Business loans Rates, calculators and tools

Business loans rates

Business Overdraft

  • Business Overdraft has a variable rate, currently 7.83% p.a. 
  • Interest is calculated daily on the balance used, and charged monthly
  • A margin may apply depending on the type of security provided
  • Fixed rates are not available on a Business Overdraft.  

Business Loan

A margin may apply depending on the type of security provided.

Variable rates current on and from 26 August 2013.

Fixed rates current on and from 15 September 2014. At the end of the fixed rate period, the interest rate will convert to the variable Business Development rate.

Interest rates p.a.
Type of loanVariable rate
(Base rate only, a margin may apply)
Business Loan
(Business Development Loan)
7.01% p.a.

Interest rates p.a.
TermFixed rate
(Base rate only, a margin may apply)
1 year5.58%
2 year5.75%
3 year5.94%
4 year6.15%
5 year6.35%
7 year7.16%
10 year8.07%

Rates

  • The Business Equity Access Loan has a variable rate, currently 6.13% p.a.
  • A margin may apply depending on the type of security provided.
  • There are no fixed rates available for Business Equity Access Loans.