rate only, a margin may apply.